Cheap Auto Insurance Quotes in Parker, CO (2021)

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Car Insurance in Parker, CO

The average cost of Colorado car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Parker, CO to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$108
$164
$204
$206
$223
State FarmNationwideAmerican FamilyThe GeneralTravelers
Monthly $

Cheapest Car Insurance in Parker, CO

Here are the cheapest carriers in Parker for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$196
$216
$215
$228
$142
$181
ColoradoDenverColorado SpringsAuroraFort CollinsParker
Monthly $

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Parker, CO Driving Facts

colorado

Minimum Car Insurance Requirements in CO

Studies on the relationship between driver behavior and increasingly lax state laws on marijuana in Colorado have led to inconclusive results; however, marijuana-impaired highway deaths are reportedly in decline.

Colorado's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $15,000 property damage liability per accident

Insurify Insights: How Parker Drivers Measure Up

ford
Ford F-Series Pickup
Most Popular Car in
Parker, CO
suspended licenses
#24
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Parker drivers measure up to their fellow Colorado motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Parker

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Parker drivers rank 11 in the number of car accidents per driver across all cities in Colorado.

  • Rank within state: #11
  • Percent of drivers in Parker with an accident: 10.98%
  • Drivers in Parker, CO with an accident in their driving history paid on average 44.88% more than drivers with a clean record

Speeding Parker

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Colorado, Parker drivers rank 14 in the number of speeding infractions per driver.

  • Rank within state: #14
  • Percent of drivers in Parker with a speeding ticket: 13.29%
  • Drivers in Parker, CO with a speeding ticket in their driving history paid on average 41.46% more than drivers with a clean record

DUI/DWIs Parker

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Parker drivers rank 11 in the number of DUI’s per driver across all cities in Colorado.

  • Rank within state: #11
  • Percent of drivers in Parker with a DUI: 2.89%
  • Drivers in Parker, CO with a DUI in their driving history paid on average 40.98% more than drivers with a clean record

Most Popular Vehicle Parker

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Parker is the Ford F-Series Pickup.

Rude Parker

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Colorado, Parker drivers rank 17 in rude driving infractions.

  • Rank within state: #17
  • Percent of drivers in Parker with a reckless driving violation: 1.88%
  • Drivers in Parker, CO with a reckless driving violation in their driving history paid on average 18.05% more than drivers with a clean record.

Safest Drivers Parker

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Parker drivers rank 6 in clean driving records across all cities in Colorado.

  • Rank within state: #6
  • Percent of drivers in Parker with clean record: 76.59%

Failure to Yield the Right of Way Parker

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Parker drivers rank 7 in failure to yield violations per driver across all cities in Colorado.

  • Rank within state: #7
  • Percent of drivers in Parker with a failure to yield violation: 0.58%
  • Drivers in Parker, CO with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Parker

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Colorado, Parker drivers rank 16 in the number of reckless driving offenses per driver.

  • Rank within state: #16
  • Percent of drivers in Parker with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership Parker

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Parker drivers rank 6 in hybrid and electric vehicle ownership across all cities in Colorado.

  • Rank within state: #6
  • Percent of drivers in Parker with a hybrid/electric vehicle: 1.72%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.