Cheap DUI Car Insurance in Washington (With Quotes)

Courtney Roy
Written byCourtney Roy
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Courtney RoyInsurance Writer

Courtney Roy is a financial and technology writer. He creates content that makes an actionable difference in the lives of his readers by helping them understand matters of personal finance. In addition to years of experience across multiple industries, Courtney has insurance licenses, a real estate license, and a degree in electrical engineering.

John Leach
Edited byJohn Leach
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John LeachInsurance Content Editor at Insurify

John Leach is an insurance content editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.

Amber Benka
Reviewed byAmber Benka
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Amber BenkaLicensed Insurance Agent

Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.

Updated March 9, 2022

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Best DUI Insurance Companies in Washington (2022)

For drivers with a DUI or DWI offense in Washington, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Washington. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Washington.

CarrierAvg. Monthly Cost
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Direct Auto$113
National General$143
Nationwide$149
Travelers$157
Safeco Insurance$174
The General$195
American Family Insurance$228
Liberty Mutual$255
Bristol West$256
Kemper$257

DUI Car Insurance Costs in Washington

In Washington, a DUI or DWI offense will on average have drivers paying $444 per month and $5,328 per year for their car insurance rates.

Compared to drivers with a clean driving record, that is on average an 87% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.

How Much Does a DUI Impact Car Insurance Rates in Washington?

Freedom, family, finances—when do the DUI costs stop? In the Evergreen State, it's no surprise that the insurance bill also heads in the upward direction. Let's see how much.

First, the state average is $248, and drivers with a clean record pay less, at $238. One drink makes a stark difference because a DUI conviction kicks the price up 87percent to $444. That's an added $206 per month, or over $2,400 per year. Considering the cash, smart decisions include an Uber, a taxi, or even paying someone to play designated driver.

No Violation - Avg. Monthly Rate
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
After DUI - Avg. Monthly Rate
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Average Percent Increase After DUI
$238$44486.55%

What Are the Average Car Insurance Prices After a DUI in Washington?

Each person gets a unique policy and price based on their driver profile, vehicle, and location. With that in mind, the average rate DUI drivers pay to stay legal on the road is $444. It's that number that makes Washington 13th for most expensive DUI car insurance in the nation.

Save money by reducing your coverage to the state minimum. If you have an older car, you may also think about opting for liability only and dropping comprehensive and collision coverage to lower your premium.

Washington After DUI Avg. Monthly Rate
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Most Expensive State for DUI (1-50)
$44413rd

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How Long Is the Lookback Period for a DUI in Washington?

For Washingtonians, the lookback period is seven years. This is comparatively lenient because many states go back 10 years. A second DUI within seven years would mean prosecutors could charge you as a repeat offender. Fortunately, insurance companies stop at just three years, although some go as high as five.

How can you lower your insurance price while you wait? There are three methods to help, regardless of your number of DUIs. You'll want to compare quotes and coverages, avoid tickets and accidents, and shop around every six months for the best deal.

Washington DUI Penalties

In Washington, the severity of punishment goes up based on the number of DUIs, BAC, and whether children under age 16 were passengers in your vehicle. First offenders face a fine between $350 and $5,000, jail time of up to 364 days, a license suspension of 90 days to one year, and an ignition interlock device requirement for the suspension duration.
For drivers younger than 21 years old, a BAC of.02 or higher qualifies as a DUI. Penalties include jail time of 24 hours, a minimum fine of $941, possible probation, and a minimum license suspension of 180 days.

Top Auto Insurance Companies

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Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - Washington Car Insurance

  • Why is car insurance so expensive in Washington?

    There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Do car insurance rates vary by county in Washington?

    Auto insurance costs will vary between locations and insurance carriers, depending on the county Washington. Insurify analyzed the latest data for the five most populous cities in Washington to find you the cheapest quotes in each of these metropolitan areas.

  • Which providers have the best auto insurance ratings in Washington?

    The way to find the carrier with the best auto insurance ratings in Washington and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • How much do annual auto insurance rates increase in Washington?

    During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

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Methodology

Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.

Courtney Roy
Courtney RoyInsurance Writer

Courtney Roy is a financial and technology writer. He creates content that makes an actionable difference in the lives of his readers by helping them understand matters of personal finance. In addition to years of experience across multiple industries, Courtney has insurance licenses, a real estate license, and a degree in electrical engineering.

John Leach
Edited byJohn LeachInsurance Content Editor at Insurify
Photo of an Insurify author
John LeachInsurance Content Editor at Insurify

John Leach is an insurance content editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.

Amber Benka
Reviewed byAmber BenkaLicensed Insurance Agent
Icon of a woman
Amber BenkaLicensed Insurance Agent

Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.