Cheapest Auto Insurance in Scranton, Pennsylvania (2025)
State Farm offers the cheapest rates in Scranton, with liability-only quotes of $47 per month.
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Written byJamie Johnson
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6 years experience in personal finance writing
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Jamie is a meticulous researcher who has published 2,000+ personal finance articles. Her expertise is trusted by major brands like Bankrate and Rocket Mortgage.
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Edited byCourtney Mikulski
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Courtney MikulskiSenior Editor, Auto
Over 3 years of experience producing content on insurance and personal finance.
Key architect of Insurify's quality score.
Courtney's deep knowledge of personal finance goes beyond insurance and includes credit cards, consumer loans, and banking. She loves creating practical content.
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Table of contents
Scranton drivers can find the cheapest car insurance rates from State Farm, Mile Auto, and Erie. While Scranton’s average monthly car insurance rates are comparable to the Pennsylvania state averages, they’re significantly lower than national average car insurance rates.
In Scranton, full-coverage car insurance averages $164 per month, while liability only is $83. By comparison, the state averages are $169 and $95, respectively. The national average cost of full-coverage car insurance is $197, while liability policies average $105 per month.
The exact costs you’ll pay vary depending on your driving history, age, credit history, ZIP code, and other factors. Comparison shopping is the best way to find cheap car insurance in Scranton.
Quick Facts
In Scranton, State Farm is the cheapest liability insurance company, and Mile Auto is the cheapest full-coverage insurance company.
Pennsylvania had 115,938 accidents in 2022, with 1,179 fatalities, according to Pennsylvania Department of Transportation data.
Insurance companies use your driving history, age, and credit score to determine your premiums.
3 of the cheapest car insurance companies in Scranton
The auto insurance company that’s best for you will depend on your individual situation and needs. The following three insurance companies are the cheapest options for Scranton drivers.
Insurance Company  | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | Full Coverage | Liability Only | Best for |
|---|---|---|---|---|
| State Farm | 9.3 | $107 | $51 | Young drivers |
| Erie | 9.0 | $124 | $59 | Coverage options |
| Auto-Owners | 8.5 | $135 | $64 | High-value vehicles |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for young drivers: State Farm
| User Reviews | 4.2 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $47/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $101/mo |
4.2
Best choiceBased on 10,174 verified guest reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (5,605)
Charlotte
March 24, 2025
Verified Review
They don't seem too thrilled to have your business. I've never filed a claim, and when I ask for information about my policies, they aren't very helpful. This might just be my specific agent, as I've never had to contact State Farm directly. I always feel like I'm bothering them whenever I reach out.
They don't seem too thrilled to have your business. I've never filed a claim, and when I ask for information about my policies, they aren't very helpful. This might just be my specific agent, as I've never had to contact State Farm directly. I always feel like I'm bothering them whenever I reach out.
David
March 24, 2025
Verified Review
Good
They're just alright, but they keep increasing my insurance for no apparent reason.
Troy
March 24, 2025
Verified Review
Unjustified Increases
I don't appreciate the continuous increases without any reason or explanation.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Scranton is home to several schools, including The University of Scranton, Marywood University, and Geisinger Commonwealth School of Medicine. Young drivers at these colleges can likely benefit from State Farm’s competitive rates.
Teens who maintain good grades could save up to 25% on auto insurance, and the savings may last until they turn age 25. And if a student attends college and only uses their vehicle on holidays and breaks, they could earn a student away at school discount.
Pros
Numerous discounts available for teen drivers
Rideshare insurance available
Cons
Doesn’t offer gap insurance
Can’t purchase a policy online
Best insurer for coverage options: Erie
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.0 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $54/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $117/mo |
4.0
Best choiceBased on 293 verified guest reviews and ratings
How drivers feel about Erie Insurance
Customers appreciate the insurer’s excellent customer service and quick claim handling but are dissatisfied with the unexpected and unexplained rate increases. Some also found the policy details hard to understand.
AI-generated from the text of verified reviews collected by Insurify
Best For
High customer satisfaction
Competitive rates
Optional coverages
How drivers feel about Erie Insurance
Customers appreciate the insurer’s excellent customer service and quick claim handling but are dissatisfied with the unexpected and unexplained rate increases. Some also found the policy details hard to understand.
AI-generated from the text of verified reviews collected by Insurify
Best For
High customer satisfaction
Competitive rates
Optional coverages
Reviews (156)
Harold
March 21, 2025
Verified Review
Erie Works For Me!
I have a good relationship with them!
Helen
March 21, 2025
Verified Review
Excellent
Erie excels in all aspects of their service and coverage.
Donna
March 20, 2025
Verified Review
Brokers are not the way to go…find a company who values your needs
I’m not sure if it's Erie Insurance or the Insurance Company representing them that's the issue. At the insurance company, you seem to get bounced around with no knowledge of what's going on. They or Erie seem to feel they can make changes within your policies without your knowledge. Your premiums increase every year without a claim, but when your bill goes up 38 3/4% ($600.00) without a claim, even though they have gone up steadily every year, it’s time to go. When you call in, they say it is beyond their control and blame it on everyone else. Then instead of trying to help you, they try to sell you more! When you tell them that will make your premium higher, then they want you to up your deductible to lower your bill. When you tell them you only want to insure your home for what it's worth, they insist they have to insure it for what it would cost to replace it. I’m not replacing it! You never hear from them until you get your next year's bill in the mail and are expected to just pay it. When I first got my policies, I was told I was being directed to an agent that could help me. I thought this was my agent! I found out 8 years later that this person was just in customer service who set up my policies! I could have done that myself online! When I asked who was my agent, I had never met or heard her name before. My premiums were paying someone’s paycheck that I never knew or heard of or more importantly never met or knew me. An agent is supposed to have an interest in a client and work in their best interest (this obviously is not the case). Is this why so many things are written into policies that do not even pertain to or are needed by some clients? We end up paying for things in policies that do not even involve us! When I was tossed to the owner's son because I wasn’t happy with the rate increase, he was arrogant and the one trying to sell me more or increase my deductibles which still would not bring the price down to where it needed to be. So they lost that policy completely. Insurance is meant to be for comfort knowing you have it in case of a fire or disaster. Not for a claim because you had a shingle blow off your roof. Hire someone & get it fixed! You never hear from them until you get your next year's bills in the mail and are expected to just pay it. Insurance is out of control! You should be able to get a policy written for exactly what you want and need. I don’t want to buy a package with a bunch of things in it that I don’t want or need because it has one thing in it that I want and they say it is the only way it is sold. Get people in the insurance business who are willing to work for the clients in order to get them exactly what their needs are. Yes, I am finding lower premiums on auto insurance as well (which they told me recently I would not be able to do).
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
870NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.49A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+Why we picked this company
Erie Insurance offers Pennsylvania drivers plenty of coverage options to protect them in case of an accident. If your pet is injured in a car accident, Erie’s auto insurance coverage will pay for up to $500 of the treatment costs. And with personal item coverage, you can get reimbursement for up to $350 for any clothing, luggage, or other valuables in your car.
Erie also offers glass repair, which waives the deductible if you need windshield replacement or repair. Its roadside assistance, rental car coverage, and locksmith services will protect you in an emergency.
Pros
Best option for drivers after an accident
No. 1 in J.D. Power’s 2023 U.S. Auto Insurance Study in the Mid-Atlantic region
Cons
Online claims not available
No usage-based insurance policies
Best insurer for high-value vehicles: Auto-Owners
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.5 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $59/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $128/mo |
4.0
Best choiceBased on 171 verified guest reviews and ratings
How drivers feel about Auto-Owners
Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
How drivers feel about Auto-Owners
Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
Reviews (107)
Sandra
March 24, 2025
Verified Review
Who is my agent?
The service is fair, but it depends on which function was performed.
Mike
March 21, 2025
Verified Review
Just Wow
The good thing is that the company I work with is family-oriented. The bad thing is that my rate was tripled without any notice.
Glinis
March 19, 2025
Verified Review
Great people, high cost
Customer Service is great. However, the cost of the policy is expensive.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
837NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.5A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Auto-Owners offers several types of coverage that protect your car’s value. Classic and vintage car owners can purchase classic car insurance, so in the event of a total loss, you’ll receive the agreed-upon value. Diminished value coverage will protect your investment in your vehicle, too.
Gap insurance will cover the difference between what you still owe on your car and what it’s currently worth. Additionally, if you’re involved in an accident with another driver insured with Auto-Owners, the company will waive your deductible.
Pros
A++ (Superior) financial strength rating from AM Best
Classic car insurance available
Cons
Not available in every state
Fewer digital tools than other insurers
How to get the cheapest car insurance in Scranton
Getting low rates isn’t about finding the first deal that comes your way. In fact, you may have to do a little work and take some steps to get the best rates for auto coverage.
Here are some ways to get cheap car insurance rates in Scranton:[1]
Increase your deductible. Your deductible is the out-of-pocket expense you’ll pay before your insurance coverage kicks in. The higher your deductible, the less you’ll pay in monthly premiums.
Take advantage of discounts. Most insurance companies offer discounts to give customers a way to save on car insurance. For example, you could receive a discount for taking a defensive driving course, having certain safety features in your car, and maintaining good grades.
Bundle your coverage. Most insurers offer discounts to customers who purchase multiple policies. You could save by bundling your auto insurance with life or homeowners insurance.
Shop around. The best way to save on auto insurance is by shopping around among different insurance companies. It’s a good idea to compare quotes from at least three companies to see which one offers you the best terms.
Find Cheap Car Insurance in Scranton, Pennsylvania
Rates start at $57 per month for liability policies
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Cheapest liability-only car insurance in Scranton: State Farm
Liability car insurance meets state minimum requirements and pays for damages to the other drivers’ vehicles and medical bills after an accident you cause. However, it won’t pay for repairs to your car or medical costs you incur.
State Farm is the cheapest option for liability-only insurance in Scranton, with rates as low as $47 per month. The table below shows other affordable liability car insurance companies in Scranton to consider.
The below rates are estimated rates current as of: Thursday, March 13 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| State Farm | $47 |
| Mile Auto | $50 |
| Erie | $54 |
| Auto-Owners | $59 |
| National General | $64 |
| Travelers | $71 |
| Progressive | $73 |
| GEICO | $73 |
| Allstate | $83 |
| The General | $84 |
| Direct Auto | $88 |
| Foremost | $89 |
| Nationwide | $93 |
| Root | $93 |
| Safeco | $94 |
| USAA | $95 |
| CSAA | $109 |
| Dairyland | $111 |
| Chubb | $111 |
| Bristol West | $112 |
| State Auto | $129 |
| Liberty Mutual | $166 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Scranton: Mile Auto
Full-coverage auto insurance includes liability, collision, and comprehensive insurance, providing protection for your own car, regardless of fault. Because it provides more coverage, it’s typically more expensive than a liability insurance policy.
Drivers in Scranton can find the cheapest full-coverage insurance with Mile Auto, with rates as low as $70 per month.
The following table outlines what drivers can expect to pay for full-coverage insurance in Scranton.
The below rates are estimated rates current as of: Thursday, March 13 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| Mile Auto | $70 |
| State Farm | $101 |
| Plymouth Rock | $116 |
| Erie | $117 |
| Auto-Owners | $128 |
| National General | $143 |
| Safeco | $148 |
| GEICO | $151 |
| Travelers | $151 |
| Progressive | $154 |
| CSAA | $158 |
| Root | $160 |
| Allstate | $172 |
| Direct Auto | $176 |
| Nationwide | $196 |
| USAA | $199 |
| Liberty Mutual | $207 |
| Bristol West | $207 |
| The General | $217 |
| Infinity | $218 |
| Chubb | $232 |
| Dairyland | $252 |
| State Auto | $277 |
| Foremost | $298 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Scranton, Pennsylvania
Drivers using Insurify have found quotes as cheap as $42/mo for liability only and $75/mo for full coverage in Scranton and other Pennsylvania cities.
*Quotes generated for Insurify users in and around Scranton, Pennsylvania within the last 10 days. Last updated on March 25, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from March 25, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Scranton, Pennsylvania within the last 10 days. Last updated on March 25, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from March 25, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Pennsylvania
To drive legally in Pennsylvania, you must carry the minimum required liability coverage. If you drive without insurance, you face a $300 fine, driver’s license and vehicle registration suspension, and car impoundment.
Pennsylvania state law requires that all drivers carry the following minimum-coverage car insurance:[2]
Coverage | Minimum Requirements |
|---|---|
| Bodily injury liability | $15,000 per person / $30,000 per accident |
| Property damage liability | $5,000 per accident |
| Medical benefits | $5,000 per accident |
Liability insurance won’t be enough protection for many drivers, so you might consider purchasing the following coverages:
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage protects you if a driver without insurance — or with limits too low to pay out your medical and repair bills — causes an accident involving you.
Funeral benefits coverage
This benefit will pay for funeral expenses if you or a family member die in an automobile accident.
Collision coverage
Collision insurance pays for repairs to your vehicle if you hit a stationary object or another vehicle, even if you’re at fault.
Comprehensive coverage
Comprehensive coverage pays for damages resulting from vandalism, a storm, or a falling object.
Rental reimbursement coverage
This coverage will pay a certain amount of the rental car costs following a covered accident.
Cheapest car insurance for drivers with an incident
Good drivers typically pay the lowest rates on car insurance, so if you have a history of driving incidents, you can expect your rates to go up. Driving incidents include speeding tickets, driving under the influence (DUI), at-fault accidents, and other moving violations.
If you have a history of driving incidents, your insurance company will consider you a high-risk driver and charge you higher rates on your auto insurance policy. When your premiums go up after a driving incident, these increased rates will usually remain in place for at least three years following the claim.[3]
For instance, drivers with clean records in Scranton pay an average of $83 per month for liability coverage, but a speeding ticket could increase this to $99 per month, on average. A more serious conviction, like a DUI, can increase rates to $123 per month, on average.
The table below shows how average rates in Scranton change based on driving history.
The below rates are estimated rates current as of: Thursday, March 13 at 12:00 PM PDT.
Insurance Company | Clean Driving Record | With Speeding Ticket | With At-Fault Accident | With DUI |
|---|---|---|---|---|
| State Farm | $47 | $56 | $59 | $73 |
| Mile Auto | $50 | $59 | $65 | $78 |
| Erie | $54 | $67 | $72 | $84 |
| Auto-Owners | $59 | $72 | $76 | $92 |
| National General | $64 | $77 | $81 | $99 |
| Travelers | $71 | $86 | $91 | $110 |
| Progressive | $73 | $87 | $95 | $113 |
| GEICO | $73 | $88 | $93 | $113 |
| Allstate | $83 | $99 | $106 | $129 |
| The General | $84 | $105 | $110 | $130 |
| Direct Auto | $88 | $106 | $115 | $137 |
| Foremost | $89 | $114 | $120 | $138 |
| Nationwide | $93 | $113 | $119 | $144 |
| Root | $93 | $122 | $129 | $130 |
| Safeco | $94 | $115 | $123 | $140 |
| USAA | $95 | $114 | $121 | $147 |
| CSAA | $109 | $133 | $145 | $169 |
| Dairyland | $111 | $133 | $141 | $172 |
| Chubb | $111 | $134 | $141 | $172 |
| Bristol West | $112 | $136 | $143 | $174 |
| State Auto | $129 | $171 | $179 | $200 |
| Liberty Mutual | $166 | $213 | $224 | $258 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of car insurance by age
Age is another factor influencing how much you pay for auto insurance. Teen drivers almost always pay the most for car insurance since they have a higher fatal crash rate than other age groups. This is largely due to their lack of experience and propensity for engaging in risky driving behaviors.[4]
Rates start to decrease around age 35 but increase again around age 70. Fortunately, seniors can reduce their insurance costs by qualifying for low-mileage discounts or taking a defensive driving course.[5]
The following table outlines average Scranton car insurance rates by driver age group.
Age | Average Monthly Quote |
|---|---|
| Teens | $296 |
| 20s | $210 |
| 30s | $170 |
| 40s | $151 |
| 50s | $135 |
| 60s | $125 |
| 70s | $117 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Shop for Car Insurance in Scranton, PA
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Scranton car insurance quotes by credit tier
Pennsylvania is one of many states that allows insurance companies to consider credit scores during underwriting.[6] Insurance companies believe that drivers with poor credit scores are more likely to file an insurance claim, so maintaining an excellent or good credit score can help lower your insurance costs.
The following table shows the average monthly cost of car insurance based on credit tier.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Scranton car insurance FAQs
Learn about how much car insurance you need before you buy a policy, and check out the answers to frequently asked questions about Scranton car insurance.
How much is car insurance in Scranton?
The average cost of car insurance in Scranton is $83 per month for liability coverage and $164 per month for full coverage.
Which insurer has the cheapest car insurance in Scranton?
State Farm, Mile Auto, and Erie are the cheapest liability car insurance companies in Scranton, with rates of $47, $50, and $54 per month, respectively. However, the best way to find the cheapest car insurance is to compare quotes from multiple insurers to find the one that offers you the lowest rate for the coverage you need.
What are the best car insurance companies in Scranton?
Some of the best car insurance companies in Scranton include Auto-Owners, Erie, and State Farm. These insurance companies have high J.D. Power customer satisfaction rankings, strong AM Best ratings, and solid Insurify Quality (IQ) Scores.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- III. "How to save money on car insurance."
- Pennsylvania Insurance Department. "Automobile Insurance Guide."
- III. "Do auto insurance premiums go up after a claim?."
- NHTSA. "Teen Safe Driving: How Teens Can Be Safer Drivers."
- III. "Senior driving safety and insurance tips."
- Pennsylvania Insurance Department. "How Credit Relates to Insurance: A Fact Sheet for Pennsylvania Consumers."
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Jamie Johnson
Jamie Johnson is a Kansas City-based personal finance writer whose work has been featured on several of the top finance and business sites in the country, including Insider, Credit Karma, Bankrate, Rocket Mortgage, Fox Business, Quicken Loans, and The Balance. For the past six years, she's dedicated more than 10,000 hours of research and writing to more than 2,000 articles about personal finance topics.
Jamie has been a contributor at Insurify since October 2022.
Courtney MikulskiSenior Editor, Auto
Over 3 years of experience producing content on insurance and personal finance.
Key architect of Insurify's quality score.
Courtney's deep knowledge of personal finance goes beyond insurance and includes credit cards, consumer loans, and banking. She loves creating practical content.
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