4.8out of 3,000+ reviews

GAINSCO - Car Insurance

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Last Updated February 1, 2022

GAINSCO Auto Insurance Quotes

StateAverage Monthly Cost
Texas$270
Utah$198
South Carolina$319
Oklahoma$175
Arkansas$169
Virginia$158
Missouri$199
Florida$225
Georgia$258
New Mexico$133
Tennessee$204
Arizona$196
Alabama$199
Ohio$121
Indiana$128
Illinois$135

Ratings

GAINSCO Ratings
BrandRatingsUser reviews
Insurify
2.5
29

Payment methods

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    Automatic Online Payment
    Info
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    Mail Payment
    Info
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    Online Payment
    Info
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    Phone Payment
    Info
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    Cash Payment
    Info

Features and Services

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    Mobile app

Car Insurance Coverage

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GAINSCO Insurance by State

Car Insurance

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GAINSCO Insurance Products

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Car Insurance

FAQs - GAINSCO Car Insurance

How does Insurify work?

Insurify lets you freely compare accurate car insurance quotes and discounts from top national and regional insurance companies in a matter of minutes. You can choose between coverage levels and adjust deductibles to ensure you're not just getting the cheapest policy, but the most appropriate one, too. Users save an average of $489 a year when they buy a new insurance policy through Insurify.

How does Insurify find me the cheapest car insurance quotes?

Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.

How is Insurify different from other insurance quote comparison sites?

Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.

Company History

GAINSCO is a property and casualty insurance holding company that provides non-standard personal auto insurance (focusing on minimum-limits personal auto insurance) in nine states. GAINSCO, Inc. was founded in 1978 and is currently based in Dallas, Texas, with a regional office in Miami, Florida. GAINSCO's insurance operations are run by MGA Insurance Company, Inc. 

Policyholders can enjoy insurance policies at affordable prices and expert claims handling. 

Contact Information

Headquarters address: 3333 Lee Parkway, Suite 1200 Dallas, TX 75219

Phone number: (866) GAINSCO

Website: www.gainsco.com

How to cancel your GAINSCO Car Insurance Policy

You will need to contact your agent in order to cancel your policy. You agent's information should be listed on your insurance policy.

GAINSCO Reviews

2.4
5 Stars
31 %
3 Stars
7 %
2 Stars
7 %
1 Star
55 %

Most Positive Review

By Khleba
I never had a issue with the insurance company

Most Critical Review

By Deborah
There rates are too high

All Reviews

Showing 1 - 10 out of 29 Reviews
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Read reviews that mention

John
Their insured hit me. Spent 3 hours so far on hold and they don't answer the phone. STAY AWAY!!!
Doris
I thought they were a good company they isn't they hold non fault accident against you and jack you payment up
William
Quick service when needed
Batur
Eve
Price and service sucks
Ronald
Eshanti
Service
Jack
Price
Aaron M
Judy
They are very nice people, but it's more than I can afford on a fixed income
Showing 1 - 10 out of 29 reviews

GAINSCO Car Insurance Information

Insurify Composite Score0
Number of discounts0
Number of reviews29
User Rating2.5

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.