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AAA vs GEICO Car Insurance
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U.S Auto Insurance Shopping Study (2018) ℹ
| Options | AAA  | GEICO |
|---|---|---|
| Call Center Representative | The rest | About average |
| Insurer Website | The rest | Among the best |
| Local Agent | Better than most | The rest |
| Overall Satisfaction | About average | About average |
| Policy Offerings | About average | Better than most |
| Pricing | About average | Better than most |
U.S Auto Insurance Claims Satisfaction Study (2018) ℹ
| Options | AAA | GEICO |
|---|---|---|
| Claim Servicing | About average | Better than most |
| Estimation Process | The rest | Better than most |
| First Notice of Loss (FNOL) | The rest | Better than most |
| Overall Satisfaction | About average | Better than most |
| Rental Experience | About average | Better than most |
| Repair Process | Better than most | About average |
| Settlement | About average | Better than most |
J.D. Power Ratings by Region (out of 1000) ℹ
| Region | AAA | GEICO |
|---|---|---|
| California | 840 pt Better than most | 807 pt About average |
| Central | 833 pt Better than most | 838 pt Better than most |
| Florida | -- | 832 pt Better than most |
| Mid-Atlantic | -- | 848 pt Better than most |
| New England | -- | 827 pt About average |
| New York | -- | 813 pt About average |
| North Central | 808 pt The rest | 830 pt About average |
| Northwest | -- | 805 pt About average |
| Southeast | -- | 839 pt About average |
| Southwest | -- | 798 pt The rest |
| Texas | 821 pt About average | 816 pt The rest |
Auto Insurance Quotes
For Married Drivers
| City | AAA | GEICO |
|---|---|---|
| Austin | -- | $59 |
| Chicago | -- | $67 |
| Philadelphia | -- | $88 |
| Phoenix | -- | $38 |
| Santa Monica | -- | $48 |
For Single Drivers
| City | AAA | GEICO |
|---|---|---|
| Austin | -- | $62 |
| Chicago | -- | $68 |
| Philadelphia | -- | $92 |
| Phoenix | -- | $44 |
| Santa Monica | -- | $129 |
For Male Drivers
| City | AAA | GEICO |
|---|---|---|
| Austin | -- | $59 |
| Chicago | -- | $71 |
| Philadelphia | -- | $92 |
| Phoenix | -- | $42 |
| Santa Monica | -- | $123 |
For Female Drivers
| City | AAA | GEICO |
|---|---|---|
| Austin | -- | $62 |
| Chicago | -- | $64 |
| Philadelphia | -- | $87 |
| Phoenix | -- | $40 |
| Santa Monica | -- | $53 |
For Drivers with Speeding Ticket
| City | AAA | GEICO |
|---|---|---|
| Austin | -- | $74 |
| Chicago | -- | $92 |
| Philadelphia | -- | $128 |
| Phoenix | -- | $64 |
| Santa Monica | -- | $141 |
For Drivers with No Speeding Ticket
| City | AAA | GEICO |
|---|---|---|
| Austin | -- | $58 |
| Chicago | -- | $62 |
| Philadelphia | -- | $84 |
| Phoenix | -- | $36 |
| Santa Monica | -- | $77 |
For Drivers Age Between 18-40
| City | AAA | GEICO |
|---|---|---|
| Austin | -- | $63 |
| Chicago | -- | $71 |
| Philadelphia | -- | $98 |
| Phoenix | -- | $45 |
| Santa Monica | -- | $149 |
For Drivers Age Between 40-65
| City | AAA | GEICO |
|---|---|---|
| Austin | -- | $54 |
| Chicago | -- | $61 |
| Philadelphia | -- | $79 |
| Phoenix | -- | $35 |
| Santa Monica | -- | $40 |
For Drivers Age of 65+
| City | AAA | GEICO |
|---|---|---|
| Austin | -- | $75 |
| Chicago | -- | $78 |
| Philadelphia | -- | $99 |
| Phoenix | -- | $48 |
| Santa Monica | -- | $41 |
For Drivers with Average Credit
| City | AAA | GEICO |
|---|---|---|
| Austin | -- | $68 |
| Chicago | -- | $70 |
| Philadelphia | -- | $94 |
| Phoenix | -- | $43 |
| Santa Monica | -- | $76 |
For Drivers with Fair Credit
| City | AAA | GEICO |
|---|---|---|
| Austin | -- | $71 |
| Chicago | -- | $74 |
| Philadelphia | -- | $104 |
| Phoenix | -- | $43 |
| Santa Monica | -- | $56 |
Quotes & Discounts
| Discount type | AAA | GEICO |
|---|---|---|
| Farm Vehicle | Up to 59% | -- |
| Student Away at School | Up to 30% | -- |
| teenSMART | Up to 24% | Varies |
| Good Driver | Up to 20% | Up to 26% |
| Anti-Theft Device | Up to 17% | Up to 25% |
| Good Student | Up to 14.5% | Up to 15% |
| Multiple Vehicle | Up to 12.5% | Varies |
| Multiple Policy | Up to 11.8% | Varies |
| Advance shopper | Up to 10% | -- |
| Good Credit | Up to 10% | -- |
| New Car | Up to 10% | -- |
| Paid in full | Up to 7.8% | -- |
| Current insurance | Up to 5% | -- |
| Loyalty | Up to 5% | -- |
| Affinity group | Varies | -- |
| Anti-lock Brake | Varies | Up to 5% |
| Driving training | Varies | Varies |
| Home Owner | Varies | -- |
| Low Mileage | Varies | -- |
| Original Owner | Varies | -- |
| Accident Free | -- | Varies |
| Daytime Running Lights | -- | Up to 3% |
| Defensive Driver | -- | Varies |
| Emergency Deployment | -- | Up to 25% |
| Federal Employee | -- | Up to 25% |
| Military | -- | Up to 15% |
| Organization | -- | Varies |
| Passive Restraint | -- | Up to 25% |
| Seat Belt Use | -- | Up to 15% |
| Senior Adult | -- | Varies |
Optional Coverages
| Optional Coverages | AAA | GEICO |
|---|---|---|
| Accident Forgiveness ℹ |  | |
| Accidental Death, Dismemberment, Disability ℹ | | -- |
| Comprehensive Claim Forgiveness ℹ | -- | |
| Electronic Key & Lock Replacement ℹ | | -- |
| Emergency Assistance Coverage ℹ | | -- |
| Emergency Lockout Coverage ℹ | | -- |
| First Aid Reimbursement ℹ | | -- |
| Gap Insurance ℹ | | -- |
| Glass Coverage | | -- |
| Incident Forgiveness ℹ | -- | |
| Mechanical Breakdown Insurance ℹ | | |
| New Car Replacement Coverage ℹ | | -- |
| No Fault Coverage ℹ | -- | |
| Pet Coverage ℹ | | -- |
| Preferred Repair Services ℹ | | -- |
| Rental Reimbursement ℹ | | |
| Roadside Assistance ℹ | | |
| Umbrella Policy ℹ | | |
Insurance by State
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Compare Insurance Products
| Product | AAA | GEICO |
|---|---|---|
 ATV Insurance | -- | |
 Car Insurance | | |
 Boat Insurance | -- | |
 Business Insurance | -- | |
 Classic Car Insurance | -- | |
 Condo Insurance | -- | |
 Dwelling Fire Insurance | -- | |
 Flood Insurance | -- | |
 Home Insurance | | |
 Identity Theft Insurance | -- | |
 Jewelry Insurance | -- | |
 Life Insurance | | |
 Mobile Home Insurance | -- | |
 Motorcycle Insurance | -- | |
 Pet Insurance | -- | |
 Renters Insurance | -- | |
 Ridesharing Insurance | -- | |
 RV Insurance | -- | |
 Travel Insurance | -- | |
 Umbrella Insurance | -- | |
User Reviews
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- GEICO Reviews
3.8
411 Reviews
5 Stars
45 %
4 Stars
20 %
3 Stars
15 %
2 Stars
7 %
1 Star
13 %
Most Positive Review
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Most Critical Review
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Insurify Rate Comparison Methodology
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
