Cheap Car Insurance for Bad Credit Drivers in Alaska:
Costs and Quotes (2021)

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Cheapest Companies for Drivers With Bad Credit in Alaska (2021)

For drivers with bad credit in Alaska, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers with bad credit.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Alaska. The following are the best insurance rates from carriers that offer car insurance for drivers with bad credit in Alaska.

Bad Credit Car Insurance in Alaska

Not surprisingly, motorists in the Final Frontier share the road with moose, bears, and bison, among other Alaskan creatures. If you've let your credit run wild in this state, you may find that your insurance premiums are affected.

Ignoring a bad credit score is a temporary fix to a permanent problem. Car insurance carriers in this state consider credit information when setting rates, so figuring out how to improve your score is financially essential. Paying your bills on time and getting rid of too much outstanding debt can help your credit score immensely.

Alaska Car Insurance Rates for Bad Credit Drivers
Average Monthly Cost
$145
$162
$163
$177
ExcellentGoodAveragePoor
Credit Tier

Insurify's comparison tool will help you make sure you're getting the best possible quote even with a bad credit rating. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.

How Much Does Bad Credit Impact Car Insurance Rates in Alaska?

Drivers with lousy credit pay about $17 more than average in Alaska, which is a 10 percent increase over other motorists' rates. Still, government guidelines exist to protect policyholders in specific ways.

Most states follow similar laws regarding using credit reports to inform car insurance rates. Though auto insurance companies can count your delinquent credit charges against you, they must disregard any information related to medical collection accounts.

$169
$186
Avg. Monthly Cost - for Drivers with Good CreditAvg. Monthly Cost - for Drivers with Bad Credit
$17 ▴Monthly Impact of Bad Credit on Rates
10.06% ▴Percent Bad Credit Impact Rates

Can I Get Car Insurance With No Credit Check in Alaska?

Though it's not legal for auto insurance companies to pull your credit scores in a handful of states, in Alaska, it's a legitimate practice. You may find a high-risk, local carrier that'll ignore your credit score, but these companies' rates are high anyway.

Because insurance companies consider people with bad credit more likely to make claims, your insurance rates will go up because of your poor financial practices. But don't give up. Improving your credit score even a little can help you rein in car insurance rates to something more affordable.

Alaska Car Insurance Rates by Credit Tier

There's a $32 difference in average monthly car insurance cost between those who have excellent credit and those with poor credit. Yet you don't have to aim for perfect credit to make insurance gains. Reaching for an average score (just a notch up from poor) can easily save you $14 a month.

Credit Tier
Excellent$145
Good$162
Average$163
Poor$177

Tips for Researching Bad Credit Alaska Car Insurance Rates

Insurance prices and policies can vary significantly between companies, and a state like Alaska draws a wide variety of choices when factoring insurance rates for drivers with bad credit.

Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

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Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.

Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.

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Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.