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Cheap Auto Insurance Quotes in Hutchinson, KS (2022)

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Why you can trust Insurify

Insurify is America's highest-rated insurance comparison platform. We partner with the nation's top insurance companies and are licensed as an agent in all 50 states. However, the insurance experts writing our content operate independently of our partners, and you can learn more about how we make money by viewing our advertising disclosures. Also check out reviews from over 3,000 satisfied customers, our data methodology, and our editorial standards.
Tanveen Vohra
Written by
Tanveen Vohra
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Written by
Tanveen Vohra
Editorial Manager
Tanveen Vohra is an editorial manager at Insurify specializing in writing about property and casualty insurance. Through her work, Tanveen helps consumers better understand the components of their insurance policies so they can make smarter purchase decisions.Tanveen's work has been cited by CNBC , Fox Business, Business Insider, Fortune, and Market Watch, among others.
Olivia Oksenhorn
Edited by
Olivia Oksenhorn
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Edited by
Olivia Oksenhorn
Insurance Writer
Olivia Oksenhorn is an insurance writer at Insurify. With a special focus in auto insurance and personal finance, Olivia works to help policyholders make informed decisions about their insurance. She received a bachelor's degree from the University of Colorado. Before starting at Insurify, she worked as a writer and in newsrooms and nonprofits across Colorado, including Aspen Public Radio and the Aspen Sojourner. You can connect with Olivia on LinkedIn.
Amber Benka
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Amber Benka
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Reviewed by
Amber Benka
Licensed Insurance Agent
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.

Updated August 31, 2022

Car Insurance in Hutchinson, KS

The average cost of Kansas car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Hutchinson, KS to find you the cheapest quotes in the area.

Quick Facts

  • The average cost of car insurance in Hutchinson is $202 per month, or $2424 annually.

  • Car insurance in Hutchinson is $39 more than the average cost of car insurance in Kansas.

  • The cheapest car insurance provider in Hutchinson on average is Dairyland, but you should always compare quotes to find your best personal rate.

Quotes by Top Companies

Progressive
$30
Allstate
$56
State Farm
$63
GEICO
$75
Nationwide
$84

See More:

Cheapest Car Insurance in Hutchinson, KS

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Insurance Provider in HutchinsonQuotes The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Progressive$30 /mo
Allstate$56 /mo
State Farm$63 /mo
GEICO$75 /mo
Nationwide$84 /mo

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Average Car Insurance Cost

Kansas Cities
Wichita$122/mo
Kansas City$142/mo
Olathe$103/mo
Topeka$127/mo
Hutchinson$103/mo
Kansas$119/mo
Olathe
$103
Hutchinson
$103
Average for KS
$119
Wichita
$122
Topeka
$127
Kansas City
$142

Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in Kansas

All motor vehicles operated or parked on Kansas roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

  • Requested by law enforcement

  • Renewing vehicle registration

  • The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Kansas[1] are:

  • $25,000 per person for bodily injury

  • $50,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Kansas is a no-fault state, meaning both parties’ insurance providers will pay for expenses, regardless of which party caused the accident.

  • $25,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

  • $4,500 per accident for PIP

Personal injury protection coverage, also referred to as PIP coverage, will cover the policyholder for medical payments they incur in the event of an accident. Depending on your plan, you may also receive non-medical benefits, compensating you for lost wages, household expenses, and even funeral costs.

  • $25,000 per person for uninsured/underinsured motorist bodily injury

  • $50,000 per accident for uninsured/underinsured motorist bodily injury

Uninsured and underinsured motorist coverage pays for costs caused by a driver with little or no insurance after a car accident. In Kansas, this coverage covers both categories of drivers.

Find local Hutchinson agents

  • Fee Insurance Group, Inc.

    2920 N Plum St,
    Hutchinson, KS 67502-8429
  • Joe McGuire, Inc.

    1034 E. 30th Ave,
    Hutchinson, KS 67502-4227
  • B Noll Insurance

    725 NMain,
    Hutchinson, KS 67501
  • D.J. Kauffman Agency, Inc

    15 E 30th,
    Suite C, Hutchinson, KS 67502
  • Wade Patton Insurance

    527 N Main,
    Hutchinson, KS 67501
  • ProValue Insurance

    1515 E 30th,
    Hutchinson, KS 67502-1225
  • Kansas Life Property & Casualty

    917 E 30th,
    Hutchinson, KS 67502
  • Kansas Insurance Solutions

    2901a N Lorraine St Suite B,
    Hutchinson, KS 67502
  • Salt City Insurance Inc

    324 W 4th Ave,
    Hutchinson, KS 67501
  • Redinger Agency Inc

    1801 N Plum St,
    Hutchinson, KS 67502
View more

FAQs - Hutchinson, KS Car Insurance

  • Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.

  • If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.

Insurify Insights

How Hutchinson Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Hutchinson, Kansas below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Hutchinson drivers measure up to their fellow motorists across Kansas in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

ford

Ford F-Series Pickup

Most Popular Car in Hutchinson

#20

City with the Most Speeding Tickets Rank in Kansas

#11

City with the Most Moving Violations Rank in Kansas

#10

City with the Most DUIs Rank in Kansas

#10

City with the Most Suspended Licenses in Kansas

  • While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Hutchinson drivers rank 7 in the number of car accidents per driver across all cities in Kansas.

    • Rank within state: #7
    • Percent of drivers in Hutchinson with an accident: 10.7%
  • While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Hutchinson drivers rank 10 in the number of DUI’s per driver across all cities in Kansas.

    • Rank within state: #10
    • Percent of drivers in Hutchinson with a DUI: 1.8%
  • Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Kansas, Hutchinson drivers rank 7 in the number of reckless driving offenses per driver.

    • Rank within state: #7
    • Percent of drivers in Hutchinson with a reckless driving offense: 2.8%
  • The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Kansas, Hutchinson drivers rank 5 in rude driving infractions.

    • Rank within state: #5
    • Percent of drivers in Hutchinson with a reckless driving violation: 3.2%
  • Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Kansas, Hutchinson drivers rank 20 in the number of speeding infractions per driver.

    • Rank within state: #20
    • Percent of drivers in Hutchinson with a speeding ticket: 10.7%
  • Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Hutchinson drivers rank 25 in clean driving records across all cities in Kansas.

    • Rank within state: #25
    • Percent of drivers in Hutchinson with clean record: 73.2%
  • As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Hutchinson drivers rank 24 in hybrid and electric vehicle ownership across all cities in Kansas.

    • Rank within state: #24
    • Percent of drivers in Hutchinson with a hybrid/electric vehicle: 0.34%

Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.

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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Sources

  1. Kansas Insurance Department. "State Minimum Car Insurance Requirements." Accessed May 28, 2022
Tanveen Vohra
Written by
Tanveen Vohra
Linkedin

Editorial Manager

Tanveen Vohra is an editorial manager at Insurify specializing in writing about property and casualty insurance. Through her work, Tanveen helps consumers better understand the components of their insurance policies so they can make smarter purchase decisions.

Tanveen's work has been cited by CNBC , Fox Business, Business Insider, Fortune, and Market Watch, among others.

Learn More
Olivia Oksenhorn
Edited by
Olivia Oksenhorn
Linkedin

Insurance Writer

Photo of an Insurify author
Edited by
Olivia Oksenhorn
Insurance Writer
Olivia Oksenhorn is an insurance writer at Insurify. With a special focus in auto insurance and personal finance, Olivia works to help policyholders make informed decisions about their insurance. She received a bachelor's degree from the University of Colorado. Before starting at Insurify, she worked as a writer and in newsrooms and nonprofits across Colorado, including Aspen Public Radio and the Aspen Sojourner. You can connect with Olivia on LinkedIn.
Amber Benka
Reviewed by
Amber Benka

Licensed Insurance Agent

Icon of a woman
Reviewed by
Amber Benka
Licensed Insurance Agent
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.