Best Cheap Auto Insurance in Alaska (2024)
The best car insurance for you in Alaska will offer cheap rates and the coverages you need.
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Written byAlani Asis
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3 years of content writing
Bylines with leading financial publications
Alani is a freelance writer specializing in personal finance. She aims to make complex topics more approachable through fun, digestible content.
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Edited byDanny Smith
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Licensed auto and home insurance agent
4+ years in content creation and marketing
As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.
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Reviewed byDaniel Roccato
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30+ years in financial services
Clinical Professor of Finance, University of San Diego
Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.
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Data reviewed byKonstantin Halachev
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7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
Updated November 19, 2024
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Table of contents
Alaska is home to breathtaking scenery, deep-rooted history, and thrilling outdoor escapades. To fully explore the wonders of this state by car, you’ll need to equip yourself with dependable car insurance. State Farm, USAA, and Allstate offer some of the state’s best and most affordable car insurance options.
The average cost of car insurance in Alaska is $135, according to Insurify’s internal data. Alaska drivers may see auto rates about 45% cheaper than the national average. That's because fewer cars are on the road in Alaska and the state’s lower population density reduces the chances of accidents.
Quick Facts
Alaska is a tort state, meaning an at-fault driver is responsible for paying damages and losses incurred by the victim.
High-risk drivers must carry an SR-22 certificate, which can increase rates.
Alaska insurance companies can use your credit score when setting your premiums.
Best car insurance companies in Alaska
The best car insurance will depend on your specific circumstances and insurance needs. Assess your driving record, the coverage you need, and your budget to determine the right car insurance company for you. Here are a few of the best insurance companies in Alaska.
Insurance Company ▲▼ | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ | Best For ▲▼ |
|---|---|---|---|---|
| State Farm | 9.3 | $104 | $48 | Cheap rates |
| USAA | 9.4 | $90 | $41 | Military community |
| Allstate | 8.9 | $125 | $56 | At-fault accidents |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for cheap rates: State Farm
| User Reviews | 4.2 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $54/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $119/mo |
4.2
Best choiceBased on 9036 verified guest reviews and ratings
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (4,969)
Ronald
November 19, 2024
Verified Review
State Farm Experience: 35 Years+
They are forcing me to replace my house roof or they will cancel my policy.
David
November 19, 2024
Verified Review
Too expensive
It's too expensive. They raise rates every six months, even though I've never filed a claim.
Ronald
November 18, 2024
Verified Review
Very Expensive Auto and Home
Extremely harsh local service.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
State Farm is the largest car insurance company in America by market share, according to the National Association of Insurance Commissioners (NAIC). It has a wide selection of coverages, including rental insurance, rideshare insurance, and travel expenses coverage.
State Farm offers some of the lowest rates in Alaska as well as a variety of discounts, including auto and life insurance bundles.
Pros
Rideshare and other less-common coverages available
Bundling car insurance with other policies allows for discounts
Cons
Gap coverage not available
Many unresolved customer complaints, according to the Better Business Bureau (BBB)
Best insurer for military members: USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.4 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $45/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $99/mo |
4.9
Best choiceBased on 1602 verified guest reviews and ratings
How drivers feel about USAA
Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (914)
Gloria
November 15, 2024
Verified Review
Not Good for Claims
I have storm damage and the claim process is not satisfactory.
Martin
November 11, 2024
Verified Review
Price Shopping
I have been with USAA for over 60 years. Obviously, I've been very happy. Since I don't drive very far, I have been seeing advertisements for lower prices. However, I have no plans of leaving USAA.
Rena Sabine
November 8, 2024
Verified Review
Disappointing and inflexible service
My experience with this company has been disappointing, especially this second time around. I would suggest considering other options. From my recent interactions, they have been dismissive and argumentative. I have already started finalizing my next premium with another company. I'm perplexed as to how they receive praise when they treat clients in this manner.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.35A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
USAA is the best car insurance choice for active-duty military personnel, veterans, and their families. It offers affordable rates, various discounts, and a safe driving program.
Pros
SafePilot safe driving program allows you to save up to 30%
Affordable rates for drivers with incidents on record
Cons
Only available to active-duty military members, veterans, and their families
Gap insurance not available
Best insurer for drivers with at-fault accidents: Allstate
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.9 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $61/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $133/mo |
4.0
Best choiceBased on 5647 verified guest reviews and ratings
How drivers feel about Allstate
Drivers appreciate the initial pricing and overall service but dislike the frequent rate increases and misleading pricing tactics.
AI-generated from the text of verified reviews collected by Insurify
Best For
Accident forgiveness
Wide availability
Cheap rates
How drivers feel about Allstate
Drivers appreciate the initial pricing and overall service but dislike the frequent rate increases and misleading pricing tactics.
AI-generated from the text of verified reviews collected by Insurify
Best For
Accident forgiveness
Wide availability
Cheap rates
Reviews (3,072)
Lyudmila
November 14, 2024
Verified Review
No Discount for Seniors
The service is mediocre.
Latonya
November 12, 2024
Verified Review
Not Recommended
I would not recommend Allstate. They did not support me when I needed them most. They didn't believe me or the other party when we said my first accident wasn't my fault. My agent incorrectly reported to the DMV that my insurance had lapsed when it hadn't. They increased my insurance rates four to five times within two years. A representative from my agent's office called me to sell renters insurance, promising a lower monthly rate, which turned out to be false. After I was involved in a hit and run, instead of ensuring my wellbeing, they raised my insurance again to almost $800/month. I find Allstate to be a disappointing car insurance company and I wouldn't recommend them to anyone.
Linda
November 12, 2024
Verified Review
The office in St. Petersburg, FL has significantly changed. I have been with All State, using the same office, for years. Recently, new management has taken over and the staff has become less courteous and often fail to follow through on their commitments. It's even more challenging when your call gets redirected to an office in another state.
The office in St. Petersburg, FL has significantly changed. I have been with All State, using the same office, for years. Recently, new management has taken over and the staff has become less courteous and often fail to follow through on their commitments. It's even more challenging when your call gets redirected to an office in another state.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
833NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.94A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A-Why we picked this company
At-fault accidents can be a nightmare for your car insurance rates. Allstate offers an accident forgiveness policy, so you won’t have to worry about a rise in your premiums even if you cause a car accident.
The insurer also provides an expanded version of accident forgiveness, the Platinum package, which offers unlimited accident forgiveness — unlike its competitors that often impose a cap.
Pros
Pay-per-mile coverage available
Wide selection of available discounts
Cons
Low customer satisfaction and potential subpar customer service
More expensive than some competitors
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7 of the Best Car Insurance Companies (November 2024)
How to get the cheapest car insurance in Alaska
Insurance companies will conduct a risk assessment based on your driver profile to determine your insurance rates. Factors that comprise your risk level include age, location, driving history, claim history, and more.
If you’re in the market for car insurance, these are some of the best ways to get the most affordable prices:
Compare quotes. You should get at least three different rates from various insurers. To get the most accurate comparisons, ensure your coverage types and levels are the same across each auto policy.
Look for discounts. Whether you have multiple cars, are bundling insurance products, or are part of an affiliated group, there’s a discount for every driver and situation. Stacking deals can help you get the lowest rates on your insurance policy.
Maintain a clean driving record. Good drivers tend to see lower rates on their car insurance than drivers with an incident on their record. It’s important to adhere to your state’s road rules and remain vigilant on the road.
Increase your deductible. A higher deductible for collision or comprehensive coverage results in lower monthly premiums. If you’re considering increasing your deductible, be sure you can afford the out-of-pocket expense in the event you need to file a claim.
Cheapest liability-only car insurance in Alaska: USAA
A liability-only policy covers the other party’s property damages and bodily injuries if you’re at fault in an accident. This insurance offers only the most basic coverage, so it’s usually a company’s most inexpensive policy.
Here are some of the cheapest car insurance companies for liability-only coverage in Alaska.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| USAA | $41 |
| GEICO | $47 |
| State Farm | $48 |
| Allstate | $56 |
| Progressive | $73 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
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Cheapest full-coverage car insurance in Alaska: USAA
While a liability-only policy pays for the other party’s losses when you’re at fault in an accident, full-coverage car insurance pays for your losses, regardless of fault.
A full-coverage insurance policy includes collision coverage, which compensates you for vehicle repairs if you collide with another vehicle or object. It also includes comprehensive coverage, which reimburses you for damage or losses related to theft, vandalism, weather damage, and other non-collision events.
If you commute frequently, drive in a high-risk area, or have an expensive vehicle, having full coverage may be worth it. Lenders may also require full coverage if you have a car loan or lease.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| USAA | $90 |
| State Farm | $104 |
| GEICO | $108 |
| Allstate | $125 |
| Progressive | $129 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Car insurance requirements in Alaska
Alaska is a tort state, meaning all drivers must carry the state’s minimum liability coverage. If you’re not at fault in an accident, you can file a claim with the at-fault party’s insurance company to get reimbursed for medical bills and vehicular repairs.
The table below illustrates Alaska’s minimum coverage for bodily injury and property damage liability insurance, according to the State of Alaska Division of Motor Vehicles (DMV).[1]
Coverage ▲▼ | Minimum Requirements ▲▼ |
|---|---|
| Bodily injury liability | $50,000 per person and $100,000 per accident |
| Property damage liability | $25,000 per accident |
Car insurance financially safeguards you from the worst. Consider spending a few extra dollars on the following coverage options to stay fully protected:
Uninsured/underinsured motorist coverage
If an at-fault party doesn’t have enough liability coverage, this coverage lets you file a claim with your insurer to cover the expenses.
Personal injury protection (PIP) coverage
If you or your passengers sustain injuries in a car accident, you can use PIP coverage to pay for medical expenses, lost wages, child care, and funeral costs.
Rental car coverage
This endorsement reimburses you for rental car expenses so you can get around while your vehicle is in the shop for repairs.
Cheapest car insurance for drivers with an incident
Driving incidents refer to speeding tickets, DUIs, at-fault accidents, and other moving violations, which can increase your car insurance premiums. Insurers see drivers with an accident on their records as riskier drivers, as it indicates a higher likelihood of being involved in future accidents. So, to offset the risk, insurers raise your auto insurance rates.
For instance, in Anchorage, Alaska, a driver with an at-fault accident on their record pays almost $70 more each month for car insurance than a driver with a clean driving record, according to Insurify data.
Find Cheap Car Insurance in Alaska
Search for affordable rates in the Last Frontier state
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Cheapest car insurance for drivers with a speeding ticket: State Farm
If you’ve received a speeding ticket, your auto premiums will likely increase. A ticket can stay on your record for up to five years, resulting in higher rates for that duration. However, the following auto insurers offer affordable monthly quotes in Alaska despite the blemish on your record.
Insurance Company ▲▼ | Average Quote: Full Coverage ▲▼ | Average Quote: Liability Only ▲▼ |
|---|---|---|
| State Farm | $177 | $117 |
| GEICO | $179 | $118 |
| USAA | $195 | $129 |
| Midvale Home & Auto | $227 | $150 |
| Progressive | $295 | $195 |
| Allstate | $319 | $210 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: State Farm
At-fault accidents can stay on your record for up to five years, causing your rates to remain high through that time. However, you’re not completely out of luck if you have an at-fault accident on your record. These car insurance companies offer the best monthly quotes for drivers with an at-fault accident.
Insurance Company ▲▼ | Average Quote: Full Coverage ▲▼ | Average Quote: Liability Only ▲▼ |
|---|---|---|
| State Farm | $235 | $155 |
| GEICO | $238 | $157 |
| USAA | $259 | $171 |
| Midvale Home & Auto | $301 | $199 |
| Progressive | $392 | $259 |
| Allstate | $423 | $279 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI: State Farm
Driving under the influence is a serious offense with major legal repercussions. After getting a DUI in Alaska, you may need to obtain an SR-22 certificate to reinstate a suspended license. Many states require high-risk drivers to obtain SR-22 insurance to prove they have the minimum liability car insurance in their state.
However, finding an insurance company offering high-risk insurance at a low rate can be challenging. Fortunately, these Alaska car insurance companies provide high-risk drivers with budget-friendly monthly quotes to help them get back on the road.
Insurance Company ▲▼ | Average Quote: Full Coverage ▲▼ | Average Quote: Liability Only ▲▼ |
|---|---|---|
| State Farm | $198 | $131 |
| GEICO | $201 | $133 |
| USAA | $219 | $144 |
| Midvale Home & Auto | $254 | $168 |
| Progressive | $331 | $218 |
| Allstate | $357 | $236 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: State Farm
While the cost of car insurance generally decreases around age 35, you may see your rates climb again around age 75. Despite more experience on the road, age-related conditions such as slower reflexes and decreased vision make seniors more statistically prone to accidents. So, insurers may charge more to account for this risk.
However, if you’re looking for a car insurance policy in your 70s, you can still find a good deal. The table below illustrates insurance companies that offer cost-effective monthly rates for seniors.
Insurance Company ▲▼ | Average Quote: Full Coverage ▲▼ | Average Quote: Liability Only ▲▼ |
|---|---|---|
| State Farm | $91 | $60 |
| GEICO | $92 | $61 |
| USAA | $100 | $66 |
| Midvale Home & Auto | $117 | $77 |
| Progressive | $152 | $100 |
| Allstate | $164 | $108 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: State Farm
With less experience on the road, teenagers are more likely to be involved in accidents, thus posing a high risk to car insurance companies. As a result, young drivers will pay a higher price for their auto policy.
Teens can keep their auto insurance premiums low by staying on their parents’ insurance policy, driving a safe car, and taking advantage of good student discounts. They can also shop around and compare quotes from different insurance companies. Below, you’ll find some of the cheapest insurers for teens in Alaska.
Insurance Company ▲▼ | Average Quote: Full Coverage ▲▼ | Average Quote: Liability Only ▲▼ |
|---|---|---|
| State Farm | $227 | $150 |
| GEICO | $231 | $152 |
| USAA | $251 | $166 |
| Midvale Home & Auto | $292 | $193 |
| Progressive | $379 | $250 |
| Allstate | $410 | $270 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
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Guide to Car Insurance Discounts (2024)
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Alaska car insurance quotes by credit tier
Insurance companies in Alaska can use your credit history to determine your rates. A high score indicates to insurers that you’re less likely to file a claim. Drivers with excellent and good credit may see lower rates, while drivers with poor credit may pay higher rates.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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The 10 Best and Worst Car Insurance Comparison Sites for 2024
Alaska car insurance FAQs
Finding the right car insurance can be difficult. Below, you’ll find answers to some commonly asked questions about how to find the best auto insurance in Alaska.
How much is car insurance in Alaska?
Car insurance in Alaska costs $151 per month, on average. Drivers in the state pay $190 per month for full-coverage insurance and $112 per month for liability coverage. Your specific rate will depend on your insurer, driving record, age, credit history, vehicle type, chosen coverage level, and more.
What are the best car insurance companies in Alaska?
With an IQ Score of 4.4 out of 5 and an A.M. Best financial strength rating of A++ (Excellent), State Farm is the best car insurance company in Alaska. Of the insurers Insurify has rate data for, other top Alaska auto insurers include USAA, Allstate, GEICO, and Progressive.
Is it illegal to not have car insurance in Alaska?
Yes. Drivers in Alaska must carry car insurance. If you want to get on the road legally, you’ll need to have $50,000 per person and $100,000 per accident in bodily injury liability insurance, as well as $25,000 per accident in property damage liability coverage.
Is auto insurance cheaper in Alaska?
Yes. Alaska’s average auto insurance rate is $135 per month, $77 cheaper than the national average. Car insurance is much more affordable in Alaska than in the rest of the country because it’s remote, and fewer drivers are on the roads at any given time.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Related articles
More cities in Alaska
Sources
- Alaska Division of Motor Vehicles. "Mandatory Insurance."
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Alani Asis
Alani Asis is a personal finance freelance writer with nearly three years of experience in content creation. She has landed bylines with leading publications and brands like Insider, Fortune, LendingTree, and more. Alani aims to make personal finance approachable through fun, relatable, and digestible content.
Edited byDanny Smith
Licensed auto and home insurance agent
4+ years in content creation and marketing
As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.
Featured in
30+ years in financial services
Clinical Professor of Finance, University of San Diego
Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
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