Advertiser Disclosure


At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.

We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.

Why you can trust Insurify: As an independent agent and insurance comparison website, Insurify makes money through commissions from insurance companies. However, our expert insurance writers and editors operate independently of our insurance partners. Learn more.

Cheapest Companies for Temporary Car Insurance Arkansas (2022)

For drivers looking for temporary insurance in Arkansas, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Arkansas. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in Arkansas.

CarrierAvg. Monthly Cost
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Safeco$155
Direct Auto$155
Gainsco$158
Dairyland$171
Foremost Signature$190

What Is Temporary Car Insurance and How to Get It in Arkansas?

In Arkansas, a temporary car insurance policy typically lasts six months and is often more affordable than a long-term 12-month policy. Searching the Internet will let you find several websites promising daily, weekly, or monthly car insurance policies, but these are often just a sneaky way to trick you into a standard six-month car insurance policy. In the U.S., reputable car insurance companies only sell six- or 12-month policies. Need a shorter period? You can think about getting a six-month policy and canceling early.

Short-term car insurance policies prevent you from being stuck with a company that’s not a fit for you and your budget. With never more than a six-month wait, you’re always on the hunt for a better deal and a policy that makes sense. To uncover a cheap rate, use Insurify to see up to 20 short-term car insurance quotes from top companies within minutes!

What Are the Average Short-Term Car Insurance Rates in Arkansas?

According to Insurify’s database of over 25 million quotes, a six-month car insurance policy will run an Arkansan $1,204 on average. Crunch some numbers, and you realize that’s $201 per month, a rate that makes Arkansas 20th for cheapest short-term car insurance in the nation. If you don’t like that number, you can still be happy you avoid the $254 in Missouri, $293 in Louisiana, and $440 in Michigan, the most expensive state.

Length of Short-Term Insurance PolicyAvg. Monthly Rate, Short-Term Policy
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Total Cost of 6 Month, Short-Term Policy
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
6 months$201$1,204

Compare Car Insurance Quotes Instantly

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in Arkansas?

Insurance companies offer the best deals to brand-new customers, with a business plan of making money by keeping you for the long term. That’s why after six months, you notice your premium creeps up. That’s okay because short-term policyholders can just look for another company that gives better incentives and discounts.

And it’s not just about the rate. You also get added flexibility when you buy temporary car insurance. Many people have a terrible experience with a customer service agent or the claims process, but they stick it out because they’re locked in for 12 months. With a short-term policy, you’re free to move on to the best match of service and price. The right place to start your search is at Insurify, where you can compare insurance quotes from up to 20 companies in just a few minutes.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in Arkansas within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in Arkansas

Insurance prices and policies can vary significantly between companies, and a state like Arkansas draws a wide variety of choices when drivers are evaluating temporary car insurance plans.
Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - Arkansas Car Insurance

  • Why is car insurance so expensive in Arkansas?

    There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Do car insurance rates vary by county in Arkansas?

    Auto insurance costs will vary between locations and insurance carriers, depending on the county Arkansas. Insurify analyzed the latest data for the five most populous cities in Arkansas to find you the cheapest quotes in each of these metropolitan areas.

  • Which providers have the best auto insurance ratings in Arkansas?

    The way to find the carrier with the best auto insurance ratings in Arkansas and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • How much do annual auto insurance rates increase in Arkansas?

    During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

Compare Car Insurance Quotes Instantly

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

Methodology

Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.

Courtney Roy
Courtney RoyInsurance Writer

Courtney Roy is a financial and technology writer. He creates content that makes an actionable difference in the lives of his readers by helping them understand matters of personal finance. In addition to years of experience across multiple industries, Courtney has insurance licenses, a real estate license, and a degree in electrical engineering.