Dodge Challenger Car Insurance Quotes (2026)
Challenger drivers pay an average of $199 per month for car insurance.
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Written byAnna Baluch
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Anna BaluchAuto and Home Insurance Writer
4+ years writing insurance and personal finance content
MBA from Roosevelt University
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Edited byElena Stratoberdha
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Elena StratoberdhaSenior Editorial Assistant
4+ years in content creation
5+ years of experience in Content Management Systems (CMS)
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Reviewed byJohn Leach
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John LeachLicensed P&C Agent, Chief Copy Editor
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 20461358
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Updated
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As one of the bestselling muscle cars in the United States, the Dodge Challenger remains a true crowd-pleaser among drivers who appreciate a thrilling ride. The average cost of car insurance for a Dodge Challenger is $138 per month for liability insurance and $260 for full coverage.
Although Dodge discontinued the Challenger brand in December 2023, you can still secure affordable coverage for used Challengers in the market.[1]
Here’s what you need to know about finding the best car insurance for your Challenger.
Quick Facts
The 2023 Dodge Challenger is the most expensive model year to insure.
USAA offers the lowest average auto insurance rates for Dodge Challenger drivers.
The Challenger costs more to insure compared to similar vehicles, like the Ford Mustang and Chevy Camaro.
Cost of Dodge Challenger insurance by model year
Many different factors affect car insurance costs, including your location, age, driving record, and credit history. Having standard safety features, like anti-lock brakes, adaptive cruise control, and electronic stability control, can all help you earn lower rates.
The model year of your Challenger and the discounts you qualify for will also have a significant influence on your premium.
Below are the Dodge Challenger insurance costs by model year.
Model Year | Average Quote: Liability Only | Average Quote: Full Coverage |
|---|---|---|
| 2023 | $171 | $313 |
| 2022 | $171 | $313 |
| 2021 | $157 | $287 |
| 2020 | $154 | $282 |
| 2019 | $149 | $272 |
| 2018 | $144 | $262 |
| 2017 | $141 | $257 |
| 2016 | $135 | $248 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
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2023 Dodge Challenger insurance
The 2023 Dodge Challenger’s MSRP ranges from $32,695 to $90,340, depending on the chosen trim levels.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $92 |
| State Farm | $104 |
| GEICO | $106 |
| Allstate | $124 |
| American Family | $155 |
| Progressive | $171 |
| Liberty Mutual | $177 |
| Travelers | $181 |
| Farmers | $212 |
| The General | $242 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2022 Dodge Challenger insurance
The MSRP for the 2022 Challenger ranges from $30,545 for the base model to $86,645 for the top-of-the-line model.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $80 |
| State Farm | $91 |
| GEICO | $93 |
| Allstate | $109 |
| American Family | $135 |
| Progressive | $149 |
| Liberty Mutual | $155 |
| Travelers | $158 |
| Farmers | $185 |
| The General | $212 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2021 Dodge Challenger insurance
The 2021 Dodge Challenger has an MSRP of $28,870 for the base model and $80,170 for the highest trim.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $77 |
| State Farm | $88 |
| GEICO | $90 |
| Allstate | $105 |
| American Family | $131 |
| Progressive | $145 |
| Liberty Mutual | $150 |
| Travelers | $153 |
| Farmers | $179 |
| The General | $205 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2020 Dodge Challenger insurance
For a 2020 Dodge Challenger, you can expect a starting MSRP of $28,095 and $79,595 for the top-of-the-line model.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $77 |
| State Farm | $87 |
| GEICO | $89 |
| Allstate | $104 |
| American Family | $130 |
| Progressive | $143 |
| Liberty Mutual | $148 |
| Travelers | $152 |
| Farmers | $177 |
| The General | $203 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2019 Dodge Challenger insurance
The 2019 Dodge Challenger has an MSRP ranging between $27,845 and $69,995, depending on the specific model you have.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $74 |
| State Farm | $84 |
| GEICO | $86 |
| Allstate | $101 |
| American Family | $126 |
| Progressive | $139 |
| Liberty Mutual | $144 |
| Travelers | $147 |
| Farmers | $172 |
| The General | $197 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2018 Dodge Challenger insurance
The MSRP range for the 2018 Dodge Challenger is $21,590 to $46,998.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $68 |
| State Farm | $77 |
| GEICO | $78 |
| Allstate | $92 |
| American Family | $115 |
| Progressive | $127 |
| Liberty Mutual | $131 |
| Travelers | $134 |
| Farmers | $157 |
| The General | $179 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2017 Dodge Challenger insurance
If you’re interested in buying a 2017 Dodge Challenger, you can expect an MSRP of $26,995 to $62,495, depending on the model you choose.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $67 |
| State Farm | $76 |
| GEICO | $77 |
| Allstate | $91 |
| American Family | $113 |
| Progressive | $125 |
| Liberty Mutual | $129 |
| Travelers | $132 |
| Farmers | $155 |
| The General | $177 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2016 Dodge Challenger insurance
The MSRP for a 2016 Dodge Challenger ranges from $26,995 to $65,945.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $66 |
| State Farm | $75 |
| GEICO | $77 |
| Allstate | $90 |
| American Family | $112 |
| Progressive | $124 |
| Liberty Mutual | $128 |
| Travelers | $131 |
| Farmers | $153 |
| The General | $175 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Recent quotes for other Insurify users
Drivers using Insurify have found quotes as cheap as $45/mo for liability only and $105/mo for full coverage.
*Quotes generated for Insurify users within the last 10 days. Last updated on September 11, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from September 11, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users within the last 10 days. Last updated on September 11, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from September 11, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
How to ensure you have enough coverage on your Dodge Challenger
When you buy a Dodge Challenger — or any vehicle — you need to at least purchase the minimum level of car insurance required in your state. Liability-only insurance typically includes bodily injury liability and property damage liability. A minimum-coverage policy will cover any medical expenses or property damage others sustain after you cause an accident.
Purchasing optional coverages will provide more vehicle protection but lead to increased insurance prices. You should consider the following optional coverages:
Collision coverage
Collision coverage pays for physical damage to your vehicle after an accident with another vehicle or object. It covers you regardless of fault. A full-coverage policy includes collision and comprehensive coverages.
Comprehensive coverage
Comprehensive coverage comes into play if a non-collision event damages your vehicle. This includes damage from theft, vandalism, falling objects, and more.
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage can reimburse you if a driver without sufficient insurance hits your car and causes damage or injuries. It can come in handy if you live in a state with many uninsured drivers.
Gap insurance
“Gap” stands for “guaranteed asset protection.” It’s an optional add-on car insurance policy that can cover the gap between what you owe on your vehicle and its actual cash value (ACV) if you total it in an accident.
Dodge Challenger car insurance FAQs
Dodge Challenger insurance rates vary greatly based on numerous factors, like driver age, ZIP code, credit history, driving record, and more. The following information should help answer any of your remaining questions about Dodge Challenger car insurance.
Which company has the cheapest Dodge Challenger insurance?
Even though Dodge discontinued this model, you can still find coverage for your Challenger. USAA has the cheapest average insurance premiums for Dodge Challenger models. Highly rated auto insurance companies — like State Farm and GEICO — also offer cheap Dodge Challenger car insurance.
Are Dodge Challengers expensive to insure?
Dodge Challengers have higher insurance rates than some similar cars in their class. So it’s a good idea to get car insurance quotes from different auto insurers and find the best value and cheapest rate for your unique budget and needs.
How much does it cost to insure a Dodge Challenger?
The average insurance cost for a liability-only policy for a Dodge Challenger is $138 per month, while the average rate for a full-coverage policy is $260.
Liability-only policies typically have lower insurance rates than full-coverage policies because they provide only the minimum amount of coverage required by state law. But full-coverage auto insurance can protect you legally and financially in many situations.
Sources
- Dodge. "Dodge Challenger."
Methodology
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Anna BaluchAuto and Home Insurance Writer
4+ years writing insurance and personal finance content
MBA from Roosevelt University
Featured in
Elena StratoberdhaSenior Editorial Assistant
4+ years in content creation
5+ years of experience in Content Management Systems (CMS)
John LeachLicensed P&C Agent, Chief Copy Editor
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 20461358
Featured in