Cheapest Auto Insurance in Portsmouth, Virginia (2024)

With a monthly liability-only rate of $38, Auto-Owners is the cheapest car insurance company in Portsmouth.

Melanie Lockert
Written byMelanie Lockert
Melanie Lockert
Melanie Lockert
  • 10+ years writing on personal finance topics

  • Host of the Mental Health and Wealth podcast

Melanie is a blogger, author, and speaker specializing in personal finance and debt management. She’s also the author of the blog and book “Dear Debt.”

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Ashley Cox
Edited byAshley Cox
Headshot of Managing Editor Ashley Cox
Ashley CoxSenior Managing Editor
  • 7+ years in content creation and management

  • 5+ years in insurance and personal finance content

Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.

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Updated December 19, 2024

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Cheapest recent rates near Portsmouth, Virginia

Drivers in and around Portsmouth, Virginia have found policies from The General, Progressive, Root, and more, through Insurify in the last few days.

*Quotes generated for Insurify users in and around Portsmouth, Virginia within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Portsmouth, Virginia within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

The overall average cost of car insurance in Portsmouth, Virginia, is $160 per month, according to Insurify data. This is slightly more affordable than the national average of $153 per month but more expensive than the Virginia average of $143.

Portsmouth is a city full of history and home to many bridges and tunnels, which can influence traffic patterns and car insurance rates. Comparing quotes from multiple insurers is the best way to find an affordable policy in Portsmouth.

Quick Facts
  • Portsmouth drivers pay $121 per month for liability coverage and $200 per month for full coverage.

  • Auto-Owners, State Farm, and USAA have the cheapest car insurance in Portsmouth.

  • As of July 1, 2024, Virginia will require all drivers to buy at least the state’s minimum required amount of car insurance.

3 of the cheapest car insurance companies in Portsmouth

Finding the best rate is just one part of shopping for auto insurance coverage. The right company for you will depend on your needs and the coverage you’re looking to get.

Check out the three options for cheap car insurance in Portsmouth in the table below. You can see insurance quotes for full coverage and liability only and what each company is best for to help you choose the right fit.

Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
Full Coverage
Liability Only
Best For
Auto-Owners8.5$60$32Uninsured motorist coverage
State Farm9.3$62$33Bundling
GEICO9.0$83$44Military members
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for uninsured motorist coverage: Auto-Owners

User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.5 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$38/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$71/mo
4.0
Best choiceBased on 146 verified guest reviews and ratings
How drivers feel about Auto-Owners

Drivers appreciate the friendly customer service, competitive initial rates, and professional agents but dislike the frequent price increases and complicated claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
How drivers feel about Auto-Owners

Drivers appreciate the friendly customer service, competitive initial rates, and professional agents but dislike the frequent price increases and complicated claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
Reviews (90)

Jim

November 24, 2024

Verified Review

Auto

Overall, it's good, though their flexibility on pricing is less than desired.

Debra

November 3, 2024

Verified Review

Excellent

They keep raising prices.

Scotty

November 2, 2024

Verified Review

They are a bunch of crooks. My policy has increased every single time, and I've only had one small claim.

They are a bunch of crooks. My policy has increased every single time, and I've only had one small claim.
See all Auto-Owners reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
837
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.5
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Historically, Virginia has allowed drivers to pay a $500 uninsured motor vehicle (UMV) fee each year to drive without car insurance. That’s changing on July 1, 2024, when the commonwealth will no longer offer the option of a UMV fee and will instead require all drivers to buy car insurance.

But it may take some motorists time to catch up. To stay protected, you can get uninsured/underinsured motorist coverage with Auto-Owners. The company also offers multiple discounts to help you get the lowest rates.

Pros
  • Gap insurance and accident forgiveness available

  • Offers multiple student discounts

Cons
  • Not available in every state

  • Poor customer service and claims process complaints on the Better Business Bureau (BBB) website

Best insurer for bundling: State Farm

User Reviews
4.2
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$38/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$72/mo
4.2
Best choiceBased on 9,243 verified guest reviews and ratings
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (5,080)

Al

December 19, 2024

Verified Review

My Opinion

Way too high premium.

Agnes

December 19, 2024

Verified Review

Best Insurance Company

I have been with them for a long time. Claims are handled quickly. I never had a problem, even when I had three teenagers driving.

Gabriel

December 18, 2024

Verified Review

My Experience with State Farm

Beware, some companies are more interested in making money than meeting the customers' needs. My wife had a medical issue while driving, and they covered it. A year later, there was a fender bender involving two moving vehicles. To me, it was no fault, but they considered it a second incident. We also had hail damage to our roof. They said there wasn't enough damage, yet my next-door neighbors received a new one. Now, they're canceling me for too much.
See all State Farm reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

State Farm is the best option for bundling, as it offers many different insurance products, including boat insurance. The city of Portsmouth has access to the Elizabeth River and is home to more than 250 boat owners. So if you’re looking for cheap car insurance in Portsmouth and need additional insurance policies, like boat insurance, commercial liability umbrella insurance for business, or home insurance, State Farm is a great option for bundling and getting multiple policies.

Pros
  • Can work with a local State Farm agent

  • Teen driver discounts available

Cons
  • Doesn’t offer gap insurance

  • Negative customer reviews on the BBB website

Best insurer for military members: GEICO

User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.0 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$52/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$97/mo
4.0
Best choiceBased on 10,464 verified guest reviews and ratings
How drivers feel about GEICO

Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO

Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (5,755)

Dianna

December 19, 2024

Verified Review

Roadside Assistance

When I needed emergency services on the road, they wanted me to go online. That was not possible at the time and they were not helpful.

Alan

December 18, 2024

Verified Review

Satisfied but too expensive

My experience with GEICO was good. They offer great coverage for the price and I'd recommend them to a friend. However, they are a bit more pricey but provide great services all the way around.

Samol

December 18, 2024

Verified Review

Geico is Good Insurance

It's excellent, but after a few accidents, the rates are creeping upwards.
See all GEICO reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Portsmouth is home to many military members and the Navy’s longest-running hospital, the Naval Medical Center Portsmouth. Started in 1830, the hospital continues to serve military members today.[1]

Military members have unique needs, and GEICO is the best car insurance in Portsmouth for this population. GEICO offers a military discount of up to 15% and other discounts for emergency deployment and for certain memberships.

Pros
  • Multiple military discounts available

  • Optional mechanical breakdown insurance

Cons
  • Below-average J.D. Power customer satisfaction rating in the Mid-Atlantic region

  • Doesn’t offer gap insurance or rideshare insurance

How to get the cheapest car insurance in Portsmouth

To get cheap car insurance in Portsmouth, follow these tips:[2]

  • Bundle your policies. You typically get rewarded if you have more than one insurance policy with a company. So you can get an auto policy, renters insurance, homeowners insurance, or condo insurance to qualify for discounts.

  • Compare quotes. Research many different options for car insurance in Portsmouth, and look at rates, reviews, the company websites, and customer service complaints.

  • Drive safely. Maintaining a clean driving record is the best way to get low rates. Always wear your seat belt, avoid alcohol and substances when behind the wheel, drive the speed limit, and put your phone away.

Find Cheap Car Insurance in Portsmouth, Virginia

Liability-only rates start at $38 per month

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Cheapest liability-only car insurance in Portsmouth: Auto-Owners

Liability insurance is the most elemental type of auto insurance coverage. It covers only your liability if you cause an accident, paying out the other driver for injuries and damage. But liability insurance doesn’t reimburse you for any damage to your vehicle, which can put you in a tough place financially.

In Portsmouth, liability car insurance costs an average of $121 per month. Below, you can see the average cost for liability coverage in Portsmouth by insurance company.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Insurance Company
Average Monthly Quote
Auto-Owners$38
State Farm$38
USAA$52
GEICO$52
Chubb$57
Erie$60
Clearcover$65
Nationwide$68
Mercury$70
Allstate$81
Progressive$90
Direct Auto$100
Elephant$103
National General$107
Travelers$109
CSAA$121
GAINSCO$123
Safeco$130
Dairyland$137
Bristol West$141
AssuranceAmerica$151
Liberty Mutual$174
The General$180
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Portsmouth: Auto-Owners

Drivers in Portsmouth who want to maximize their protection should consider full-coverage car insurance. When you get full coverage, you’re getting different types of insurance coverage that aim to fully protect you in a range of situations.

Full coverage generally includes liability coverage, collision coverage, and comprehensive coverage. This goes far beyond the basic protection liability insurance offers, which doesn’t cover you as the driver — only the other party.

Full-coverage car insurance in Portsmouth costs $200 per month, on average. Below are the cheapest options for full-coverage car insurance in Portsmouth.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Insurance Company
Average Monthly Quote
Auto-Owners$71
State Farm$72
USAA$97
GEICO$97
Chubb$106
Erie$110
Clearcover$119
Nationwide$126
Allstate$151
Mercury$152
Progressive$166
Elephant$176
CSAA$184
Direct Auto$194
Travelers$203
National General$207
Safeco$210
Bristol West$266
Liberty Mutual$268
GAINSCO$278
AssuranceAmerica$287
Dairyland$317
The General$362
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent rates near Portsmouth, Virginia

Drivers in and around Portsmouth, Virginia have found policies from State Farm, The General, Bristol West, and more, through Insurify in the last few days.

*Quotes generated for Insurify users in and around Portsmouth, Virginia within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Portsmouth, Virginia within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in Virginia

Virginia is an at-fault state, sometimes referred to as a tort state. This means the driver responsible for an accident must pay for the other parties’ injuries and vehicle damages. Dealing with financial loss and medical bills is a major concern for many people in the United States, and getting the right insurance policy can provide some protection.

Portsmouth drivers need to meet the state’s minimum car insurance requirements:[3]

Coverage
Minimum Requirements
Bodily injury liability$30,000 per person / $60,000 per accident
Property damage liability$20,000
Important Information

The above limits are increasing for policies effective on or after Jan. 1, 2025. After that time, Virginia drivers will need to carry $50,000 per person and $100,000 per accident in bodily injury liability coverage, as well as $25,000 in property damage liability coverage.

If you’d like additional protection beyond the state-required minimums, consider these coverage options:[4]

  • illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

    Personal injury protection (PIP) coverage

     PIP insurance reimburses you for any medical expenses due to injuries from an accident.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive insurance provides protection if there’s damage to your vehicle from a range of events that aren’t collision-related, like theft, floods, and fires.

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Whether you hit a pothole, another vehicle, or an object like a mailbox or pole, collision insurance will pay for any damages that result.

Cheapest car insurance for drivers with an incident

How much of a risk you are on the road affects your car insurance rates.[5] If you have an incident on your record, that level of risk goes up — and so do your rates. Incidents can range from speeding tickets to at-fault accidents, moving violations, and driving under the influence (DUI) of alcohol or drugs.

The table below shows liability insurance quotes for Portsmouth drivers from top companies and how they differ by incident.

The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST
Insurance Company
Clean Driving Record
With Speeding Ticket
With At-Fault Accident
With DUI
Auto-Owners$38$49$51$62
State Farm$38$48$50$62
USAA$52$66$69$84
GEICO$52$66$69$84
Chubb$57$73$76$92
Erie$60$78$82$97
Clearcover$65$83$93$105
Nationwide$68$87$91$110
Mercury$70$95$100$105
Allstate$81$102$108$131
Progressive$90$113$121$146
Direct Auto$100$127$137$162
Elephant$103$140$135$167
National General$107$136$142$173
Travelers$109$139$146$177
CSAA$121$156$168$176
GAINSCO$123$168$157$199
Safeco$130$167$173$189
Dairyland$137$173$181$222
Bristol West$141$180$188$229
AssuranceAmerica$151$190$196$245
Liberty Mutual$174$237$247$282
The General$180$233$245$292
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Average cost of car insurance by age

Age and experience tend to go hand in hand, and teen drivers typically have the most expensive car insurance premiums because their limited experience and risk-taking behaviors behind the wheel make them more likely to be in an at-fault accident.[6]

As drivers age and gain more experience, rates decrease, especially around age 35. Senior drivers enjoy lower car insurance rates but typically see increases around age 70 due to added risk factors, like decreases in vision and other age-related changes.

Here, you can see how car insurance rates change by age group for drivers in Portsmouth.

Age
Average Monthly Quote
Teens$327
20s$225
30s$167
40s$152
50s$136
60s$127
70s$130
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Shop for Car Insurance in Portsmouth, VA

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Portsmouth car insurance quotes by credit tier

In Portsmouth, insurers can use a driver’s credit to create a credit-based insurance score, which can affect car insurance rates.

Virginia drivers with excellent or good credit have the lowest car insurance premiums, while drivers with poor credit pay the steepest rates.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Portsmouth car insurance FAQs

If you’re shopping for car insurance in Portsmouth, this additional information may help as you research your coverage options.

  • How much is car insurance in Portsmouth?

    Car insurance in Portsmouth costs an average of $121 per month for liability coverage and $200 per month for full coverage, Insurify data shows.

  • Who has the cheapest car insurance in Portsmouth?

    Auto-Owners has the cheapest car insurance in Portsmouth, with a monthly liability-only rate of $38. State Farm and USAA also have affordable coverage, with monthly liability rates of $38 and $52, respectively.

    But the cheapest car insurance company for you will depend on factors like your age, ZIP code, driving record, and chosen coverage levels.

  • What are the best car insurance companies in Portsmouth?

    State Farm is one of the best car insurance companies in Portsmouth. It has above-average J.D. Power customer satisfaction ratings in the Central region, an A++ (Superior) financial strength rating from AM Best, and a high Insurify Quality (IQ) Score of 9.3 out of 5. Other top insurers to consider include Auto-Owners and GEICO.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Naval Medical Center Portsmouth. "About Us."
  2. Insurance Information Institute. "How to save money on car insurance."
  3. Virginia Law. "Code of Virginia."
  4. Insurance Information Institute. "Auto insurance basics—understanding your coverage."
  5. Insurance Information Institute. "What determines the price of an auto insurance policy?."
  6. Centers for Disease Control and Prevention. "Teen Drivers and Passengers: Get the Facts."
Melanie Lockert
Melanie Lockert

Melanie Lockert is the founder of the blog and author of the book, "Dear Debt." Through her blog, she chronicled her journey out of $81,000 in student loan debt. Her work has appeared on Allure, Business Insider, Credit Karma, Fortune, and more. She is also the co-founder of the Lola Retreat and host of the Mental Health and Wealth show podcast. She lives in Los Angeles and enjoys jazz music, traveling, coffee, and spending time with her two cats and partner.

Melanie has been a contributor at Insurify since November 2022.

Ashley Cox
Edited byAshley CoxSenior Managing Editor
Headshot of Managing Editor Ashley Cox
Ashley CoxSenior Managing Editor
  • 7+ years in content creation and management

  • 5+ years in insurance and personal finance content

Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.

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