Cheap Auto Insurance Quotes in Huron, SD (2021)

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Car Insurance in Huron, SD

The average cost of South Dakota car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Huron, SD to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$32
$43
$46
$147
$154
ProgressiveAllstateState FarmThe GeneralAmerican Family
Monthly $

Cheapest Car Insurance in Huron, SD

Here are the cheapest carriers in Huron for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$90
$103
$84
$92
$86
$84
South DakotaSioux FallsRapid CityAberdeenBrookingsHuron
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Huron, SD Driving Facts

south-dakota

Minimum Car Insurance Requirements in SD

The state of South Dakota requires all motor vehicle operators to have proof of insurance available in the car at all times. The minimum bodily injury liability insurance requirements in South Dakota are:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits that South Dakota state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

The minimum property damage liability insurance requirements in South Dakota are:

  • $25,000 property damage liability per accident

Property damage liability coverage pays for any property that you damage in an accident. The state of South Dakota requires $25,000 for the minimum. You’ll see the collective state minimum listed at 25/50/25. The second 25 refers to the property damage liability. Once again, any damages above the $25,000 are your responsibility.

What happens if someone hits you, and they do not have insurance or enough insurance to pay for your damages? Consider that the Insurance Information Institute reports 7.7 percent, or just over one out of thirteen, South Dakota drivers have no insurance. The state requires uninsured motorist coverage and underinsured motorist coverage:

  • $25,000 uninsured/underinsured motorist bodily injury per person
  • $50,000 uninsured/underinsured motorist bodily injury per accident

Uninsured motorist bodily injury pays your medical expenses if you’re injured by a hit-and-run driver or one who has no insurance. Underinsured motorist bodily injury pays your medical expenses if you’re hit by someone who does not have high enough policy limits to cover your costs.

Find local Huron agents

American Trust Insurance, LLC 
1820 Dakota Ave S, Huron, SD 57350
Heartland Financial Services Inc 
2111 Dakota Ave S, Huron, SD 57350
American Bank & Trust 
1829 E Dakota Ave S., Huron, SD 57350
Art Sieler & Associates 
1945 Indiana Ave SE, Huron, SD 57350-4213
Waldner Ins Agcy 
40500 S Shore Rd, Huron, SD 57350-8114
Farmers Union Insurance Agency 
1835 Arizona Ave SW, Huron, SD 57350
Dakotaland Community Insurance, LLC 
1371 Dakota Avenue South, Huron, SD 57350
1st Stop Insurance 
1507 Dakota Ave S, Huron, SD 57350-3844
HUB International Mountain States 
76 3rd St SW, Huron, SD 57350-2401
Home Run Insurance Agency Inc 
1340 Dakota Ave N, Huron, SD 57350-4545

Insurify Insights: How Huron Drivers Measure Up

nissan
Nissan Murano
Most Popular Car in
Huron, SD
suspended licenses
#--
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Huron drivers measure up to their fellow South Dakota motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle Huron

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Huron is the Nissan Murano.

DUI/DWIs Huron

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Huron drivers rank -- in the number of DUI’s per driver across all cities in South Dakota.

  • Rank within state: #--
  • Percent of drivers in Huron with a DUI: %
  • Drivers in Huron, SD with a DUI in their driving history paid on average % more than drivers with a clean record

Speeding Huron

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in South Dakota, Huron drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in Huron with a speeding ticket: %
  • Drivers in Huron, SD with a speeding ticket in their driving history paid on average % more than drivers with a clean record

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.