For drivers with a DUI or DWI offense in Connecticut, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Connecticut. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Connecticut.
In Connecticut, a DUI or DWI offense will on average have drivers paying $510 per month and $6,120 per year for their car insurance rates.
Compared to drivers with a clean driving record, that is on average an 98% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.
Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.
No one anticipates the vast and varied impacts a DUI can bring. One financial implication is that your car insurance rates can increase by more than 97 percent. To get your head around that figure, compare monthly insurance costs for someone with and without a DUI. After a DUI, average monthly car insurance rates climb from $258 to $509.
And you'll be paying that difference of $251 for a very long time. Most insurance companies elevate rates for an average of three to five years. With time and sound driving, lower rates will follow.
|Average Percent Increase After DUI|
If you have a DUI in Connecticut, you'll pay dearly for car insurance. Rates, of course, always go up after an impaired driving decision. But Connecticut is particularly expensive for post-DUI insurance. It ranks 12th in the country.
Though car insurance prices ultimately are based on the individual, the average for drivers in Connecticut with a DUI charge on their record is $509.81 a month. This estimate is approximately $251 higher than rates for motorists with a clean driving record.
|Most Expensive State for DUI (1-50)|
Once they have a DUI, many people want to know how long it stays on their record. For penalty purposes, the lookback period for a DUI in Connecticut is 10 years. This means that if you have one or more DUIs within 10 years, they all count toward the penalties you'll face.
By participating in a pretrial alcohol education program, Connecticut drivers can have a DUI charge dismissed. But this can happen only once.
Besides considering car insurance increases, you'll have a range of state penalties to contend with in Connecticut after a DUI. These range from jail time to fees to the loss of your license. The severity of the punishment can depend on age, blood alcohol content, and the number of previous DUI convictions you have.
First-time offenders face up to $1,000 in fines and a one-year license suspension. They can decrease suspension time by installing an ignition interlock device on their car. Those who have three DUIs or more may find themselves in jail for three years, owing up to $8,000 in fines, and having their license permanently revoked.
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.
Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.