Alaska Car Insurance for Bad Credit Drivers

Cheapest Companies for Drivers With Bad Credit in Alaska (2022)

For drivers with bad credit in Alaska, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers with bad credit.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Alaska. The following are the best insurance rates from carriers that offer car insurance for drivers with bad credit in Alaska.

Bad Credit Car Insurance in Alaska

Not surprisingly, motorists in the Final Frontier share the road with moose, bears, and bison, among other Alaskan creatures. If you've let your credit run wild in this state, you may find that your insurance premiums are affected.

Ignoring a bad credit score is a temporary fix to a permanent problem. Car insurance carriers in this state consider credit information when setting rates, so figuring out how to improve your score is financially essential. Paying your bills on time and getting rid of too much outstanding debt can help your credit score immensely.

Insurify's comparison tool will help you make sure you're getting the best possible quote even with a bad credit rating. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.

How Much Does Bad Credit Impact Car Insurance Rates in Alaska?

Drivers with lousy credit pay about $17 more than average in Alaska, which is a 10 percent increase over other motorists' rates. Still, government guidelines exist to protect policyholders in specific ways.

Most states follow similar laws regarding using credit reports to inform car insurance rates. Though auto insurance companies can count your delinquent credit charges against you, they must disregard any information related to medical collection accounts.

Can I Get Car Insurance With No Credit Check in Alaska?

Though it's not legal for auto insurance companies to pull your credit scores in a handful of states, in Alaska, it's a legitimate practice. You may find a high-risk, local carrier that'll ignore your credit score, but these companies' rates are high anyway.

Because insurance companies consider people with bad credit more likely to make claims, your insurance rates will go up because of your poor financial practices. But don't give up. Improving your credit score even a little can help you rein in car insurance rates to something more affordable.

Alaska Car Insurance Rates by Credit Tier

There's a $32 difference in average monthly car insurance cost between those who have excellent credit and those with poor credit. Yet you don't have to aim for perfect credit to make insurance gains. Reaching for an average score (just a notch up from poor) can easily save you $14 a month.

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies