How to Find the Best Car Insurance
for High Risk Drivers in Washington

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What Makes a Driver High-Risk in Washington?

While all of us have made a driving mistake at one time or another, high-risk drivers don't seem to learn. Speeding, reckless driving, and driving while intoxicated are all considered high-risk driving behaviors. High-risk motorists pay more for their insurance than any other driver. Why?

Because of their behavior behind the wheel, high-risk drivers are expected to make a claim. Insurance companies get their money back up front with higher rates.

Washington Car Insurance Rates for High-Risk Drivers
Average Monthly Cost
$229
No Violation
$259
Speeding Ticket
$285
At-Fault Accident
$243
Reckless Driving
$278
Failure to Stop for Red Light / Stop Sign
Driving History

Insurify's comparison tool will help you make sure you're getting the best possible quote even after high risk driving violation. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.

What Are the Best Car Insurance Companies for High-Risk Drivers in Washington?

Though different circumstances mean that no two drivers' quotes will be the same, you can use averages to inform your shopping decisions. The cheapest car insurance companies for high-risk drivers in Washington include Travelers, Nationwide, and National General.

CarrierAvg. Monthly Cost
Travelers$183
Nationwide$187
National General$219
Bluefire Insurance$231
Safeco Insurance$232
Direct Auto$232
The General$250
Midvale Home & Auto$250
American Family Insurance$251
Liberty Mutual$281

How Much Does High-Risk Driving Affect Car Insurance Rates in Washington?

Rates go up tremendously for those who exhibit high-risk behavior on the road. If that's you now, comparing rates from multiple insurance companies can help save you hundreds of dollars over the next few years.

Having an at-fault accident impacts insurance rates more than any other listed high-risk behavior in Washington, pushing monthly insurance premiums up by $56. Speeding or blowing through a stop sign doesn't help rates either. Costs increase by $30 and $49, respectively.

Driving HistoryAvg. Monthly Cost
No Violation$229
Speeding Ticket$259
At-Fault Accident$285
Reckless Driving$243
Failure to Stop for Red Light / Stop Sign$278

How Much Does a Speeding Ticket Impact Car Insurance Rates in Washington?

Think twice about speeding in Washington. With a ticket like this on your records, you'll pay an average of $259 a month for insurance. While $30 more monthly doesn't seem like a lot, it grows into $1,800 in unnecessary car insurance costs over five years.

$229
No Violation - Avg. Monthly Rate
$259
Speeding ticket - Avg. Monthly Rate
$30 Avg. Monthly Rate Increase

How Does an at-Fault Accident Impact Insurance Rates in Washington?

Washington motorists will feel the impact on their wallets after an at-fault accident. Drivers with this violation shell out $56 more per month in insurance than they did before the accident.

$229
No Violation - Avg. Monthly Rate
$285
Speeding ticket - Avg. Monthly Rate
$56 Avg. Monthly Rate Increase

How Much Does Failure to Stop for a Red Light or Stop Sign Impact Car Insurance Rates in Washington?

Red-light-runners risk more than just a ticket in Washington. If they're lucky enough to make it through the light without causing an accident, these drivers will still pay a ticket and see their insurance rates go up by $49 a month.

$229
No Violation - Avg. Monthly Rate
$278
Speeding ticket - Avg. Monthly Rate
$49 Avg. Monthly Rate Increase

Does Driving With a Suspended License Impact Car Insurance Rates in Washington?

While all of us have made a driving mistake at one time or another, high-risk drivers don't seem to learn. Speeding, reckless driving, and driving while intoxicated are all considered high-risk driving behaviors. High-risk motorists pay more for their insurance than any other driver. Why?

Because of their behavior behind the wheel, high-risk drivers are expected to make a claim. Insurance companies get their money back up front with higher rates.

Tips for Researching High-Risk Washington Car Insurance Rates

Insurance prices and policies can vary significantly between companies, and a large and growing state like Washington draws a wide variety of choices when factoring high-risk driving insurance rates.

Insurify''s rate comparison tool will help you make sure you''re getting the best possible quote based on your needs and location. You can have peace of mind you''re not paying any more than you need to, and customers save $585 per year on average.