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Updated August 2, 2022
The average cost of car insurance in Queen Creek is $255 per month or $3,060 yearly.
Car insurance in Queen Creek is $20 more than the average monthly cost in Arizona.
The cheapest top car insurance provider in Queen Creek on average is Travelers.
Car Insurance in Queen Creek, AZ
On average, a policy costs around $255 each month, but this price depends on a number of things. For example, you’ll likely see costs changing depending on whether you get the minimum amount of liability coverage or opt for extra add-ons like vandalism protection. Keep reading to find out how to get the best price and the easiest way to compare rates online.
Quotes by Top Companies
Cheapest Car Insurance in Queen Creek, AZ
What is the cheapest car insurance in Queen Creek?
Travelers is the cheapest top car insurance provider on average in Queen Creek, with rates starting at $161 per month. It’s still important to compare car insurance rates, as everyone’s situation is unique.
Even though the average monthly cost of car insurance in Queen Creek is $255, there are still plenty of ways you can get a cheaper premium without having to compromise on your insurance needs. Insurers often charge different prices for the same policy, so be sure check out car insurance quotes from multiple insurance agencies so you can save.
|Insurance Company||Average Monthly Quote|
|Midvale Home & Auto||$185|
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Minimum Car Insurance Requirements in Arizona
Arizona does not mandate that its drivers purchase insurance. However, if you choose not to, you do have to be ready to put up a bond totaling $40,000 to prove you can pay for damages that might result from a traffic accident.
$25,000 per person for bodily injury
$50,000 per accident for bodily injury
As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Arizona is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.
$15,000 per accident for property damage
If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.
Queen Creek Car Insurance Rates by Driving and Accident History
There are plenty of reasons that you might see rates higher or lower than the average price. Unfortunately, having a poor driving record can really affect how much you pay for your insurance policy. If your history shows a long list of speeding tickets, at-fault accidents, or other violations, providers will see you as high-risk and much more expensive for them to insure.
Queen Creek Car Insurance Rates by Credit Tier
Aside from your driving history, another factor that could impact how much you pay for your policy is your credit score. While some states have outlawed using credit as a way to determine the cost of insurance products, most states—like Arizona—still use it as an indicator of financial health and responsibility. Sadly, people with lower scores tend to see higher rates.
How to Get the Cheapest Car Insurance in Queen Creek
Getting the coverage you need shouldn’t cost you an arm and a leg. Some policyholders opt for bundling their auto insurance with existing policies, like home insurance, renters insurance, life insurance, business insurance, and more. You can hunt for discounts and avoid extra add-ons, like comprehensive coverage, and just go for the bare minimum liability coverage.
You shouldn’t have to compromise on your insurance needs just to get a policy that fits your budget. Insurify makes it easy to compare car insurance quotes from different companies so you can compare rates side by side and find the coverage and price that work for you. You don’t need a big brand name like Allstate, Farmers Insurance, or State Farm for a quality policy.
Frequently Asked Questions
State law requires all Arizona drivers to carry car insurance. Abiding by the rules shouldn’t mean having to break the bank or require you to skimp on your insurance needs just to fit your budget. Insurify makes it easy to get a good deal. In a few minutes, you can compare quotes from different insurers online to get the best rate, all without ever having to pick up the phone.
On average, car insurance in Queen Creek costs around $255 per month or $3,060 per year, but this number is different for each person depending on a number of factors, like your age, credit score, driving history, and more. No matter what, every Arizona driver needs coverage if they get behind the wheel, so make sure to take the time to compare quotes before buying.
If you see rates that are higher than average, it could be due to a number of different reasons. The type of car you drive, where you drive it, and even your unique driving habits can all affect the quotes you get from insurance companies. For example, driving a flashy sports car in a big and crowded city can cost a driver big-time, especially for teen drivers.
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Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.
- Arizona Department of Transportation. "State Minimum Car Insurance Requirements." Accessed May 28, 2022
- Online Traffic School, Inc. - Arizona. "Benefits of Attending Arizona Traffic School." Accessed July 28, 2022
- Consumer Protection Division Arizona Department of Insurance. "Consumer Guide - How Insurance Companies Use Credit Information." Accessed July 28, 2022