Compare all car insurance quotes in one place
As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.
If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.
State | Average Monthly Cost |
---|---|
Alabama | $244 |
Arkansas | $210 |
Arizona | $213 |
California | $134 |
Colorado | $274 |
Connecticut | $248 |
Washington D.C. | $224 |
Delaware | $284 |
Florida | $321 |
Georgia | $215 |
Iowa | $154 |
Idaho | $125 |
Illinois | $175 |
Indiana | $162 |
Kansas | $255 |
Kentucky | $236 |
Massachusetts | $210 |
Maryland | $276 |
Maine | $114 |
Michigan | $333 |
Minnesota | $159 |
Missouri | $222 |
Mississippi | $282 |
North Carolina | $117 |
Nebraska | $154 |
New Hampshire | $140 |
New Jersey | $259 |
New Mexico | $192 |
Nevada | $397 |
New York | $396 |
Ohio | $138 |
Oklahoma | $226 |
Oregon | $183 |
Pennsylvania | $173 |
Rhode Island | $380 |
South Carolina | $258 |
Tennessee | $187 |
Texas | $288 |
Utah | $197 |
Virginia | $197 |
Vermont | $113 |
Washington | $276 |
Wisconsin | $158 |
West Virginia | $149 |
Options | Results |
---|---|
Call Center Representative | About average |
Insurer Website | Better than most |
Local Agent | Better than most |
Overall Satisfaction | About average |
Policy Offerings | Better than most |
Pricing | About average |
Options | Results |
---|---|
Claim Servicing | The rest |
Estimation Process | The rest |
First Notice of Loss (FNOL) | About average |
Overall Satisfaction | The rest |
Rental Experience | About average |
Repair Process | About average |
Settlement | The rest |
Region | Ratings | State Average |
---|---|---|
California | 816 | About average |
Central | 806 | The rest |
Florida | 805 | The rest |
Mid-Atlantic | 801 | The rest |
New England | 809 | About average |
New York | 818 | About average |
North Central | 812 | The rest |
Northwest | 807 | About average |
Southeast | 814 | The rest |
Southwest | 811 | About average |
Texas | 807 | The rest |
Brand | Ratings | User reviews |
---|---|---|
Mobile App (iOS) | 4.8 | 12,900 |
Mobile App (Android) | 4.0 | 2,531 |
Insurify | 3.0 | 856 |
TrustScore 1.5 | 32 |
Company Name | Ratings |
---|---|
A.M. Best | A |
Standard & Poor's | A |
Fitch | A- |
Moody's | A2 |
The largest discounts from Liberty Mutual are: Advance shopper discount, Driving training discount, RightTrack Discount
Discount Type | Discount % |
---|---|
Advance shopper discount | up to 45% |
Driving training discount | up to 30% |
RightTrack Discount | up to 30% |
Anti-Theft Device Discount | up to 25% |
Good Student Discount | up to 22% |
Passive Restraint Discount | up to 20% |
Starting your auto quote online discount | up to 12% |
Multiple Vehicle Discount | up to 5% |
Anti-lock Brake Discount | Varies |
EV/Hybrid Discount | Varies |
Multiple Policy Discount | Varies |
Organization Discount | Varies |
Senior Adult Discount | Varies |
teenSMART Discount | Varies |
Preferred payment discount | Varies |
Policy Update/Extension Discount | Varies |
New Graduate Discount | Varies |
Newlywed Discount | Varies |
Paperless documents discount | Varies |
Signing documents when you buy online discount | Varies |
Paid in full discount | Varies |
Claims Free Renewal Discount | Varies |
Accident Free Discount | Varies |
Electronic Stability Control | Varies |
Student Away at School Discount | Varies |
Military Discount | Varies |
Home Owner Discount | Varies |
Multiple Policy Discount | Varies |
Safety Feature Discount | Varies |
Accident Prevention Course Discount | Varies |
ByMile Discount | Varies |
New Teen Driver Discount | Varies |
Early Shopper Discount | Varies |
Liberty Mutual has been in operation for over 100 years. Liberty Mutual's insurance agents are available for claim support and roadside assistance 24 hours a day, 7 days a week. Customers can manage their payments, policy, and claims online or via the Liberty Mutual mobile app. Liberty Mutual offers many benefits to their standard policyholders, including Accident Forgiveness for drivers who have been accident free for five or more years; Lifetime Repair Guarantee when you have your vehicle repairs at one of Liberty Mutual’s partnered shops; an Auto Recall Notification Service that warns policyholders if their vehicle has been issued a recall; 24-hour Roadside Assistance; and a Twelve Month Rate Guarantee. Liberty Mutual also offers additional coverages that can be added to your policy, including new car replacement, better car replacement, rental car reimbursement, deductible fund, and teacher’s auto insurance.
Learn more about Liberty Mutual Life Insurance
Liberty Mutual offers both standard and optional home insurance coverages to protect your home, possessions, and liability.
Standard home insurance coverages include:
Optional coverages from Liberty Mutual include:
Liberty Mutual offers standard and optional car insurance coverages, so you can build your own policy to suit your needs and budget.
Standard insurance coverage includes:
Optional coverages from Liberty Mutual include:
Liberty Mutual offers a great number of optional coverages to add to their standard motorcycle protection.
Standard motorcycle coverages with Liberty Mutual include:
Optional motorcycle coverages include:
Boat and watercraft insurance policies are only available to Liberty Mutual homeowners insurance policyholders.
Liberty Mutual offers standard watercraft coverages, such as:
Additional coverage options include:
Classic car insurance is only available to Liberty Mutual auto insurance policyholders. You can customize your insurance based on your specific car and driving habits.
Liberty Mutual offers insurance coverage for your all-terrain vehicles (ATVs), snowmobiles, and other off-road vehicles. ATV coverage is only available to Liberty Mutual auto insurance policyholders.
Liberty Mutual insures many types of ATVs, but only if they’re used for off-road activities.
Standard coverages include:
Liberty Mutual only offers recreational vehicle and travel trailer insurance to its auto insurance policyholders.
Coverages will protect your RV or travel trailer whether you’re driving or parked at a vacation site.
Standard coverages include:
Personal umbrella policies are only available to Liberty Mutual auto insurance policyholders who have a minimum liability limit.
Personal umbrella insurance provides additional liability protection if the liability limits on your underlying insurance policies (auto, homeowners, renters, RV, boat, etc.) have been reached.
A Liberty Mutual umbrella policy includes:
Liberty Mutual offers a variety of insurance coverage options whether you rent an apartment, condo, or house.
Standard renters insurance includes coverage for:
Additional coverage options from Liberty Mutual include:
Liberty Mutual offers condominium insurance to protect your possessions, the interior of your unit, liability claims, and other risks not covered by your association’s insurance.
Standard condo insurance coverages include:
Additional coverage options from Liberty Mutual include:
Liberty Mutual offers landlord insurance, also known as dwelling fire insurance, to protect your investment property.
Landlord insurance typically covers your residential rental property (single-family, duplex, triplex, or quad), other structures on your property (shed, garages, porches, etc.), and items on your property that you own and your tenants use (microwaves, washers, dryers).
Landlord coverage options from Liberty Mutual include:
Liberty Mutual offers mobile home insurance through a partnership with Assurant.
Standard mobile home coverages include:
Liberty Mutual offers flood insurance policies through the National Flood Insurance Program (NFIP), which is administered by the Federal Emergency Management Agency (FEMA). Flood insurance protects your home from water damage caused by storms, hurricanes, and melting snow.
Liberty Mutual offers term and permanent life insurance, with additional riders that allow you to customize your policy to suit your needs.
Liberty Mutual offers term life insurance policies, also known as Liberty Series Passports, for 10-, 15-, 20-, and 30-year periods. These policies include a death benefit and a guarantee that your premium rates will remain level throughout the policy length.
Liberty Mutual permanent life insurance options, including whole life and universal life, provide a lifetime of coverage. Whole life insurance policies build cash value, which you can borrow against through loans. Your premium payments will remain level throughout the policy length. Whole life policies offered include:
Universal life insurance offers the same benefits as whole life but gives you the option to change your coverage levels and premium payments at any time. Universal policies offered include:
Identity Fraud Expense Coverage is only available for Liberty Mutual homeowners insurance policyholders. This additional coverage provides personal and financial assistance for restoring your credit score and identity.
Identity theft coverages offered include:
Liberty Mutual has partnered with Hartville Pet Insurance to provide coverage for your cat or dog’s veterinary bills.
A pet insurance policy includes coverage for:
Liberty Mutual offers a variety of coverages for all types of small businesses. Coverages offered include:
Liberty Mutual offers accidental injury coverage to help you manage a variety of expenses while you’re recovering from an injury. Cash payments can be used for out-of-pocket medical costs (deductibles, co-pays, or prescriptions), grocery delivery, physical therapy, child care, and other expenses.
Liberty Mutual offers a Basic Benefits plan which covers:
Optional coverages include:
Liberty Mutual offers critical illness insurance to help you pay for medical and everyday expenses while you’re recovering from a covered illness or procedure.
Covered illnesses and procedures include cancer, heart attack, coronary artery bypass surgery, stroke, and organ transplant.
You’ll be given a lump-sum cash payment to use towards unexpected medical expenses, recovery costs, mortgage payments, childcare, utility bills, groceries, etc.
Liberty Mutual offers tuition insurance to extend your school’s refund period and provide tuition, room and board, and other fee reimbursements. Reimbursement is granted when you can no longer attend school due to an unexpected accident, physical illness, mental illness (anxiety, depression, etc.), or other covered reasons.
Coverage will last throughout the school year, as long as the policy is purchased before the first day of classes.
Headquartered in Boston, Massachusetts, Liberty Mutual Group was founded in 1912.
Liberty Mutual Insurance Company specializes in both business and personal insurance services, from auto and home insurance to small commercial and middle market products. As of this writing, it is the fourth largest property and casualty insurance provider in the United States.
Liberty Mutual has a strong devotion to philanthropy and community involvement. In 2014, both the company and the employees pledged $17.5 million to 7,500 charities. Additionally, 26,000 employees served on 24,000 projects for 900 charities in 20 countries across the world.
Liberty Mutual has an "A-" rating from the Better Business Bureau (BBB).
Contact Information
Headquarters address: 175 Berkeley Street, Boston, MA 02116
Phone number: (617) 357-9500
Call customer service at 1 (800) 290-8858 in order to cancel your Liberty Mutual policy.
Insurify Composite Score | 82 |
Number of discounts | 33 |
Number of reviews | 856 |
User Rating | 3 |
A.M. Best | A |
Standard & Poor's | A |