Dodge Challenger Car Insurance Quotes (2025)
Challenger drivers pay an average of $199 per month for car insurance.
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Written byAnna Baluch
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Anna leverages her personal finance and insurance knowledge to create educational content that helps people make smart financial decisions.
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Edited byElena Stratoberdha
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Elena Stratoberdha is an Editorial Assistant at Insurify. Before joining the content team at Insurify, Elena earned her bachelor’s degree in English Literature and Writing from Simmons University, where she collaborated as a copy editor and led the layout design for two student-run magazines: Sidelines and MindScope Magazine.
In her free time, Elena enjoys writing creative and short fiction, knitting, running near the beach, and exploring new music genres.
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As one of the bestselling muscle cars in the United States, the Dodge Challenger remains a true crowd-pleaser among drivers who appreciate a thrilling ride. The average cost of car insurance for a Dodge Challenger is $138 per month for liability insurance and $260 for full coverage.
Although Dodge discontinued the Challenger brand in December 2023, you can still secure affordable coverage for used Challengers in the market.[1]
Here’s what you need to know about finding the best car insurance for your Challenger.
Quick Facts
The 2023 Dodge Challenger is the most expensive model year to insure.
USAA offers the lowest average auto insurance rates for Dodge Challenger drivers.
The Challenger costs more to insure compared to similar vehicles, like the Ford Mustang and Chevy Camaro.
Cost of Dodge Challenger insurance by model year
Many different factors affect car insurance costs, including your location, age, driving record, and credit history. Having standard safety features, like anti-lock brakes, adaptive cruise control, and electronic stability control, can all help you earn lower rates.
The model year of your Challenger and the discounts you qualify for will also have a significant influence on your premium.
Below are the Dodge Challenger insurance costs by model year.
Model Year  | Average Quote: Liability Only | Average Quote: Full Coverage |
|---|---|---|
| 2023 | $171 | $313 |
| 2022 | $171 | $313 |
| 2021 | $157 | $287 |
| 2020 | $154 | $282 |
| 2019 | $149 | $272 |
| 2018 | $144 | $262 |
| 2017 | $141 | $257 |
| 2016 | $135 | $248 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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The 2023 Dodge Challenger’s MSRP ranges from $32,695 to $90,340, depending on the chosen trim levels.
Insurance CompanyAverage Monthly QuoteUSAA $92 State Farm $104 GEICO $106 Allstate $124 American Family $155 Progressive $171 Liberty Mutual $177 Travelers $181 Farmers $212 The General $242 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The MSRP for the 2022 Challenger ranges from $30,545 for the base model to $86,645 for the top-of-the-line model.
Insurance CompanyAverage Monthly QuoteUSAA $80 State Farm $91 GEICO $93 Allstate $109 American Family $135 Progressive $149 Liberty Mutual $155 Travelers $158 Farmers $185 The General $212 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2021 Dodge Challenger has an MSRP of $28,870 for the base model and $80,170 for the highest trim.
Insurance CompanyAverage Monthly QuoteUSAA $77 State Farm $88 GEICO $90 Allstate $105 American Family $131 Progressive $145 Liberty Mutual $150 Travelers $153 Farmers $179 The General $205 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
For a 2020 Dodge Challenger, you can expect a starting MSRP of $28,095 and $79,595 for the top-of-the-line model.
Insurance CompanyAverage Monthly QuoteUSAA $77 State Farm $87 GEICO $89 Allstate $104 American Family $130 Progressive $143 Liberty Mutual $148 Travelers $152 Farmers $177 The General $203 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2019 Dodge Challenger has an MSRP ranging between $27,845 and $69,995, depending on the specific model you have.
Insurance CompanyAverage Monthly QuoteUSAA $74 State Farm $84 GEICO $86 Allstate $101 American Family $126 Progressive $139 Liberty Mutual $144 Travelers $147 Farmers $172 The General $197 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The MSRP range for the 2018 Dodge Challenger is $21,590 to $46,998.
Insurance CompanyAverage Monthly QuoteUSAA $68 State Farm $77 GEICO $78 Allstate $92 American Family $115 Progressive $127 Liberty Mutual $131 Travelers $134 Farmers $157 The General $179 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
If you’re interested in buying a 2017 Dodge Challenger, you can expect an MSRP of $26,995 to $62,495, depending on the model you choose.
Insurance CompanyAverage Monthly QuoteUSAA $67 State Farm $76 GEICO $77 Allstate $91 American Family $113 Progressive $125 Liberty Mutual $129 Travelers $132 Farmers $155 The General $177 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The MSRP for a 2016 Dodge Challenger ranges from $26,995 to $65,945.
Insurance CompanyAverage Monthly QuoteUSAA $66 State Farm $75 GEICO $77 Allstate $90 American Family $112 Progressive $124 Liberty Mutual $128 Travelers $131 Farmers $153 The General $175 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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Recent car insurance prices for Honda, Ford, Nissan, and more. Insurify features quotes from 120+ carriers including Plymouth Rock, Direct Auto, and Kemper Economy.
*Quotes generated for Insurify users within the last 10 days. Last updated on June 17, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 17, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users within the last 10 days. Last updated on June 17, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 17, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
How to ensure you have enough coverage on your Dodge Challenger
When you buy a Dodge Challenger — or any vehicle — you need to at least purchase the minimum level of car insurance required in your state. Liability-only insurance typically includes bodily injury liability and property damage liability. A minimum-coverage policy will cover any medical expenses or property damage others sustain after you cause an accident.
Purchasing optional coverages will provide more vehicle protection but lead to increased insurance prices. You should consider the following optional coverages:
Collision coverage
Collision coverage pays for physical damage to your vehicle after an accident with another vehicle or object. It covers you regardless of fault. A full-coverage policy includes collision and comprehensive coverages.
Comprehensive coverage
Comprehensive coverage comes into play if a non-collision event damages your vehicle. This includes damage from theft, vandalism, falling objects, and more.
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage can reimburse you if a driver without sufficient insurance hits your car and causes damage or injuries. It can come in handy if you live in a state with many uninsured drivers.
Gap insurance
“Gap” stands for “guaranteed asset protection.” It’s an optional add-on car insurance policy that can cover the gap between what you owe on your vehicle and its actual cash value (ACV) if you total it in an accident.
Dodge Challenger car insurance FAQs
Dodge Challenger insurance rates vary greatly based on numerous factors, like driver age, ZIP code, credit history, driving record, and more. The following information should help answer any of your remaining questions about Dodge Challenger car insurance.
Even though Dodge discontinued this model, you can still find coverage for your Challenger. USAA has the cheapest average insurance premiums for Dodge Challenger models. Highly rated auto insurance companies — like State Farm and GEICO — also offer cheap Dodge Challenger car insurance.
Dodge Challengers have higher insurance rates than some similar cars in their class. So it’s a good idea to get car insurance quotes from different auto insurers and find the best value and cheapest rate for your unique budget and needs.
The average insurance cost for a liability-only policy for a Dodge Challenger is $138 per month, while the average rate for a full-coverage policy is $260.
Liability-only policies typically have lower insurance rates than full-coverage policies because they provide only the minimum amount of coverage required by state law. But full-coverage auto insurance can protect you legally and financially in many situations.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- Dodge. "Dodge Challenger."
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Anna BaluchInsurance Writer
Anna Baluch is a Cleveland-based personal finance and insurance expert. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions. Her work can be seen across the internet on many publications, including Freedom Debt Relief, Credit Karma, RateGenius, and the Balance. Connect with Anna on LinkedIn.
Anna has been a contributor at Insurify since December 2022.
Elena Stratoberdha is an Editorial Assistant at Insurify. Before joining the content team at Insurify, Elena earned her bachelor’s degree in English Literature and Writing from Simmons University, where she collaborated as a copy editor and led the layout design for two student-run magazines: Sidelines and MindScope Magazine.
In her free time, Elena enjoys writing creative and short fiction, knitting, running near the beach, and exploring new music genres.