Cheapest Auto Insurance in Kingsport, Tennessee (2025)
State Farm offers the cheapest car insurance in Kingsport, with minimum-coverage policies as low as $17 per month.
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Written bySarah Sharkey
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7+ years writing insurance and personal finance content
Contributor to top media, including USA Today
A passionate personal finance advocate, Sarah’s writing has graced the pages of many of the personal finance and insurance industries’ top web publications.
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Edited byCourtney Mikulski
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Courtney MikulskiSenior Editor, Auto
Over 3 years of experience producing content on insurance and personal finance.
Key architect of Insurify's quality score.
Courtney's deep knowledge of personal finance goes beyond insurance and includes credit cards, consumer loans, and banking. She loves creating practical content.
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Table of contents
Kingsport drivers pay an average of $89 per month for car insurance, which is cheaper than the state average of $110 per month.
The Tennessee city sits near the Virginia border and has a population of around 56,000 residents.[1] Its relatively small population and location tucked away near Bays Mountain likely contributes to its cheap car insurance rates.
Here’s what you need to know about comparing quotes and finding the right auto coverage for you in Kingsport, Tennessee.
Quick Facts
The average cost of car insurance in Kingsport is $63 per month for liability coverage and $115 per month for full coverage.
State Farm is the cheapest insurer for full coverage, with a monthly rate of $35.
Tennessee state law allows insurers to consider your credit-based insurance score when determining your auto premium.[2]
3 of the cheapest car insurance companies in Kingsport
Every driver in Kingsport has a unique situation that affects their car insurance premiums. To find the best insurance rates, it’s important to compare quotes from multiple car insurance companies.
While it’s useful to shop around, some car insurance companies offer consistently better rates than others. Here are some of the best insurance companies in Kingsport to jump-start your search for cheap car insurance.
Insurance Company ▲▼ | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ | Best for ▲▼ |
|---|---|---|---|---|
| State Farm | 9.3 | $44 | $21 | Cheap rates |
| GEICO | 9.0 | $57 | $28 | Families |
| Auto-Owners | 8.5 | $60 | $29 | Customer service |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for cheap rates: State Farm
| User Reviews | 4.2 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $17/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $35/mo |
4.2
Best choiceBased on 9,634 verified guest reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (5,302)
John
March 2, 2025
Verified Review
My State Farm Experience
Be prepared for a lot of invoices and understand that they are not accustomed to clients who want to pay the annual premium up front. It's a cookie-cutter approach with checking the boxes.
Deboraha
March 2, 2025
Verified Review
Good Insurance Provider
I believe they are good because other companies seem to be scamming people.
John
March 2, 2025
Verified Review
Displeased
Too expensive.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
State Farm offers Kingsport drivers some of the best rates for both liability-only and full-coverage policies. The company also earned an above-average J.D. Power customer satisfaction rating in the Southeast region.[3]
If you want even cheaper rates, State Farm’s robust selection of insurance products makes it easy to bundle for savings. Some other policies that State Farm offers include renters insurance, home insurance, life insurance, motorcycle insurance, boat insurance, and pet insurance.
Pros
Above-average J.D. Power customer satisfaction rating in the Southeast
Relatively affordable rates
Cons
Can’t get a quote online
Doesn’t offer gap insurance
Best insurer for families: GEICO
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.0 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $22/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $46/mo |
4.0
Best choiceBased on 10,743 verified guest reviews and ratings
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (5,906)
Stephanie
March 2, 2025
Verified Review
Satisfied
They agreed with my decision to drop my collision coverage.
Lauryn
March 2, 2025
Verified Review
Stay Away from Geico
Geico doesn't honor loyalty from long-standing customers. They increase rates for any reason they deem fit, such as filing a glass claim for a windshield. My experience with them was terrible. I would neither refer anyone to them nor would I go back.
Brian
March 2, 2025
Verified Review
Want to Cancel and Get Refund
I want to cancel my policy and get a refund.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Families with young drivers might appreciate the discounts GEICO has to offer. Almost 20% of the population in Kingsport is younger than 18, which means plenty of families can take advantage of discounts.[1] Helpful discounts are available for good students, safe driving, driver’s education courses, and insuring multiple vehicles.
While the rates seem low and the discounts are plentiful, GEICO has a below-average J.D. Power customer satisfaction ranking in the Southeast region.[3]
Pros
Below-average rates
Various family-friendly discounts
Cons
Below-average J.D. Power customer satisfaction rating in the Southeast
Doesn’t offer rideshare coverage
Best insurer for customer service: Auto-Owners
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.5 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $23/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $48/mo |
4.0
Best choiceBased on 157 verified guest reviews and ratings
How drivers feel about Auto-Owners
Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
How drivers feel about Auto-Owners
Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
Reviews (97)
Keith
February 23, 2025
Verified Review
My Experience with Auto Owners
I recommend checking around with other car insurance companies as well.
Stephen
February 19, 2025
Verified Review
Trying to Lower My Insurance Cost
I find the representatives to be fair and friendly. They answer all my questions. I'm just trying to lower my bills and get a better price on insurance.
Mary
February 17, 2025
Verified Review
Online Comparisons Name Progressive as Having the Lowest Rates
I initially thought my rates were high due to increases in premiums this year. However, after requesting online comparisons, I found that my current insurance company, Progressive, offered the lowest rates.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
837NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.5A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
If you want to work with an insurance company that talks you through your options, Auto-Owners might be the right fit. The company requires you to work with an insurance agent to finalize your policy, which can be helpful if you have questions about any of the coverage options you’re considering.
In addition to a robust network of local agents, the company offers some of the cheapest rates in the state.
Pros
Below-average rates
AM Best financial strength rating of A++ (Superior)[4]
Cons
Below-average J.D. Power customer satisfaction rating in the Southeast
Must work with an agent to finalize a policy
How to get the cheapest car insurance in Kingsport
Insurance companies consider several factors when determining your auto insurance premiums, like your insurance type, driving record, credit history, marital status, age, and location. Use the strategies below to help you find the right choice for your budget:
Shop around. Since every insurer has a different method of determining premiums, shopping around with an online comparison tool can help you find the best policy for your situation.
Ask for a discount. Many insurance companies offer discounts. It never hurts to ask if you qualify for discounts, such as good student, paperless billing, auto pay, vehicle safety features, and more.
Reduce coverages. A minimum-coverage car insurance policy usually comes with the cheapest car insurance rates. But only reduce your coverage if you’re comfortable with a bare-bones policy that has minimal protection.
Raise your deductible. In general, insurance companies offer cheaper auto insurance rates to drivers with higher deductibles. If you have the money on hand to cover a higher deductible when you file a claim, then consider this option.
Get Car Insurance Online
Kingsport rates start at $17 per month
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
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Cheapest liability-only car insurance in Kingsport: State Farm
Liability-only auto insurance policies, which include bodily injury and property damage liability coverage, usually have the cheapest rates. While this type of policy can help you pay for injuries or damage you cause to others, it won’t help you pay for your own injuries or car repairs.
In Kingsport, liability-only car insurance costs $63 per month, on average.
The table below shows other affordable companies for liability insurance in Kingsport.
The below rates are estimated rates current as of: Saturday, March 1 at 11:00 AM PST.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| State Farm | $17 |
| USAA | $20 |
| GEICO | $22 |
| Travelers | $23 |
| Auto-Owners | $23 |
| Erie | $25 |
| Mile Auto | $31 |
| Allstate | $31 |
| Farmers | $34 |
| Nationwide | $42 |
| Progressive | $46 |
| Direct Auto | $49 |
| Chubb | $49 |
| Root | $62 |
| Safeco | $64 |
| State Auto | $65 |
| Dairyland | $66 |
| The General | $74 |
| Elephant | $77 |
| National General | $79 |
| GAINSCO | $80 |
| Bristol West | $100 |
| Foremost | $101 |
| Liberty Mutual | $108 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Kingsport: State Farm
Full-coverage car insurance policies offer more financial protection for drivers. In addition to liability insurance, this type of policy includes comprehensive and collision coverage. After an accident, a full-coverage policy can help you pay for repairs to your own vehicle.
If you financed or leased your car, your lender or lessor might require full-coverage insurance. But even if you don’t have to carry a full-coverage policy, the more robust protection might be a good idea — especially if you aren’t ready to pay for repairs to your vehicle after an unexpected incident.
A full-coverage policy in Kingsport costs an average of $115 per month.
Use the table below to compare average full-coverage policy quotes for Kingsport drivers.
The below rates are estimated rates current as of: Saturday, March 1 at 11:00 AM PST.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| State Farm | $17 |
| USAA | $20 |
| GEICO | $22 |
| Travelers | $23 |
| Auto-Owners | $23 |
| Erie | $25 |
| Mile Auto | $31 |
| Allstate | $31 |
| Farmers | $34 |
| Nationwide | $42 |
| Progressive | $46 |
| Direct Auto | $49 |
| Chubb | $49 |
| Root | $62 |
| Safeco | $64 |
| State Auto | $65 |
| Dairyland | $66 |
| The General | $74 |
| Elephant | $77 |
| National General | $79 |
| GAINSCO | $80 |
| Bristol West | $100 |
| Foremost | $101 |
| Liberty Mutual | $108 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Kingsport, Tennessee
Drivers using Insurify have found quotes as cheap as $21/mo for liability only and $39/mo for full coverage in Kingsport and other Tennessee cities.
*Quotes generated for Insurify users in and around Kingsport, Tennessee within the last 10 days. Last updated on March 3, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from March 3, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Kingsport, Tennessee within the last 10 days. Last updated on March 3, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from March 3, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Tennessee
Tennessee drivers must carry a minimum amount of car insurance that meets 25/50/25 limits. Here’s what those numbers translate to:[5]
Coverage ▲▼ | Minimum Requirements ▲▼ |
|---|---|
| Bodily injury liability | $25,000 per person / $50,000 per accident |
| Property damage liability | $25,000 per accident |
Sticking with basic liability coverage requirements won’t help you pay for repairs to your own vehicle. If you want more protection for your car, consider the following optional coverages:
Comprehensive coverage
Comprehensive insurance pays for vehicle repairs or replacement after a non-collision incident, like theft, vandalism, falling objects, severe weather, and more.
Collision coverage
Collision insurance kicks in to cover vehicle damages if you hit a stationary object or another vehicle, even if you’re at fault.
Gap coverage
If you finance or lease your vehicle, gap insurance can cover the difference between your auto loan balance and insurance settlement after a total loss.
Roadside assistance coverage
Many insurance companies offer roadside assistance coverage to help you during an emergency. For example, you could get a helping hand if you have a flat tire.
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Why Is My Car Insurance So High? (2025)
Cheapest car insurance for drivers with an incident
A mistake on the road can increase your car insurance costs. Common incidents — like speeding tickets, driving under the influence (DUI) convictions, and at-fault accidents — indicate a higher risk of filing a claim, and insurance companies raise rates to offset that risk.
Sullivan County reported more than 3,700 crashes in 2023. In comparison, more populated counties like Davidson County and Hamilton County reported many more crashes.[6] After a car accident, the average cost of car insurance in Kingsport increases from $63 per month to $94 per month.
But costs can increase even more, especially after a serious violation like a DUI. Drivers in Kingsport with DUIs on their record pay an average of $106 per month for coverage.
Here’s how car insurance rates in Kingsport change with different driving incidents.
The below rates are estimated rates current as of: Saturday, March 1 at 11:00 AM PST.
Insurance Company ▲▼ | Clean Driving Record ▲▼ | With Speeding Ticket ▲▼ | With At-Fault Accident ▲▼ | With DUI ▲▼ |
|---|---|---|---|---|
| State Farm | $17 | $22 | $23 | $28 |
| USAA | $20 | $26 | $28 | $33 |
| GEICO | $22 | $29 | $30 | $36 |
| Travelers | $23 | $31 | $32 | $38 |
| Auto-Owners | $23 | $31 | $32 | $38 |
| Erie | $25 | $34 | $36 | $41 |
| Mile Auto | $31 | $40 | $43 | $51 |
| Allstate | $31 | $41 | $43 | $51 |
| Farmers | $34 | $45 | $47 | $56 |
| Nationwide | $42 | $56 | $58 | $70 |
| Progressive | $46 | $60 | $65 | $76 |
| Direct Auto | $49 | $65 | $69 | $81 |
| Chubb | $49 | $65 | $68 | $81 |
| Root | $62 | $89 | $93 | $94 |
| Safeco | $64 | $86 | $90 | $101 |
| State Auto | $65 | $94 | $97 | $108 |
| Dairyland | $66 | $87 | $90 | $109 |
| The General | $74 | $101 | $105 | $123 |
| Elephant | $77 | $101 | $106 | $128 |
| National General | $79 | $104 | $108 | $131 |
| GAINSCO | $80 | $112 | $106 | $133 |
| Bristol West | $100 | $133 | $138 | $166 |
| Foremost | $101 | $142 | $147 | $167 |
| Liberty Mutual | $108 | $152 | $157 | $179 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of car insurance by age
Auto insurance companies usually take your age into account when determining premiums. On average, teen drivers pay the most expensive rates. But even young adults in their 20s may pay higher rates than older drivers.
Drivers typically start to see their car insurance costs decrease between ages 35 and 70. After age 70, rates usually start to tick up again for senior drivers. The good news is that shopping around at any age can help you find cheap auto insurance.
The table below shows average rates for drivers by age in Kingsport.
Age ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| Teens | $201 |
| 20s | $153 |
| 30s | $116 |
| 40s | $102 |
| 50s | $88 |
| 60s | $85 |
| 70s | $90 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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Kingsport car insurance quotes by credit tier
The state of Tennessee allows insurance companies to consider your credit history when determining premiums.[2] Drivers with excellent or good credit pay cheaper rates for car insurance than drivers with poor credit.
The table below shows average car insurance quotes by credit tier in Kingsport.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Kingsport car insurance FAQs
Check out Insurify’s guide on switching your car insurance, and read the answers to common questions about auto coverage in Kingsport below.
How much is car insurance in Kingsport?
The average cost of car insurance in Kingsport is $63 per month for liability coverage and $115 per month for full coverage.
Which companies have the cheapest car insurance in Kingsport?
State Farm, USAA, and GEICO are the cheapest car insurance companies in Kingsport, with liability rates of $17, $20, and $22 per month, respectively.
But the cheapest company for someone else may not be the cheapest for you. It’s important to compare rates from multiple companies to find the one that offers you the best deal. You can also use a quote-comparison website to help you look at multiple rates in one place.
What are the best car insurance companies in Kingsport?
Some of the best car insurance companies in Kingsport include Auto-Owners, GEICO, and State Farm. These insurers have low average rates for Kingsport drivers, high Insurify Quality (IQ) Scores, and solid financial strength ratings.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- U.S. Census Bureau. "QuickFacts: Kingsport city, Tennessee."
- Tennessee Department of Commerce and Insurance. "A Consumer's Guide to Auto Insurance."
- J.D. Power. "2023 U.S. Auto Insurance Study."
- AM Best. "AM Best Affirms Credit Ratings of Auto-Owners Insurance Company and Subsidiaries."
- Tennessee Department of Revenue. "Why You Should Have Auto Insurance."
- Tennessee Department of Safety and Homeland Security. "Tennessee Traffic Crash Data."
)
Sarah SharkeyInsurance Writer
Sarah Sharkey is a personal finance writer who enjoys helping people make savvy financial decisions. She covered insurance and personal finance topics. You can find her work on Business Insider, Money Under 30, Rocket Mortgage, Bankrate, and more. Connect with her on LinkedIn.
Sarah has been a contributor at Insurify since September 2022.
Courtney MikulskiSenior Editor, Auto
Over 3 years of experience producing content on insurance and personal finance.
Key architect of Insurify's quality score.
Courtney's deep knowledge of personal finance goes beyond insurance and includes credit cards, consumer loans, and banking. She loves creating practical content.
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