Cheap Auto Insurance Quotes in Gary, IN (2021)

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Car Insurance in Gary, IN

The average cost of Indiana car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Gary, IN to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$32
$83
$132
$154
$182
ProgressiveState FarmTravelersThe GeneralAmerican Family
Monthly $

Cheapest Car Insurance in Gary, IN

Here are the cheapest carriers in Gary for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$115
$120
$109
$109
$108
$130
IndianaIndianapolisFort WayneEvansvilleSouth BendGary
Monthly $

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Gary, IN Driving Facts

indiana

Minimum Car Insurance Requirements in IN

Indiana drivers must purchase car insurance and must carry proof of financial responsibility in their vehicles. Unlike many states, Indiana requires uninsured motorist protection in addition to property damage liability and bodily injury liability coverage. 

Motorists are required to purchase auto insurance coverage meeting these minimums:

  • $25,000 for bodily injury or death of one person
  • $50,000 for bodily injury or death of two or more persons
  • $25,000 for property damage liability
  • $50,000 Uninsured Motorist Coverage

Find local Gary agents

Haywood and Fleming Associates
650 S Lake St, Gary, IN 46403-2967
George C. Rogge Agency, Inc.
4231 Cleveland St., Gary, IN 46408
The Insurance Spot
1711 W Ridge Rd, Gary, IN 46408
Kenneth West American Family Insurance
410 S Lake St, Gary, IN 46403
State Farm Insurance
1219 Broadway, Gary, IN 46407
James Harris - State Farm Insurance Agent
3685 Grant St, Gary, IN 46408
Classic Auto Insurance
4231 Cleveland St, Gary, IN 46408
Sharon Chambers - State Farm Insurance Agent
5275 Broadway, Merrillville, IN 46410
Commercial Insurance Associates
1342 Broadway, Gary, IN 46407
BT Low Cost Auto Insurance
4231 Cleveland St, Gary, IN 46408

Insurify Insights: How Gary Drivers Measure Up

chevrolet
Chevrolet Impala
Most Popular Car in
Gary, IN
suspended licenses
#5
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Gary drivers measure up to their fellow Indiana motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Gary

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Gary drivers rank 27 in the number of car accidents per driver across all cities in Indiana.

  • Rank within state: #27
  • Percent of drivers in Gary with an accident: 7.38%
  • Drivers in Gary, IN with an accident in their driving history paid on average 44.97% more than drivers with a clean record

Speeding Gary

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Indiana, Gary drivers rank 15 in the number of speeding infractions per driver.

  • Rank within state: #15
  • Percent of drivers in Gary with a speeding ticket: 10.27%
  • Drivers in Gary, IN with a speeding ticket in their driving history paid on average 58.39% more than drivers with a clean record

DUI/DWIs Gary

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Gary drivers rank 19 in the number of DUI’s per driver across all cities in Indiana.

  • Rank within state: #19
  • Percent of drivers in Gary with a DUI: 2.17%
  • Drivers in Gary, IN with a DUI in their driving history paid on average 57.72% more than drivers with a clean record

Most Popular Vehicle Gary

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Gary is the Chevrolet Impala.

Rude Gary

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Indiana, Gary drivers rank 2 in rude driving infractions.

  • Rank within state: #2
  • Percent of drivers in Gary with a reckless driving violation: 2.6%
  • Drivers in Gary, IN with a reckless driving violation in their driving history paid on average 73.15% more than drivers with a clean record.

Safest Drivers Gary

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Gary drivers rank 1 in clean driving records across all cities in Indiana.

  • Rank within state: #1
  • Percent of drivers in Gary with clean record: 81.91%

Failure to Yield the Right of Way Gary

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Gary drivers rank 7 in failure to yield violations per driver across all cities in Indiana.

  • Rank within state: #7
  • Percent of drivers in Gary with a failure to yield violation: 0.29%
  • Drivers in Gary, IN with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Gary

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Indiana, Gary drivers rank 9 in the number of reckless driving offenses per driver.

  • Rank within state: #9
  • Percent of drivers in Gary with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership Gary

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Gary drivers rank 16 in hybrid and electric vehicle ownership across all cities in Indiana.

  • Rank within state: #16
  • Percent of drivers in Gary with a hybrid/electric vehicle: 0.81%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.