Cheap Car Insurance for High-Risk Drivers in Washington:
Costs and Quotes (2021)

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Cheapest Insurance Companies for High Risk Drivers in Washington (2021)

For drivers that are high-risk in Washington, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate for drivers that are high-risk.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Washington. The following are the best insurance rates from carriers that offer car insurance for high-risk drivers in Washington.

What Makes a Driver High-Risk in Washington?

While all of us have made a driving mistake at one time or another, high-risk drivers don't seem to learn. Speeding, reckless driving, and driving while intoxicated are all considered high-risk driving behaviors. High-risk motorists pay more for their insurance than any other driver. Why?

Because of their behavior behind the wheel, high-risk drivers are expected to make a claim. Insurance companies get their money back up front with higher rates.

Washington Car Insurance Rates for High-Risk Drivers
Average Monthly Cost
$229
$259
$285
$243
$278
No ViolationSpeeding TicketAt-Fault AccidentReckless DrivingFailure to Stop
Driving History

Insurify's comparison tool will help you make sure you're getting the best possible quote even after high risk driving violation. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.

How Much Does High-Risk Driving Affect Car Insurance Rates in Washington?

Rates go up tremendously for those who exhibit high-risk behavior on the road. If that's you now, comparing rates from multiple insurance companies can help save you hundreds of dollars over the next few years.

Having an at-fault accident impacts insurance rates more than any other listed high-risk behavior in Washington, pushing monthly insurance premiums up by $56. Speeding or blowing through a stop sign doesn't help rates either. Costs increase by $30 and $49, respectively.

Driving History
No Violation$229
Speeding Ticket$259
At-Fault Accident$285
Reckless Driving$243
Failure to Stop$278

How Much Does a Speeding Ticket Impact Car Insurance Rates in Washington?

Think twice about speeding in Washington. With a ticket like this on your records, you'll pay an average of $259 a month for insurance. While $30 more monthly doesn't seem like a lot, it grows into $1,800 in unnecessary car insurance costs over five years.

$229
$259
No Violation - Avg. Monthly RateSpeeding ticket - Avg. Monthly Rate
$30 ▴Avg. Monthly Rate Increase

How Does an at-Fault Accident Impact Insurance Rates in Washington?

Washington motorists will feel the impact on their wallets after an at-fault accident. Drivers with this violation shell out $56 more per month in insurance than they did before the accident.

$229
$285
No Violation - Avg. Monthly RateSpeeding ticket - Avg. Monthly Rate
$56 ▴Avg. Monthly Rate Increase

How Much Does Failure to Stop for a Red Light or Stop Sign Impact Car Insurance Rates in Washington?

Red-light-runners risk more than just a ticket in Washington. If they're lucky enough to make it through the light without causing an accident, these drivers will still pay a ticket and see their insurance rates go up by $49 a month.

$229
$278
No Violation - Avg. Monthly RateSpeeding ticket - Avg. Monthly Rate
$49 ▴Avg. Monthly Rate Increase

Does Driving With a Suspended License Impact Car Insurance Rates in Washington?

While all of us have made a driving mistake at one time or another, high-risk drivers don't seem to learn. Speeding, reckless driving, and driving while intoxicated are all considered high-risk driving behaviors. High-risk motorists pay more for their insurance than any other driver. Why?

Because of their behavior behind the wheel, high-risk drivers are expected to make a claim. Insurance companies get their money back up front with higher rates.

Tips for Researching High-Risk Washington Car Insurance Rates

Insurance prices and policies can vary significantly between companies, and a large and growing state like Washington draws a wide variety of choices when factoring high-risk driving insurance rates.

Insurify''s rate comparison tool will help you make sure you''re getting the best possible quote based on your needs and location. You can have peace of mind you''re not paying any more than you need to, and customers save $585 per year on average.

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Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.