Cheapest Auto Insurance in Bossier City, Louisiana (2026)
State Farm offers the cheapest car insurance in Bossier City, with minimum-coverage policies as low as $55 per month.
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Written bySarah Sharkey
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Sarah SharkeyInsurance Writer
7+ years writing insurance and personal finance content
Contributor to top media, including USA Today
A passionate personal finance advocate, Sarah’s writing has graced the pages of many of the personal finance and insurance industries’ top web publications.
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Edited byKatie Powers
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Katie PowersLicensed P&C Agent, Senior Insurance Editor
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Reviewed byDavid Marlett
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David MarlettAdvisor
David Marlett is the Managing Director of the Brantley Risk and Insurance Center. He is a professor in the Department of Finance, Banking, and Insurance at Appalachian State University and holds the IIANC Distinguished Professorship. David also serves on the Board of Directors for the Invest program and previously chaired the Loman Advisory Committee for the CPCU Society.
David has taught courses in Risk Management and Insurance for the last 25 years, starting at Florida State University while in the doctoral program. Prior to graduate school, David worked as a commercial lines underwriter for USF&G in Tampa.
He serves as a resource on insurance issues and is a frequent media contributor. He has been quoted by a wide range of outlets, including The New York Times, CNN, Reuters, and NPR.
David has been reviewing articles for Insurify since March 2025.
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Table of contents
Drivers in Bossier City pay an average of $123 per month for car insurance. This is lower than the average cost of car insurance in Louisiana of $141 and the national average of $136.
Residents in the Pelican State face some of the highest car insurance costs in the nation due to a high risk of damage from extreme weather in the state.[1] Bossier City has a relatively low population density, which may explain why drivers in the city pay lower rates than the state average.
The best way to shop for car insurance is to compare quotes from multiple insurers at once. Here’s what you need to know about finding cheap car insurance in Bossier City.
Quick Facts
State Farm, Progressive, and USAA are the cheapest insurance companies in Bossier City.
Louisiana state law allows insurers to consider credit-based insurance scores when determining premiums.
Bossier City drivers pay $83 per month for liability insurance and $162 for full-coverage insurance, on average.
3 of the cheapest car insurance companies in Bossier City
Every driver has a unique situation that affects their car insurance costs. Some factors that affect your costs include your driving record, age, and credit history. With so many factors in play, the best way to find the cheapest rates is to compare quotes from different companies.
While shopping around can help you lock in the best rate, some insurance companies offer better rates than others. You can start your search below for low rates with three of the cheapest car insurance companies in Bossier City.
Insurance Company  | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | Full Coverage | Liability Only | Best for |
|---|---|---|---|---|
| State Farm | 9.3 | $109 | $64 | Cheap rates |
| USAA | 9.1 | $136 | $81 | Veterans |
| GEICO | 9.2 | $177 | $105 | Families |
Disclaimer: Table data sourced from real-time Bossier City car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Bossier City may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for cheap rates: State Farm
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $55/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $94/mo |
4.0
Best choiceBased on 15,019 verified driver reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (7,044)
Claude
Verified Review
Average
Reviewed in New York on February 16, 2026
Fine. But the price keeps going up. Looking for better value insurance.
Michael
Verified Review
Overcharged
Reviewed in Indiana on February 16, 2026
My rates kept going up and up with fewer vehicles.
Shirley
Verified Review
I had a very good experience with them until my niece joined. She had too many accidents, so they discontinued my insurance. Same household, same insurance.
Reviewed in South Carolina on February 16, 2026
I had a very good experience with them until my niece joined. She had too many accidents, so they discontinued my insurance. Same household, same insurance.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
State Farm offers drivers in Bossier City some of the cheapest rates for liability-only and full-coverage policies. In addition to cheap rates, State Farm earned an above-average J.D. Power customer satisfaction rating in the Southeast region.
You can take your savings even further by bundling your auto insurance policy with one of the many other insurance products State Farm offers. These include renters insurance, home insurance, life insurance, ATV insurance, motorcycle insurance, boat insurance, and pet insurance.
Pros
AM Best financial strength rating of A++ (Superior)
Discounts for young drivers
Cons
Some negative customer reviews on Trustpilot
Doesn’t offer gap insurance
Best insurer for veterans: USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $70/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $118/mo |
4.9
Best choiceBased on 2,956 verified driver reviews and ratings
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (1,449)
Charles
Verified Review
Costs Too Much
Reviewed in Florida on February 16, 2026
Great insurance, except they are twice the price of everyone else. Lots of discounts, but without the discounts, they are four times as much as other insurance companies. Basically, the only thing wrong with them is the price.
David
Verified Review
An Insurance Company in Decline
Reviewed in North Carolina on February 15, 2026
They use computers extensively without regard to driving history, etc. There is no one to discuss how a rate can be adjusted, as the computer decides everything. In essence, there is no human underwriting.
Russell
Verified Review
Good insurance - Super expensive premiums
Reviewed in Florida on February 14, 2026
The product is good. The price is not. Very expensive. The service is excellent, but the insurance is expensive. Customer service is very good, but the price is expensive.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
739NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
More than 5,000 veterans live in Bossier City who can likely take advantage of the affordable rates USAA offers.[2] The insurer offers insurance coverage to military members, veterans, reserve members, and their immediate family members.
If you qualify for insurance from USAA, the affordable rates and top claims satisfaction ratings could make it the right fit for your situation.
Pros
Above-average J.D. Power customer satisfaction rating
Safe drivers can save up to 30% with the SafePilot program
Cons
Must have a military family connection to qualify for coverage
No customer service hours on Sunday
Best insurer for families: GEICO
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $91/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $153/mo |
4.0
Best choiceBased on 15,321 verified driver reviews and ratings
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (7,316)
Steven
Verified Review
Greedy and we need to find a solution.
Reviewed in New Jersey on February 16, 2026
Our rates doubled within a few years, even though we have a clean driving record.
James
Verified Review
I have had to make two customer service calls, and they were great! The app is very easy to navigate and understand.
Reviewed in Florida on February 16, 2026
I have had to make two customer service calls, and they were great! The app is very easy to navigate and understand.
Susan
Verified Review
Too Expensive
Reviewed in Florida on February 16, 2026
Too expensive.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
637NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
About 24% of the population of Bossier City are younger than 18, so many families can appreciate the array of discounts GEICO offers. Many households can tap into discounts for safe driving, multiple vehicles, driver’s education courses, and good students.
Plus, GEICO offers accident forgiveness as a coverage option that can give you more peace of mind as your new driver hits the open road.
Pros
Offers accident forgiveness
A suite of available discounts
Cons
Below-average J.D. Power customer satisfaction rating in the Southeast region
Doesn’t offer rideshare coverage
Find Cheap Car Insurance in Bossier City
Liability quotes in Bossier City start at $55 per month
Excellent
4.7 out of 5 based on 11,866 reviews
Secure. Free. Easy-to-use.
How to get the cheapest car insurance in Bossier City
Your age, location, driving record, credit history, and the type of vehicle you drive can all play a role in how much you pay for car insurance.[3]
As you shop for the most affordable car insurance option, tap into the following strategies to lock in the best rates for your situation:
Shop around. It’s critical to get quotes from multiple car insurance companies. Since each insurer uses a different method to determine rates, shopping around is the best way to find the lowest rates. When it’s time to renew your policy each year, take the time to shop around again because prices might have changed.
Increase your deductible. Auto insurance companies offer a lower premium when you select a higher deductible. If you have enough cash reserves on hand to cover more expenses after an accident, then opting for the higher deductible can lead to up-front savings.[4]
Look for a discount. Many car insurance companies offer discounts. Find out if you qualify for any to further lower your auto insurance premiums. Sometimes, the faster way to find a discount is by asking an insurance agent if you qualify.
Explore coverage options. Some policies cost more than others. For example, liability-only car insurance policies are often cheaper than full-coverage policies. Find the right level of coverage by weighing the costs against your risk.
Bundle policies. Purchasing multiple types of coverage through the same insurer can lead to savings. For example, you might get your homeowners insurance and car insurance through the same company to score a discount.
Cheapest recent rates near Bossier City, Louisiana
Recent Bossier City, Louisiana car insurance prices for Honda, Toyota, GMC , and more.
*Quotes generated for Insurify users in and around Bossier City, Louisiana within the last 10 days. Last updated on February 17, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from February 17, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Bossier City, Louisiana within the last 10 days. Last updated on February 17, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from February 17, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Cheapest liability-only car insurance in Bossier City: State Farm
Liability-only car insurance policies tend to be the cheapest car insurance option. This policy type includes bodily injury and property damage liability coverage, which will cover the other driver’s resulting vehicle damages and medical expenses after an accident. It won’t help you pay to repair or replace your own vehicle after an accident.
In Bossier City, liability-only insurance costs an average of $83 per month. The table below breaks down average monthly premiums for liability-only policies from insurance companies in Bossier City.
The below rates in Bossier City, LA, are estimated rates current as of: Tuesday, February 17 at 11:00 AM PST.
Insurance Company | Average Monthly Quote |
|---|---|
| State Farm | $55 |
| Progressive | $70 |
| USAA | $70 |
| National General | $70 |
| Allstate | $90 |
| GEICO | $91 |
| Direct Auto | $99 |
| The General | $122 |
| Bristol West | $135 |
| Root | $136 |
| Safeco | $170 |
Disclaimer: Table data sourced from real-time Bossier City car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Bossier City may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Bossier City: State Farm
A full-coverage car insurance policy provides more financial protection for drivers than liability-only coverage. It includes comprehensive and collision coverage in addition to liability coverage. After an incident, a full-coverage policy can help you repair or replace your own vehicle.
If you’re leasing a vehicle or paying off an auto loan, your lender might require you to carry a full-coverage car insurance policy. Opting for this more robust coverage can be a good idea even if you own your vehicle outright. It might be the best policy if you don’t have the money on hand to repair your vehicle after a car wreck.
A full-coverage policy in Bossier City costs an average of $162 per month. Compare average full-coverage policy quotes for Bossier City drivers below.
The below rates in Bossier City, LA, are estimated rates current as of: Tuesday, February 17 at 11:00 AM PST.
Insurance Company | Average Monthly Quote |
|---|---|
| State Farm | $94 |
| USAA | $118 |
| National General | $132 |
| Progressive | $138 |
| Allstate | $152 |
| GEICO | $153 |
| Direct Auto | $165 |
| Root | $220 |
| Safeco | $229 |
| The General | $254 |
| Bristol West | $278 |
Disclaimer: Table data sourced from real-time Bossier City car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Bossier City may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Bossier City, Louisiana
Recent Bossier City, Louisiana car insurance prices for Mercury, Chevrolet, Toyota , and more.
*Quotes generated for Insurify users in and around Bossier City, Louisiana within the last 10 days. Last updated on February 17, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from February 17, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Bossier City, Louisiana within the last 10 days. Last updated on February 17, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from February 17, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Louisiana
Drivers in Louisiana must carry a minimum amount of car insurance. Without this baseline insurance coverage, it’s illegal to drive on public roads in the Pelican State.
Here are the specific minimum-coverage requirements for Louisiana drivers:[5]
Coverage | Minimum Requirements |
|---|---|
| Bodily injury liability | $15,000 per person / $30,000 per accident |
| Property damage liability | $25,000 per accident |
Because liability insurance doesn’t cover your own vehicle repairs, you should consider purchasing optional coverages for further protection. Here are some common coverages to consider:
Collision coverage
After an accident, collision insurance helps you pay for repairs to your own vehicle. A collision can include an accident with another vehicle or a crash with a tree, fence, utility pole, or other stationary objects.
Comprehensive coverage
If a non-collision incident damages your vehicle, comprehensive insurance can kick in for repairs or replacing your vehicle. Commonly covered incidents include theft, vandalism, and severe weather.
Medical payments coverage
Following a car accident, medical payments coverage can pay for medical treatment for you and your passengers.
Cheapest car insurance for drivers with an incident
Incidents on your driving record, like speeding tickets, driving under the influence, and at-fault accidents, often push your car insurance costs higher. After an incident, insurance companies consider you a riskier driver and they compensate for risk by increasing your premiums.
On average, Bossier City drivers with a past incident pay $98 per month for liability insurance.
The table below highlights how an incident can push average liability car insurance quotes higher in Bossier City.
The below rates in Bossier City, LA, are estimated rates current as of: Tuesday, February 17 at 11:00 AM PST.
Insurance Company | Clean Driving Record | With Speeding Ticket | With At-Fault Accident | With DUI |
|---|---|---|---|---|
| State Farm | $55 | $69 | $74 | $74 |
| Progressive | $70 | $87 | $95 | $87 |
| USAA | $70 | $90 | $95 | $95 |
| National General | $70 | $87 | $94 | $95 |
| Allstate | $90 | $117 | $122 | $122 |
| GEICO | $91 | $118 | $120 | $123 |
| Direct Auto | $99 | $123 | $137 | $134 |
| The General | $122 | $162 | $170 | $165 |
| Bristol West | $135 | $169 | $180 | $183 |
| Root | $136 | $180 | $184 | $186 |
| Safeco | $170 | $223 | $241 | $248 |
Disclaimer: Table data sourced from real-time Bossier City car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Bossier City may vary based on the policy buyer's unique driver profile.
Shop for Car Insurance in Bossier City, LA
Monthly rates start at $67 for drivers with an incident
Excellent
4.7 out of 5 based on 11,866 reviews
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Average cost of car insurance by age
Car insurance companies consider your age when determining premiums. Teen drivers pay more for car insurance than drivers with more practice on the road. But young adults, even drivers in their 20s, still typically pay higher rates than their older counterparts.
In general, drivers start to notice falling car insurance rates between the ages of 35 and 70. After age 70, rates often start climbing again for senior drivers due to aging-related risk factors.
Age | Average Monthly Quote |
|---|---|
| Teens | $516 |
| 20s | $346 |
| 30s | $257 |
| 40s | $231 |
| 50s | $209 |
| 60s | $213 |
| 70s | $210 |
Disclaimer: Table data is based on real-time Bossier City quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Bossier City car insurance quotes by credit tier
Insurance companies in the state of Louisiana can use credit-based insurance scores as a factor when determining your premiums.[6] In general, drivers with excellent or good credit pay lower rates for car insurance than drivers with poor credit.
The table below shows average full-coverage car insurance quotes by credit tier in Bossier City.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Bossier City car insurance FAQs
Before shopping around for car insurance, you should determine how much auto coverage you need. The following information should help you find cheap car insurance in Bossier City.
How much is car insurance in Bossier City?
Drivers in Bossier City pay $83 per month for liability insurance and $162 for full-coverage insurance, on average. The overall cost of car insurance in Bossier City is $123 per month. Ultimately, how much you pay for car insurance will depend on your driving record, age, location, and more.
Which companies have the cheapest car insurance in Bossier City?
State Farm has the cheapest average car insurance in Bossier City, with a rate of $55 per month for liability insurance. The cost of liability coverage from the second-cheapest insurer in the city, Progressive, is $70 per month. USAA is another affordable option, with a liability rate of $70 per month.
The best way to find cheap car insurance is to compare quotes from multiple insurers at once.
What are the best car insurance companies in Bossier City?
State Farm is one of the best car insurance companies in Bossier City, thanks to an Insurify Quality (IQ) Score of 9.3 out of 10, an AM Best financial strength rating of A++ (Superior), and ample coverage offerings. Policyholders in the city pay $64 per month for liability insurance and $109 for full-coverage insurance. Other top insurers include USAA and GEICO.
Methodology
Insurify data scientists analyzed more than 190 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- Insurance Information Institute. "Facts + Statistics: Auto insurance."
- United States Census Bureau. "QuickFacts Bossier City city, Louisiana."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Insurance Information Institute. "Nine ways to lower your auto insurance costs."
- Louisiana Department of Insurance. "Consumer's Guide to Auto Insurance."
- Louisiana State Legislature. "Use of credit information."
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Sarah SharkeyInsurance Writer
Sarah Sharkey is a personal finance writer who enjoys helping people make savvy financial decisions. Sarah joined Insurify’s freelance team in September 2022, and has written more than 100 articles aimed at helping readers feel confident about their insurance coverage.
She covers a wide range of insurance and personal finance topics. You can find her work on Business Insider, Money Under 30, Rocket Mortgage, Bankrate, and more. Connect with her on LinkedIn.
Katie PowersLicensed P&C Agent, Senior Insurance Editor
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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David MarlettAdvisor
David Marlett is the Managing Director of the Brantley Risk and Insurance Center. He is a professor in the Department of Finance, Banking, and Insurance at Appalachian State University and holds the IIANC Distinguished Professorship. David also serves on the Board of Directors for the Invest program and previously chaired the Loman Advisory Committee for the CPCU Society.
David has taught courses in Risk Management and Insurance for the last 25 years, starting at Florida State University while in the doctoral program. Prior to graduate school, David worked as a commercial lines underwriter for USF&G in Tampa.
He serves as a resource on insurance issues and is a frequent media contributor. He has been quoted by a wide range of outlets, including The New York Times, CNN, Reuters, and NPR.
David has been reviewing articles for Insurify since March 2025.