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Cheap Auto Insurance Quotes in Greenwood, IN (July 2022)
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Edited by Olivia Oksenhorn | Reviewed by licensed insurance agent, Amber Benka
Last Updated February 4, 2022
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Car Insurance in Greenwood, IN
The average cost of Indiana car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Greenwood, IN to find you the cheapest quotes in the area.
Quick Facts
- The average cost of car insurance in Greenwood is $143 per month, or $1716 annually.
- Car insurance in Greenwood is $6 more than the average cost of car insurance in Indiana.
- The cheapest car insurance provider in Greenwood on average is Progressive, but you should always compare quotes to find your best personal rate.
Quotes by Top Companies
State Farm$63
Progressive$83
Nationwide$116
The General$140
American Family$155
Cheapest Car Insurance in Greenwood, IN
The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
| Insurance Provider in Greenwood | Quotes |
|---|---|
| State Farm | $63 /mo |
| Progressive | $83 /mo |
| Nationwide | $116 /mo |
| The General | $140 /mo |
| American Family | $155 /mo |
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Average Car Insurance Cost
| Indiana Cities | |
|---|---|
| Indianapolis | $120/mo |
| Fort Wayne | $109/mo |
| Evansville | $109/mo |
| South Bend | $108/mo |
| Greenwood | $111/mo |
| Indiana | $111/mo |
South Bend$108
Fort Wayne$109
Evansville$109
Average for IN$111
Greenwood$111
Indianapolis$120
Click here to learn about car insurance quotes and save on your current policy.
Minimum Car Insurance Requirements in Indiana
All motor vehicles operated or parked on Indiana roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:
- Requested by law enforcement
- Renewing vehicle registration
- The vehicle is involved in a car accident
The minimum liability insurance requirements for private passenger vehicles in Indiana[1] are:
- $25,000 per person for bodily injury
- $50,000 per accident for bodily injury
As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Indiana is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.
- $50,000 per accident for uninsured/underinsured motorist bodily injury
Uninsured and underinsured motorist coverage pays for costs caused by a driver with little or no insurance after a car accident. In Indiana, this coverage will help you recover from an accident as quickly as possible.
Find local Greenwood agents
Mayflower Insurance
432 S. Emerson Ave.,
Ste. 310, Greenwood, IN 46143Scott Lynch Agency
3209 W Smith Valley Rd,
Greenwood, IN 46142-8495Robley & Associates, Inc.
801 Loews Blvd Ste E,
Greenwood, IN 46142Ben Franklin
107 N State Road 135,
Greenwood, IN 46142Schultheis Insurance/Greenwood
1688 Stonegate Dr,
Suite 22, Greenwood, IN 46142WalkerHughes Insurance Group (Greenwood)
918 Fry Road,
Greenwood, IN 46142Catalyst Insurance Group
3209 W. Smith Valley Rd,
Suite 217-2, Greenwood, IN 46142Insurance Doctors of Indiana, LLC
251 S State Rd 135,
Greenwood, IN 46142American Business Insurance, Inc dba ISU American Business Insurance
320 West Main Street,
Greenwood, IN 46142Glogoza Agency Incorporated
3565 Sugar Maple Ct,
Greenwood, IN 46142-7579
FAQs - Greenwood, IN Car Insurance
Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim. If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs. Car insurance rates vary by state, driver, and company. Click here to find the cheapest car insurance quotes and companies in your area. If you’re looking for rates tailored to you, use Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts.
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The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.
Insurify Insights
How Greenwood Drivers Measure Up
While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Greenwood, Indiana below:
Methodology
Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Greenwood drivers measure up to their fellow motorists across Indiana in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.
Ford Fusion
Most Popular Car in Greenwood
#2
City with the Most Speeding Tickets Rank in Indiana
#7
City with the Most Moving Violations Rank in Indiana
#24
City with the Most DUIs Rank in Indiana
#34
City with the Most Suspended Licenses in Indiana
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Greenwood drivers rank 3 in the number of car accidents per driver across all cities in Indiana.
- Rank within state: #3
- Percent of drivers in Greenwood with an accident: 13.84%
- Drivers in Greenwood, IN with an accident in their driving history pay on average 45.6% more than drivers with a clean record
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Indiana, Greenwood drivers rank 2 in the number of speeding infractions per driver.
- Rank within state: #2
- Percent of drivers in Greenwood with a speeding ticket: 13.84%
- Drivers in Greenwood, IN with a speeding ticket in their driving history pay on average 38.4% more than drivers with a clean record
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Greenwood drivers rank 24 in the number of DUI’s per driver across all cities in Indiana.
- Rank within state: #24
- Percent of drivers in Greenwood with a DUI: 1.56%
- Drivers in Greenwood, IN with a DUI in their driving history pay on average 0% more than drivers with a clean record
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Greenwood is the Ford Fusion.
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Indiana, Greenwood drivers rank 5 in rude driving infractions.
- Rank within state: #5
- Percent of drivers in Greenwood with a reckless driving violation: 2.42%
- Drivers in Greenwood, IN with a reckless driving violation in their driving history pay on average 70.4% more than drivers with a clean record.
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Greenwood drivers rank 11 in clean driving records across all cities in Indiana.
- Rank within state: #11
- Percent of drivers in Greenwood with clean record: 75.95%
Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Greenwood drivers rank 8 in failure to yield violations per driver across all cities in Indiana.
- Rank within state: #8
- Percent of drivers in Greenwood with a failure to yield violation: 0.17%
- Drivers in Greenwood, IN with a failure to yield violation in their driving history pay on average 0% more than drivers with a clean record
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Indiana, Greenwood drivers rank 8 in the number of reckless driving offenses per driver.
- Rank within state: #8
- Percent of drivers in Greenwood with a reckless driving offense: 0%
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Greenwood drivers rank 7 in hybrid and electric vehicle ownership across all cities in Indiana.
- Rank within state: #7
- Percent of drivers in Greenwood with a hybrid/electric vehicle: 1.56%
Insurify Insights
Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.
Insurance Content Project Manager
Tanveen Vohra is an insurance content project manager at Insurify specializing in writing property and casualty insurance content. Through her content, Tanveen helps consumers better understand the components of their insurance policies so they can make smarter purchase decisions. Tanveen's work has been cited by CNBC, Fox Business, Business Insider, Fortune, and Market Watch, among others.
Sources
- Indiana Department of Insurance. "State Minimum Requirements." Accessed May 28, 2022