American National

American National - Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify

Composite Score
Not Rated
What is this?
American National Ratings
BrandRatingsUser reviews
Insurify
3.6
12
J.D. Power Ratings by Region (out of 1000)
Company NameRatings
Standard & Poor'sA

Discounts

The largest discounts from American National are: Accident Free, Good Student, Multiple Policy

Carrier Discounts
Discount %
30%
15%
Accident FreeGood Student
Discount Group
Discount TypeDiscount %
Accident Freeup to 30%
Good Studentup to 15%
Multiple PolicyVaries
Provider SwitchVaries
Passive RestraintVaries
Motor clubVaries

Payment methods

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    Automatic Online Payment
    Info
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    Credit Card Payment
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    Mail Payment
    Info
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    Online Payment
    Info

Features and Services

  • benefit/247service.svg
    24/7 service
  • benefit/roadside-assistance.svg
    Roadside assistance
  • benefit/loyalty.svg
    Loyalty rewards program
  • benefit/online-portal.svg
    Online account management

Optional Coverage

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    Roadside Assistance
    Info
  • complete-tick.svg
    Rental Reimbursement
    Info
  • complete-tick.svg
    Accidental Death, Dismemberment, Disability
    Info
  • complete-tick.svg
    Work Loss Coverage
    Info
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    New Car Replacement Coverage
    Info
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    Gap Insurance
    Info
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    Antique or Collector Car Insurance
    Info
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    Original Equipment Manufacturer Coverage
    Info
  • complete-tick.svg
    Umbrella Policy
    Info

American National Insurance Products

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Home Insurance
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Life Insurance
products/auto.svg
Car Insurance
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Business Insurance
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Health Insurance
products/rental.svg
Renters Insurance
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Classic Car Insurance
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Farm Insurance
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Recreational Insurance

FAQs - American National Car Insurance

How does Insurify work?

Insurify lets you freely compare accurate car insurance quotes and discounts from top national and regional insurance companies in a matter of minutes. You can choose between coverage levels and adjust deductibles to ensure you're not just getting the cheapest policy, but the most appropriate one, too. Users save an average of $489 a year when they buy a new insurance policy through Insurify.

How does Insurify find me the cheapest car insurance quotes?

Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.

How is Insurify different from other insurance quote comparison sites?

Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.

Compare American National to GEICO

American National vs GEICO

Company History

Headquartered in Galveston, Texas, American National Insurance Company was founded in 1905. It is the parent company of American National Property and Casualty Company, which is headquartered in Springfield, Missouri and underwrites all P&C products. 

Other members of the American National group of companies include Farm Family Casualty Insurance Company, United Farm Family Insurance Company, and American National Life Insurance Company of New York. 

American National specializes in a broad array of insurance products spanning commercial and personal lines of property and casualty coverage, including auto insurance, homeowners insurance, classic car insurance, umbrella insurance, boat insurance, recreational vehicle insurance, motorcycle insurance, and agribusiness insurance. It also provides life insurance and health insurance coverage.

Contact Information

Headquarters address: One Moody Plaza Galveston, TX 77550

Phone number: (800) 899-6519

Website: www.americannational.com

How to cancel your American National Car Insurance Policy

You can cancel your policy by speaking with your agent or by calling customer service at 417-887-0220.

American National Reviews

3.6
5 Stars
50 %
4 Stars
8 %
3 Stars
17 %
1 Star
25 %

Most Positive Review

By Pj Country
This data is GROSSLY inaccurate on American National, you are missing a LOT of check marks! American National - aka ANPAC DOES have flexible payments: Monthly, Quarterly, Or Semi-Annual payment options are available. American National DOES have a mobile app: AN Mobile They DO have an added coverage endorsement available. AND ANPAC DOES have just about EVERY insurance product listed that is not checked, the only ones I'm not sure on is if they have; Aviation, Collectibles, Mobile Home, or Personal Articles Insurance. They also have their Home Systems Breakdown Coverage INCLUDED in their Homeowners policies that covers things like your Furnace & Heat pumps, A/C units, Well Pumps, Electrical Svc Panels & a lot more. Plus the fact they have local agents in all 50 states is VERY nice!!!

Most Critical Review

By Martha
Because my insurance renewal goes up $10 for the past year it had gone from $123 -$152 in a yr I been with Boykins insurance for 25 years

All Reviews

Showing 1 - 10 out of 12 Reviews
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Read reviews that mention

John
Solid company for all auto and property, and with Chrome u can add your custom and antique cars , trucks
Kenneth
High rising costs
Jane
I agree with the reviewer above, this site is totally inaccurate. American National has so much more to offer and saved us over half the amount I paid with my last carrier. I couldn't be happier, and with their CashBack program, it's unbeatable.
Peter
I bundled up my auto,home,& life and saved $530 annually on my homeowner's insurance. I thought Costco was unbeatable and they had only saved me $7 a month on my cars minus my classic auto which they do not cover. American National did cover all my vehicles and get this , my classic show car was covered for 24k agreed value with 250/500 coverage mirrored after my other cars. I only pay $10 a month for my classic auto. I can not believe Costco doesn't cover classics. In short I was really surprised by this insurance company by it's rates and coverages offered all under one roof. I'm a happy camper!!
Robert
they changed payment for insurance to a year
Tammy
Terrible
Gary
The agent was good
Luis
No problems in the pharmacy
Pj Country
This data is GROSSLY inaccurate on American National, you are missing a LOT of check marks! American National - aka ANPAC DOES have flexible payments: Monthly, Quarterly, Or Semi-Annual payment options are available. American National DOES have a mobile app: AN Mobile They DO have an added coverage endorsement available. AND ANPAC DOES have just about EVERY insurance product listed that is not checked, the only ones I'm not sure on is if they have; Aviation, Collectibles, Mobile Home, or Personal Articles Insurance. They also have their Home Systems Breakdown Coverage INCLUDED in their Homeowners policies that covers things like your Furnace & Heat pumps, A/C units, Well Pumps, Electrical Svc Panels & a lot more. Plus the fact they have local agents in all 50 states is VERY nice!!!
Tester
Just testing the web
Showing 1 - 10 out of 12 reviews

American National Car Insurance Information

Insurify Composite Score0
Number of discounts6
Number of reviews12
User Rating3.6
Standard & Poor'sA

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.