4.8out of 3,000+ reviews

Temporary Car Insurance in Mississippi (With Quotes)

Secure. Free. Easy-to-use.
Car Insurance
Doug Shaffer

By: Doug Shaffer

| Reviewed by licensed insurance agent, Amber Benka

Last Updated March 9, 2022

Why you can trust Insurify

Insurify partners with the best car insurance companies in the U.S. to provide a tailored car insurance comparison experience. To date, we've delivered over 26 million quotes from both national and regional companies to over 4 million customers. Check out reviews from over 3,000 satisfied customers, how we make money, how we get our data, our editorial standards, and a list of our partners.

Cheapest Companies for Temporary Car Insurance Mississippi (2022)

For drivers looking for temporary insurance in Mississippi, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Mississippi. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in Mississippi.

CarrierAvg. Monthly Cost
Direct Auto$155
Safeco$162
Bristol West Auto$168
Travelers$178
Nationwide$198

What Is Temporary Car Insurance and How to Get It in Mississippi?

In the state of Mississippi, it is a requirement to carry auto insurance if you own a car or plan on driving a vehicle. Most insurance providers offer both six-month and one-year policies. For drivers who are looking for the best rates or want flexibility in their coverage, temporary car insurance, such a six-month policy, is the best option.

Since six-month policies don’t lock you in for an extended period of time, you have the freedom to shop for rates twice a year. They can also be a great option if you have a student who only has a need for insurance a couple of months out of the year.

Compare Car Insurance Quotes Instantly

  • Personalized quotes in 5 minutes or less
  • No signup required

What Are the Average Short-Term Car Insurance Rates in Mississippi?

When considering a short-term car insurance policy in Mississippi it is important to consider the numbers. On average, drivers in the state pay a total of $1,260 for a six-month short-term policy. While auto insurance rates can vary slightly depending on which provider you use, motorists can expect an average monthly rate around $210.

Length of Short-Term Insurance PolicyAvg. Monthly Rate, Short-Term Policy Total Cost of 6 Month, Short-Term Policy
6 months$210$1,260

What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in Mississippi?

When considering your options for auto insurance in Mississippi, it is important to keep in mind the benefits of a six-month auto insurance plan. One reason many people choose to go with short-term car insurance is that it provides flexibility in pricing. Instead of being locked in for an extended period of time, drivers can obtain the best rates available every six months.

Another major benefit of choosing a six-month plan is that you have the opportunity to be re-rated. Insurance companies may offer better rates than the last time you purchased a policy if you have kept your record clean and paid your premiums on time. To help identify whether you are eligible for lower rates, you can use Insurify to quickly compare rates all on one screen.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in Mississippi within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in Mississippi

Insurance prices and policies can vary significantly between companies, and a state like Mississippi draws a wide variety of choices when drivers are evaluating temporary car insurance plans.
Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - Mississippi Car Insurance

  • There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Auto insurance costs will vary between locations and insurance carriers, depending on the county Mississippi. Insurify analyzed the latest data for the five most populous cities in Mississippi to find you the cheapest quotes in each of these metropolitan areas.

  • The way to find the carrier with the best auto insurance ratings in Mississippi and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

Compare Car Insurance Quotes Instantly

  • Personalized quotes in 5 minutes or less
  • No signup required

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

Doug Shaffer
Doug Shaffer

Content Writer at Insurify

Doug Shaffer is an insurance writer for Insurify. He has had the opportunity to write for several large, national insurance carriers in the past and brings with him over six years of experience working with both business and consumer products. Even though he enjoys writing for most product lines, he loves auto insurance the most. During the moments he manages to break away from the keyboard, he can be found spending time with his family.

Learn More