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Cheap Auto Insurance Quotes in Greenwood, IN (2022)
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Tanveen Vohra is an editorial manager at Insurify specializing in writing about property and casualty insurance. Through her work, Tanveen helps consumers better understand the components of their insurance policies so they can make smarter purchase decisions.Tanveen's work has been cited by CNBC , Fox Business, Business Insider, Fortune, and Market Watch, among others.
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Olivia Oksenhorn
Insurance Writer
Olivia Oksenhorn is an insurance writer at Insurify. With a special focus in auto insurance and personal finance, Olivia works to help policyholders make informed decisions about their insurance. She received a bachelor's degree from the University of Colorado. Before starting at Insurify, she worked as a writer and in newsrooms and nonprofits across Colorado, including Aspen Public Radio and the Aspen Sojourner. You can connect with Olivia on LinkedIn.
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Licensed Insurance Agent
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.
Updated August 31, 2022
Car Insurance in Greenwood, IN
The average cost of Indiana car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Greenwood, IN to find you the cheapest quotes in the area.
Quick Facts
The average cost of car insurance in Greenwood is $143 per month, or $1716 annually.
Car insurance in Greenwood is $6 more than the average cost of car insurance in Indiana.
The cheapest car insurance provider in Greenwood on average is Progressive, but you should always compare quotes to find your best personal rate.
Quotes by Top Companies
State Farm$63
Progressive$83
Nationwide$116
The General$140
American Family$155
See More:
Cheapest Car Insurance in Greenwood, IN
The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
| Insurance Provider in Greenwood | Quotes The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
|---|---|
| State Farm | $63 /mo |
| Progressive | $83 /mo |
| Nationwide | $116 /mo |
| The General | $140 /mo |
| American Family | $155 /mo |
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Average Car Insurance Cost
| Indiana Cities | |
|---|---|
| Indianapolis | $120/mo |
| Fort Wayne | $109/mo |
| Evansville | $109/mo |
| South Bend | $108/mo |
| Greenwood | $111/mo |
| Indiana | $111/mo |
South Bend$108
Fort Wayne$109
Evansville$109
Average for IN$111
Greenwood$111
Indianapolis$120
Click here to learn about car insurance quotes and save on your current policy.
Minimum Car Insurance Requirements in Indiana
All motor vehicles operated or parked on Indiana roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:
Requested by law enforcement
Renewing vehicle registration
The vehicle is involved in a car accident
The minimum liability insurance requirements for private passenger vehicles in Indiana[1] are:
$25,000 per person for bodily injury
$50,000 per accident for bodily injury
As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Indiana is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.
$50,000 per accident for uninsured/underinsured motorist bodily injury
Uninsured and underinsured motorist coverage pays for costs caused by a driver with little or no insurance after a car accident. In Indiana, this coverage will help you recover from an accident as quickly as possible.
Find local Greenwood agents
Mayflower Insurance
432 S. Emerson Ave.,
Ste. 310, Greenwood, IN 46143Scott Lynch Agency
3209 W Smith Valley Rd,
Greenwood, IN 46142-8495Robley & Associates, Inc.
801 Loews Blvd Ste E,
Greenwood, IN 46142Ben Franklin
107 N State Road 135,
Greenwood, IN 46142Schultheis Insurance/Greenwood
1688 Stonegate Dr,
Suite 22, Greenwood, IN 46142WalkerHughes Insurance Group (Greenwood)
918 Fry Road,
Greenwood, IN 46142Catalyst Insurance Group
3209 W. Smith Valley Rd,
Suite 217-2, Greenwood, IN 46142Insurance Doctors of Indiana, LLC
251 S State Rd 135,
Greenwood, IN 46142American Business Insurance, Inc dba ISU American Business Insurance
320 West Main Street,
Greenwood, IN 46142Glogoza Agency Incorporated
3565 Sugar Maple Ct,
Greenwood, IN 46142-7579
For more detailed Indiana city level guides, check out these below.
FAQs - Greenwood, IN Car Insurance
Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.
If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.
Car insurance rates vary by state, driver, and company. Click here to find the cheapest car insurance quotes and companies in your area. If you’re looking for rates tailored to you, use Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts.
Insurify Insights
How Greenwood Drivers Measure Up
While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Greenwood, Indiana below:
Methodology
Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Greenwood drivers measure up to their fellow motorists across Indiana in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.
Chevrolet Malibu
Most Popular Car in Greenwood
#15
City with the Most Speeding Tickets Rank in Indiana
#25
City with the Most Moving Violations Rank in Indiana
#48
City with the Most DUIs Rank in Indiana
#61
City with the Most Suspended Licenses in Indiana
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Greenwood drivers rank 23 in the number of car accidents per driver across all cities in Indiana.
- Rank within state: #23
- Percent of drivers in Greenwood with an accident: 11%
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Greenwood drivers rank 48 in the number of DUI’s per driver across all cities in Indiana.
- Rank within state: #48
- Percent of drivers in Greenwood with a DUI: 1.7%
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Indiana, Greenwood drivers rank 37 in the number of reckless driving offenses per driver.
- Rank within state: #37
- Percent of drivers in Greenwood with a reckless driving offense: 1%
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Indiana, Greenwood drivers rank 19 in rude driving infractions.
- Rank within state: #19
- Percent of drivers in Greenwood with a reckless driving violation: 1.6%
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Indiana, Greenwood drivers rank 15 in the number of speeding infractions per driver.
- Rank within state: #15
- Percent of drivers in Greenwood with a speeding ticket: 10.3%
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Greenwood drivers rank 40 in clean driving records across all cities in Indiana.
- Rank within state: #40
- Percent of drivers in Greenwood with clean record: 74.7%
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Greenwood drivers rank 18 in hybrid and electric vehicle ownership across all cities in Indiana.
- Rank within state: #18
- Percent of drivers in Greenwood with a hybrid/electric vehicle: 0.93%
Insurify Insights
Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.
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Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.
Sources
- Indiana Department of Insurance. "State Minimum Requirements." Accessed May 28, 2022
