Cheap Car Insurance for High-Risk Drivers in Kansas:
Costs and Quotes (2021)

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Cheapest Insurance Companies for High Risk Drivers in Kansas (2021)

For drivers that are high-risk in Kansas, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate for drivers that are high-risk.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Kansas. The following are the best insurance rates from carriers that offer car insurance for high-risk drivers in Kansas.

What Makes a Driver High-Risk in Kansas?

Mistakes on the road happen from time to time, but repeatedly earning tickets or violations while behind the wheel is often classified as high-risk driving behavior. Motorists in Kansas who change lanes often, speed, or drive with a suspended license may be putting their driving record at risk. Not only does this equate to costlier auto coverage, but it's also dangerous.

Thankfully, high-risk drivers can still enroll in auto insurance, and in some cases, premiums may be cheaper than you think. It's smart to price shop to find the best deal, and after a history of improved driving skills, you just might find that your rates eventually go down.

Kansas Car Insurance Rates for High-Risk Drivers
Average Monthly Cost
$185
$235
$236
$249
$231
No ViolationSpeeding TicketAt-Fault AccidentReckless DrivingFailure to Stop
Driving History

Insurify's comparison tool will help you make sure you're getting the best possible quote even after high risk driving violation. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.

How Much Does High-Risk Driving Affect Car Insurance Rates in Kansas?

The ramifications of high-risk driving don't end once you've paid your ticket, as most car insurance companies are quick to raise your rates after an infraction. These higher prices aren't a one-time occurrence either, with some individuals finding themselves paying hundreds more over a long period of time.

The type of violation you receive will certainly make a difference here, with some prices soaring much higher than others. Motorists in Kansas could expect to pay these average rates based on their unique situation:

Driving History
No Violation$185
Speeding Ticket$235
At-Fault Accident$236
Reckless Driving$249
Failure to Stop$231

How Much Does a Speeding Ticket Impact Car Insurance Rates in Kansas?

Remember when your favorite song came on the radio and suddenly you were driving well over the speed limit without realizing it? Your insurance company remembers and will likely be charging you around $50 more per month for some time. Kansas drivers with this type of violation on their record could end up paying the following:

$185
$235
No Violation - Avg. Monthly RateSpeeding ticket - Avg. Monthly Rate
$50 ▴Avg. Monthly Rate Increase

How Does an at-Fault Accident Impact Insurance Rates in Kansas?

The costs keep on coming when you're at fault during an auto accident, as deductibles and repairs can add up very quickly. Your car insurance premium will also likely increase, costing you an additional $600 annually. Kansas drivers could see rates like these after an at-fault incident:

$185
$236
No Violation - Avg. Monthly RateSpeeding ticket - Avg. Monthly Rate
$51 ▴Avg. Monthly Rate Increase

How Much Does Failure to Stop for a Red Light or Stop Sign Impact Car Insurance Rates in Kansas?

Kansas drivers should be extra careful to stop at all intersections, as driving through a stop sign or red light isn't just dangerous but can be very costly. It's likely that your car insurance rates will increase by about 25 percent after this violation is added to your record, with many motorists paying these rates:

$185
$231
No Violation - Avg. Monthly RateSpeeding ticket - Avg. Monthly Rate
$46 ▴Avg. Monthly Rate Increase

Does Driving With a Suspended License Impact Car Insurance Rates in Kansas?

Mistakes on the road happen from time to time, but repeatedly earning tickets or violations while behind the wheel is often classified as high-risk driving behavior. Motorists in Kansas who change lanes often, speed, or drive with a suspended license may be putting their driving record at risk. Not only does this equate to costlier auto coverage, but it's also dangerous.

Thankfully, high-risk drivers can still enroll in auto insurance, and in some cases, premiums may be cheaper than you think. It's smart to price shop to find the best deal, and after a history of improved driving skills, you just might find that your rates eventually go down.

Tips for Researching High-Risk Kansas Car Insurance Rates

Insurance prices and policies can vary significantly between companies, and a large and growing state like Kansas draws a wide variety of choices when factoring high-risk driving insurance rates.

Insurify''s rate comparison tool will help you make sure you''re getting the best possible quote based on your needs and location. You can have peace of mind you''re not paying any more than you need to, and customers save $585 per year on average.

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Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.