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Cheap Auto Insurance Quotes in Meriden, CT (September 2022)

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Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.

Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.
Tanveen Vohra

By: Tanveen Vohra

Edited by Olivia Oksenhorn | Reviewed by Licensed Insurance Agent, Amber Benka

Updated February 4, 2022

Car Insurance in Meriden, CT

The average cost of Connecticut car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Meriden, CT to find you the cheapest quotes in the area.

Quick Facts

  • The average cost of car insurance in Meriden is $224 per month, or $2688 annually.
  • Car insurance in Meriden is $0 more than the average cost of car insurance in Connecticut.
  • The cheapest car insurance provider in Meriden on average is Progressive, but you should always compare quotes to find your best personal rate.

Quotes by Top Companies

GEICO
$100
Allstate
$116
Travelers
$169
Nationwide
$192
Liberty Mutual
$217

Cheapest Car Insurance in Meriden, CT

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
Insurance Provider in MeridenQuotesThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
GEICO$100 /mo
Allstate$116 /mo
Travelers$169 /mo
Nationwide$192 /mo
Liberty Mutual$217 /mo

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Average Car Insurance Cost

Connecticut Cities
Bridgeport$285/mo
New Haven$219/mo
Stamford$202/mo
Hartford$289/mo
Meriden$184/mo
Connecticut$236/mo
Meriden
$184
Stamford
$202
New Haven
$219
Average for CT
$236
Bridgeport
$285
Hartford
$289
Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in Connecticut

All motor vehicles operated or parked on Connecticut[1] roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Connecticut are:

  • $25,000 per person for bodily injury
  • $50,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Connecticut is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

  • $25,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

  • $25,000 per person for uninsured/underinsured motorist bodily injury
  • $50,000 per accident for uninsured/underinsured motorist bodily injury

Uninsured and underinsured motorist coverage pays for costs caused by a driver with little or no insurance after a car accident. In Connecticut, you’re required to purchase insurance that covers bodily injuries under these circumstances.

Find local Meriden agents

  • Suzio Insurance Center, Inc.

    54 Chamberlain Hwy Ste 1,
    Meriden, CT 06451-5812
  • USI Insurance Services

    530 Preston Ave,
    Meriden, CT 06450-4893
  • Mastriano Insurance, Inc.

    113 Broad St,
    Meriden, CT 06450
  • BSP Insurance

    130 Research Pkwy Suite 100,
    Meriden, CT 06450
  • The SIG Insurance Agencies/Mike Buchek Agency: Meriden, CT

    240 Pomeroy Ave #101,
    Meriden, CT 06450
  • State Wide Insurance

    1347 E Main St,
    Meriden, CT 06450
  • Peter Gallo: Allstate Insurance

    862 E Main St,
    Meriden, CT 06450
  • John H Mastriano Insurance

    153 Oxbow Dr,
    Meriden, CT 06450
  • Atlantica Insurance Meriden, CT

    152 Colony St Unit B,
    Meriden, CT 06451
  • Kreminski Insurance

    35 Pleasant St,
    Meriden, CT 06450
View more

FAQs - Meriden, CT Car Insurance

  • Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.
  • If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.

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  • Personalized quotes in 5 minutes or less
  • No signup required
  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Insurify Insights

How Meriden Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Meriden, Connecticut below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Meriden drivers measure up to their fellow motorists across Connecticut in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

honda

Honda Civic

Most Popular Car in Meriden

#28

City with the Most Speeding Tickets Rank in Connecticut

#26

City with the Most Moving Violations Rank in Connecticut

#18

City with the Most DUIs Rank in Connecticut

#20

City with the Most Suspended Licenses in Connecticut

  • While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Meriden drivers rank 24 in the number of car accidents per driver across all cities in Connecticut.

    • Rank within state: #24
    • Percent of drivers in Meriden with an accident: 9%
  • While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Meriden drivers rank 18 in the number of DUI’s per driver across all cities in Connecticut.

    • Rank within state: #18
    • Percent of drivers in Meriden with a DUI: 1%
  • Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Connecticut, Meriden drivers rank 45 in the number of reckless driving offenses per driver.

    • Rank within state: #45
    • Percent of drivers in Meriden with a reckless driving offense: 0.4%
  • The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Connecticut, Meriden drivers rank 44 in rude driving infractions.

    • Rank within state: #44
    • Percent of drivers in Meriden with a reckless driving violation: 0.5%
  • Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Connecticut, Meriden drivers rank 28 in the number of speeding infractions per driver.

    • Rank within state: #28
    • Percent of drivers in Meriden with a speeding ticket: 4.1%
  • Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Meriden drivers rank 15 in clean driving records across all cities in Connecticut.

    • Rank within state: #15
    • Percent of drivers in Meriden with clean record: 83.3%
  • As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Meriden drivers rank 28 in hybrid and electric vehicle ownership across all cities in Connecticut.

    • Rank within state: #28
    • Percent of drivers in Meriden with a hybrid/electric vehicle: 0.66%
Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.

Tanveen Vohra
Tanveen Vohra
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Editorial Manager

Tanveen Vohra is an editorial manager at Insurify specializing in writing about property and casualty insurance. Through her work, Tanveen helps consumers better understand the components of their insurance policies so they can make smarter purchase decisions.

Tanveen's work has been cited by CNBC, Fox Business, Business Insider, Fortune, and Market Watch, among others.

Learn More

Sources

  1. Connecticut Department of Insurance. "State Minimum Car Insurance." Accessed May 28, 2022