Cheap Auto Insurance Quotes in Fairbanks, AK (January 2022)

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Car Insurance in Fairbanks, AK

The average cost of Alaska car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Fairbanks, AK to find you the cheapest quotes in the area.
$44
$45
$84
AllstateState FarmGEICO

Cheapest Car Insurance in Fairbanks, AK

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$67
$95
$55
$56
$71
$58
AlaskaAnchorageJuneauSitkaWasillaFairbanks
Click here to learn about car insurance quotes and save on your current policy.

Fairbanks, AK Driving Facts

alaska

Minimum Car Insurance Requirements in AK

The state of Alaska requires all motor vehicle operators to have proof of insurance available in the car at all times. The minimum bodily injury liability insurance requirements in Alaska are:

  • $50,000 bodily injury liability per person
  • $100,000 bodily injury liability per accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits that Alaska state law requires are $50,000 for the injury or death of a single person involved in a car accident and $100,000 for the injury or death of multiple persons. Insurance providers list this coverage at 50/100, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $100,000 are your responsibility.

The minimum property damage liability insurance requirements in Alaska are:

  • $25,000 property damage liability per accident

Property damage liability coverage pays for any property that you damage in an accident. The state of Alaska requires $25,000 for the minimum. You’ll see the collective state minimum listed at 100/50/25. The 25 refers to the property damage liability. Once again, any damages above the $25,000 are your responsibility.

Find local Fairbanks agents

Hale & Associates
100 Cushman Street #200, Fairbanks, AK 99701
HUB International Northwest, LLC.
3180 Peger Rd Ste 120, Fairbanks, AK 99709-5484
Alaska Insurance LLC
536 Ketchikan Ave, Fairbanks, AK 99701-3739
Dunlap Agency
794 University Ave Ste 101, Fairbanks, AK 99709-3659
Baker & Associates, Inc.
3180 Peger Rd Ste 120, Fairbanks, AK 99709-5484
Rural Alaska Insurance Agency
3180 Peger Road, Fairbanks, AK 99709
Alaska USA Insurance Brokers, LLC - Fairbanks
1292 Sadler Way Ste 110, Fairbanks, AK 99701-3171
Chris Marok: Allstate Insurance
59 College Rd Ste 205, Fairbanks, AK 99701
Dick Randolph - State Farm Insurance Agent
610 12th Ave, Fairbanks, AK 99701
Jim Kelly - State Farm Insurance Agent
1401 Turner St, Fairbanks, AK 99701

Insurify Insights: How Fairbanks Drivers Measure Up

ford
Ford F-Series Pickup
Most Popular Car in
Fairbanks, AK
suspended licenses
#--
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Fairbanks drivers measure up to their fellow Alaska motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle in Fairbanks

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Fairbanks is the Ford F-Series Pickup.

DUI/DWIs in Fairbanks

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Fairbanks drivers rank -- in the number of DUI’s per driver across all cities in Alaska.

  • Rank within state: #--
  • Percent of drivers in Fairbanks with a DUI: {{percentDrivers}}%
  • Drivers in Fairbanks, AK with a DUI in their driving history paid on average {{overpay}}% more than drivers with a clean record

Speeding in Fairbanks

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Alaska, Fairbanks drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in Fairbanks with a speeding ticket: {{percentDrivers}}%
  • Drivers in Fairbanks, AK with a speeding ticket in their driving history paid on average {{overpay}}% more than drivers with a clean record

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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