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Cheap Auto Insurance Quotes in Claymont, DE (May 2022)

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Tanveen Vohra

By: Tanveen Vohra

Edited by Olivia Oksenhorn | Reviewed by licensed insurance agent, Amber Benka

Last Updated February 4, 2022

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Quick Facts

  • The average cost of car insurance in Claymont is $302 per month, or $3624 annually.
  • Car insurance in Claymont is $37 more than the average cost of car insurance in Delaware.
  • The cheapest car insurance provider in Claymont on average is Progressive, but you should always compare quotes to find your best personal rate.

Car Insurance in Claymont, DE

The average cost of Delaware car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Claymont, DE to find you the cheapest quotes in the area.

Quotes by Top Companies

Progressive
$73
State Farm
$156
Nationwide
$168
Travelers
$241
American Family
$247

Cheapest Car Insurance in Claymont, DE

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
Insurance Provider in ClaymontQuotes
Progressive$73 /mo
State Farm$156 /mo
Nationwide$168 /mo
Travelers$241 /mo
American Family$247 /mo

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Average Car Insurance Cost

Delaware Cities
Wilmington$282/mo
Dover$217/mo
Newark$231/mo
Middletown$244/mo
Claymont$211/mo
Delaware$237/mo
Claymont
$211
Dover
$217
Newark
$231
Average for DE
$237
Middletown
$244
Wilmington
$282
Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in DE

The state of Delaware requires all motor vehicle operators to have proof of insurance available in the car at all times. The minimum bodily injury liability insurance requirements in Delaware are:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits Delaware state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

The minimum property damage liability insurance requirements in Delaware are:

  • $10,000 property damage liability per accident

Property damage liability coverage pays for any property that you damage in an accident. The state of Delaware requires $10,000 for the minimum. You’ll see the collective state minimum listed at 25/50/10. The 10 refers to the property damage liability. Once again, any damages above the $10,000 are your responsibility.

The minimum personal injury protection (PIP) insurance requirements in Delaware are:

  • $15,000 personal injury protection (PIP) per person
  • $30,000 personal injury protection (PIP) per accident

Delaware is a no-fault state, so Personal Injury Protection (also called no-fault insurance) is mandatory coverage for all drivers. Delaware PIP covers you, your immediate family, and your passengers for economic losses, medical costs, and death benefits regardless of fault. The minimum coverage limits Delaware state law requires is $15,000 for a single person expense and $30,000 for the expenses of multiple persons.

Find local Claymont agents

  • Ron Cephas - State Farm Insurance Agent

    3511 Philadelphia Pike,
    Claymont, DE 19703
  • GoodWorks

    3001 Philadelphia Pike,
    Claymont, DE 19703
  • Rainbow Financial Services Inc

    291 Harbor Dr,
    Claymont, DE 19703
  • Fox Point Programs

    3001 Philadelphia Pike,
    Claymont, DE 19703
  • Gem Group

    650 Naamans Rd # 303,
    Claymont, DE 19703
  • Rockwood Programs, Inc.

    3001 Philadelphia Pike,
    Claymont, DE 19703
  • Leila Rappaport - Aflac Insurance Agent

    1102 Society Dr,
    Claymont, DE 19703
  • Aflac District Office

    1003 Society Dr,
    Claymont, DE 19703
View more

FAQs - Claymont, DE Car Insurance

  • Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.
  • If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.

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Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

Insurify Insights

How Claymont Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Claymont, Delaware below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Claymont drivers measure up to their fellow motorists across Delaware in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

nissan

Nissan Altima

Most Popular Car in Claymont

#8

City with the Most Speeding Tickets Rank in Delaware

#10

City with the Most Moving Violations Rank in Delaware

#3

City with the Most DUIs Rank in Delaware

#2

City with the Most Suspended Licenses in Delaware

  • Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Claymont is the Nissan Altima.

  • While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Claymont drivers rank 3 in the number of DUI’s per driver across all cities in Delaware.

    • Rank within state: #3
    • Percent of drivers in Claymont with a DUI: {{percentDrivers}}%
    • Drivers in Claymont, DE with a DUI in their driving history pay on average {{overpay}}% more than drivers with a clean record
  • Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Delaware, Claymont drivers rank 8 in the number of speeding infractions per driver.

    • Rank within state: #8
    • Percent of drivers in Claymont with a speeding ticket: {{percentDrivers}}%
    • Drivers in Claymont, DE with a speeding ticket in their driving history pay on average {{overpay}}% more than drivers with a clean record
Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.

Tanveen Vohra
Tanveen Vohra

Content Manager at Insurify

Tanveen Vohra is a content manager at Insurify specializing in writing property and casualty insurance content. Through her content, Tanveen helps consumers better understand the components of their insurance policies so they can make smarter purchase decisions. Tanveen's work has been cited by CNBC, Fox Business, Business Insider, Fortune, and Market Watch, among others

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