Cheap Auto Insurance Quotes in Bluefield, WV (January 2022)

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Last Updated: January 2022

Car Insurance in Bluefield, WV

The average cost of West Virginia car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Bluefield, WV to find you the cheapest quotes in the area.
ProgressiveNationwideState FarmLiberty MutualAmerican Family

Cheapest Car Insurance in Bluefield, WV

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

West VirginiaCharlestonHuntingtonMorgantownParkersburgBluefield
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Bluefield, WV Driving Facts


Minimum Car Insurance Requirements in WV

The state of West Virginia requires all motor vehicle operators to have proof of insurance available in the car at all times. The minimum  bodily injury liability insurance requirements in West Virginia are:

  • $25,000/$50,000 Bodily Injury Liability per person/accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits West Virginia state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

The minimum property damage liability insurance requirements in West Virginia are:

  • $25,000 Property Damage Liability per accident

Property Damage Liability coverage pays for any property that you damage in an accident. The state of West Virginia requires $25,000 for the minimum. You’ll see the collective state minimum listed at 25/50/25. The second 25 refers to the Property Damage Liability. Once again, any damages above the $25,000 are your responsibility.

Find local Bluefield agents

USI Services 
745 College Ave, Bluefield, WV 24701-3920
Skeens Insurance Agency, Inc. 
4053 Coal Heritage Rd, Bluefield, WV 24701-9573
Roger L. Barnett: Allstate Insurance
3213 E Cumberland Rd, Bluefield, WV 24701
Barry Perdue: Allstate Insurance
2005 Leatherwood Ln Ste A, Bluefield, VA 24605
Nationwide Insurance: Benjamin Farley Agency Inc.
3144 E Cumberland Rd, Bluefield, WV 24701,
Walker Insurance Associates
3705 E Cumberland Rd, Bluefield, WV 24701
Nationwide Insurance: Sam J Baker
2001 Stadium Dr, Bluefield, WV 24701
State Farm: Brandon Disney 
513 Cherry St, Bluefield, WV 24701
Ramella & Associates
2113 College Ave, Bluefield, VA 24605
Infuse Insurance
2001 Stadium Dr, Bluefield, WV 24701

Insurify Insights: How Bluefield Drivers Measure Up

Chevrolet Cruze
Most Popular Car in
Bluefield, WV
suspended licenses
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Bluefield drivers measure up to their fellow West Virginia motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Bluefield

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Bluefield drivers rank 10 in the number of car accidents per driver across all cities in West Virginia.

  • Rank within state: #10
  • Percent of drivers in Bluefield with an accident: 5.57%
  • Drivers in Bluefield, WV with an accident in their driving history paid on average --% more than drivers with a clean record

Speeding in Bluefield

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in West Virginia, Bluefield drivers rank 7 in the number of speeding infractions per driver.

  • Rank within state: #7
  • Percent of drivers in Bluefield with a speeding ticket: 6.97%
  • Drivers in Bluefield, WV with a speeding ticket in their driving history paid on average 27.68% more than drivers with a clean record

DUI/DWIs in Bluefield

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Bluefield drivers rank 10 in the number of DUI’s per driver across all cities in West Virginia.

  • Rank within state: #10
  • Percent of drivers in Bluefield with a DUI: 1.05%
  • Drivers in Bluefield, WV with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle in Bluefield

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Bluefield is the Chevrolet Cruze.


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

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