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Cheap DUI Car Insurance in Mississippi (With Quotes)

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Why you can trust Insurify

Insurify is America's highest-rated insurance comparison platform. We partner with the nation's top insurance companies and are licensed as an agent in all 50 states. However, the insurance experts writing our content operate independently of our partners, and you can learn more about how we make money by viewing our advertising disclosures. Also check out reviews from over 3,000 satisfied customers, our data methodology, and our editorial standards.
Jeanette Wisniewski
Written by
Jeanette Wisniewski
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Written by
Jeanette Wisniewski
Insurance Writer
Jeannette Wisniewski is a technology writer whose passion is encouraging people to engage with technology by making it more understandable and more interesting. Though she enjoys writing business copy for a wide range of subjects, she is most inspired by emerging tech and its applications. She is a graduate of San Jose State University, a Georgia Peach at heart, and happy to call Boise, ID home.
John Leach
Edited by
John Leach
Photo of an Insurify author
Edited by
John Leach
Insurance Content Editor at Insurify
John Leach is an insurance content editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.
Amber Benka
Reviewed by
Amber Benka
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Reviewed by
Amber Benka
Licensed Insurance Agent
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.

Updated March 9, 2022

Best DUI Insurance Companies in Mississippi (2022)

For drivers with a DUI or DWI offense in Mississippi, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Mississippi. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Mississippi.

CarrierAvg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Direct Auto$153
Travelers$173
Bristol West$174
Dairyland Insurance$212
Safeco Insurance$213
The General$221
Liberty Mutual$233
SafeAuto$263
American Family Insurance$283

DUI Car Insurance Costs in Mississippi

In Mississippi, a DUI or DWI offense will on average have drivers paying $336 per month and $4,032 per year for their car insurance rates.

Compared to drivers with a clean driving record, that is on average an 68% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.

Avg. Monthly Cost - No Violation
$200
Avg. Monthly Cost - After DUI
$336
$136 ▴
68.00% ▴
Monthly Impact of DUI on Rates
Percent Bad DUI Impact Rates

Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.

How Much Does a DUI Impact Car Insurance Rates in Mississippi?

Once the insurance company learns you have a DUI on your record, you are considered a high risk to insure. Even if your previous record was spotless, a DUI could wreak havoc on your rates. In Mississippi, DUI drivers can expect to see a rate increase of 67 percent.

What does that look like in terms of actual insurance premiums? Drivers without a DUI on their record pay an average of $200 a month for insurance. For those convicted of a DUI, premiums rise to $335—or roughly $135 more.

No Violation - Avg. Monthly Rate The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.After DUI - Avg. Monthly Rate The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.Average Percent Increase After DUI
$200$33668.00%

What Are the Average Car Insurance Prices After a DUI in Mississippi?

Though the exact rate that each DUI-driver qualifies for will vary, premiums for drivers with a DUI in Mississippi average out to $335. Compared to the rest of the nation, Mississippi ranks 33rd for car insurance costs after a DUI. Except for Louisiana (which is ranked fifth in the country!), Mississippi's neighboring states rank similarly low.

Keep in mind that averages can't wholly account for your unique situation. Things that influence coverage costs include discounts, coverage type, deductible amount, and driving record.

Mississippi After DUI Avg. Monthly Rate The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.Most Expensive State for DUI (1-50)
$33633rd

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How Long Is the Lookback Period for a DUI in Mississippi?

A lookback period is the length of time states "look back" over a driver's record and count the DUIs listed for enhanced penalties. At five years, Mississippi's lookback period is lenient compared to the rest of the country. Some states count the DUIs you accrue for life. In Mississippi, a DUI is forgiven after five years.

Though the DUI doesn't drop off your record, it isn't counted anymore toward penalties. For example, if you have two DUIs in five years, the most recent one counts as a second offense. If you have a DUI today and another one more than five years later, your most recent DUI counts as your first offense.

Mississippi DUI Penalties

If you get pulled over for a DUI in Mississippi, you'll have both court and state penalties to contend with. While penalties for subsequent offenses are harsher, consequences for a first-time DUI conviction include up to two days in jail, $1,000 in fines, participation in the Mississippi Alcohol Safety Education Program (MASEP), possible probation, and 120 days of license suspension.
Some consequences have notable exceptions. For example, first-time offenders can choose to have an ignition interlock device installed on their vehicle instead of losing their license altogether.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - Mississippi Car Insurance

  • There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Auto insurance costs will vary between locations and insurance carriers, depending on the county Mississippi. Insurify analyzed the latest data for the five most populous cities in Mississippi to find you the cheapest quotes in each of these metropolitan areas.

  • The way to find the carrier with the best auto insurance ratings in Mississippi and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Jeanette Wisniewski
Written by
Jeanette Wisniewski

Insurance Writer

Jeannette Wisniewski is a technology writer whose passion is encouraging people to engage with technology by making it more understandable and more interesting. Though she enjoys writing business copy for a wide range of subjects, she is most inspired by emerging tech and its applications. She is a graduate of San Jose State University, a Georgia Peach at heart, and happy to call Boise, ID home.

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John Leach
Edited by
John Leach

Insurance Content Editor at Insurify

Photo of an Insurify author
Edited by
John Leach
Insurance Content Editor at Insurify
John Leach is an insurance content editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.
Amber Benka
Reviewed by
Amber Benka

Licensed Insurance Agent

Icon of a woman
Reviewed by
Amber Benka
Licensed Insurance Agent
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.