Cheap Auto Insurance Quotes in Carmel, IN (2021)

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Car Insurance in Carmel, IN

The average cost of Indiana car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Carmel, IN to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$37
$67
$87
$105
$106
ProgressiveState FarmAllstateTravelersNationwide
Monthly $

Cheapest Car Insurance in Carmel, IN

Here are the cheapest carriers in Carmel for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$109
$120
$109
$109
$108
$99
IndianaIndianapolisFort WayneEvansvilleSouth BendCarmel
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Carmel, IN Driving Facts

indiana

Minimum Car Insurance Requirements in IN

Indiana drivers must purchase car insurance and must carry proof of financial responsibility in their vehicles. Unlike many states, Indiana requires uninsured motorist protection in addition to property damage liability and bodily injury liability coverage. 

Motorists are required to purchase auto insurance coverage meeting these minimums:

  • $25,000 for bodily injury or death of one person
  • $50,000 for bodily injury or death of two or more persons
  • $25,000 for property damage liability
  • $50,000 Uninsured Motorist Coverage

Find local Carmel agents

WalkerHughes Group (Main)
360 Gradle Dr, Suite C, Carmel, IN 46032
Brown & Brown of Indiana, Inc.
11595 N Meridian Street, Suite 250, Carmel, IN 46032-4645
IIA of Indiana
11611 N Meridian St, Carmel, IN 46032
Rocchio Agency
4660 Lisborn Dr, Carmel, IN 46033-2200
MJ Insurance, Inc.
571 Monon Blvd., Suite 400, Carmel, IN 46032
Shepherd Insurance
111 Congressional Blvd, Ste 100, Carmel, IN 46032-8707
The DeRoss Insurance Agency
1905 S New Market St Suite 158, Carmel, IN 46032
Arthur J. Gallagher Risk & Co.
650 E. Carmel Drive, Suite 400, Carmel, IN 46032
Pillar Group Risk Management, Inc.
11708 N. College Ave., Carmel, IN 46032
Acrisure LLC
770 3rd Ave. SW, Carmel, IN 46032

Insurify Insights: How Carmel Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Carmel, IN
suspended licenses
#37
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Carmel drivers measure up to their fellow Indiana motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Carmel

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Carmel drivers rank 7 in the number of car accidents per driver across all cities in Indiana.

  • Rank within state: #7
  • Percent of drivers in Carmel with an accident: 13.1%
  • Drivers in Carmel, IN with an accident in their driving history paid on average 11.68% more than drivers with a clean record

Speeding Carmel

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Indiana, Carmel drivers rank 23 in the number of speeding infractions per driver.

  • Rank within state: #23
  • Percent of drivers in Carmel with a speeding ticket: 8.63%
  • Drivers in Carmel, IN with a speeding ticket in their driving history paid on average -95.62% more than drivers with a clean record

DUI/DWIs Carmel

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Carmel drivers rank 10 in the number of DUI’s per driver across all cities in Indiana.

  • Rank within state: #10
  • Percent of drivers in Carmel with a DUI: 2.98%
  • Drivers in Carmel, IN with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Carmel

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Carmel is the Honda Accord.

Hybrid/Electric Vehicle Ownership Carmel

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Carmel drivers rank 2 in hybrid and electric vehicle ownership across all cities in Indiana.

  • Rank within state: #2
  • Percent of drivers in Carmel with a hybrid/electric vehicle: 3.31%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.