For drivers with a DUI or DWI offense in Washington, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Washington. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Washington.
In Washington, a DUI or DWI offense will on average have drivers paying $444 per month and $5,328 per year for their car insurance rates.
Compared to drivers with a clean driving record, that is on average an 87% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.
Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.
Freedom, family, finances—when do the DUI costs stop? In the Evergreen State, it's no surprise that the insurance bill also heads in the upward direction. Let's see how much.
First, the state average is $248, and drivers with a clean record pay less, at $238. One drink makes a stark difference because a DUI conviction kicks the price up 87percent to $444. That's an added $206 per month, or over $2,400 per year. Considering the cash, smart decisions include an Uber, a taxi, or even paying someone to play designated driver.
|Average Percent Increase After DUI|
Each person gets a unique policy and price based on their driver profile, vehicle, and location. With that in mind, the average rate DUI drivers pay to stay legal on the road is $444. It's that number that makes Washington 13th for most expensive DUI car insurance in the nation.
Save money by reducing your coverage to the state minimum. If you have an older car, you may also think about opting for liability only and dropping comprehensive and collision coverage to lower your premium.
|Most Expensive State for DUI (1-50)|
For Washingtonians, the lookback period is seven years. This is comparatively lenient because many states go back 10 years. A second DUI within seven years would mean prosecutors could charge you as a repeat offender. Fortunately, insurance companies stop at just three years, although some go as high as five.
How can you lower your insurance price while you wait? There are three methods to help, regardless of your number of DUIs. You'll want to compare quotes and coverages, avoid tickets and accidents, and shop around every six months for the best deal.
In Washington, the severity of punishment goes up based on the number of DUIs, BAC, and whether children under age 16 were passengers in your vehicle. First offenders face a fine between $350 and $5,000, jail time of up to 364 days, a license suspension of 90 days to one year, and an ignition interlock device requirement for the suspension duration.
For drivers younger than 21 years old, a BAC of .02 or higher qualifies as a DUI. Penalties include jail time of 24 hours, a minimum fine of $941, possible probation, and a minimum license suspension of 180 days.
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.
Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.