American National Car Insurance
Overview
Headquartered in Springfield, Missouri American National was founded in 1973. They're currently the only insurance company to receive the Missouri Quality Award (MQA). American National specializes in provides for a variety of property and casualty coverage needs, including automobile, homeowners, classic cars, umbrella, boat, recreational vehicles, motorcycle, other personal lines insurance and agri-business insurance.
Discounts
| Discount Type | Discount % |
|---|---|
| Multiple Policy Discount | Varies |
| Provider Switch Discount | Varies |
| Good Student Discount | up to 15% |
| Accident Free Discount | up to 30% |
| Passive Restraint Discount | Varies |
| Motor club discount | Varies |
Features and Services
24/7 service
Roadside assistance
Loyalty rewards program
Online account management
Optional Coverage
| Coverage Type | Description |
|---|---|
| Road Side Assistance | Typically adds coverage for towing, tire changes, lockout services, and more |
| Rental Reimbursment | Reimburses the per day cost of a rental car (daily and maximum reimbursement may vary) |
| Accidental Death, Dismemberment, Disability | Pays up to a specificed amount for death, loss of limbs, loss of sight, and certain other injuries to designated prson(s) resulting from a car accident. |
| Work Loss Coverage | Pays a percentage of their earnings lost due to auto accident injuries. |
| New Car Replacement Coverage | If your brand new vehicle gets totaled, you car will be replaced with a brand new vehicle. |
| Gap Insurance | If your vehicle is loaned or leased and totaled, Gap insurance may pay for the difference between the cash value of the vehicle and the unpaid balance of the loan or lease. |
| Antique or Collector Car Insurance | Covers your antique or collectors edition car. |
| Original Equiptment Manufacturer Coverage | If you need repairs, are you okay with the car parts being replaced with anything other than the original manufacturer’s parts? |
| Umbrella Policy | Adds protection against liability claims/judgements when your auto insurnce liability limits have been reached. |
Payment Methods
| Payment Type | Description |
|---|---|
| Online Payment | Hate those annoying IVR menus? Pay your bill online. |
| Mail Payment | The option to mail in a personal check or money order. Don't forget the postage, sometimes the classics never die! |
| Automatic Online Payments | Forgetful? This option automatically charges your credit or debit card that you provided so that you never have to worry. |
American National Insurance Products
Home Insurance
Life Insurance
Automobile Insurance
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User Reviews
11 user reviews
5
Stars
45%
4
Stars
9%
3
Stars
18%
1
Star
27%
Most Recent Review
3 Stars
By Kenneth
on June 21, 2018
High rising costs
Most Favorable Review
5 Stars
By Tester
on December 18, 2017
Just testing the web
