17+ years in insurance and personal finance writing
In-depth knowledge of home and real estate topics
Angela is an insurance and personal finance expert who uses her experience to create content that helps readers understand important and complex topics.
3+ years experience in insurance and personal finance editing
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Clinical Professor of Finance, University of San Diego
Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.
Save up to $852 by comparing quotes from the top 100+ insurance companies
Excellent
Secure. Free. Easy-to-use.
Advertiser Disclosure
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Cheapest recent rates near Wilkes Barre, Pennsylvania
Recent Wilkes Barre, Pennsylvania car insurance prices for Jeep, Ford, Nissan , and more.
*Quotes generated for Insurify users in and around Wilkes Barre, Pennsylvania within the last 10 days. Last updated on December 26, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 26, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Wilkes Barre, Pennsylvania within the last 10 days. Last updated on December 26, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 26, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Drivers in Wilkes-Barre pay an overall average of $144 per month for car insurance, similar to Pennsylvania’s state average of $133 per month and lower than the national monthly average of $153. Pennsylvania has a relatively small number of uninsured drivers, which could help keep rates low.
Here’s what you need to know about comparing quotes and saving money on your auto policy in Wilkes-Barre.
Quick Facts
When shopping for cheap car insurance in Wilkes-Barre, you’ll likely find the lowest prices with State Farm, Mile Auto, and Erie.
Full-coverage and liability-only policies cost an average of $169 and $119 per month in Wilkes-Barre.
Pennsylvania is a “choice” no-fault state that allows drivers to use a tort system for additional insurance payouts in some cases.
3 of the cheapest car insurance companies in Wilkes-Barre
Finding the cheapest car insurance will depend on your specific needs. While some companies offer overall lower rates than others, you may find a different company better meets your coverage needs. Taking time to look at your options can help you make an educated decision that helps you save money and get the best coverage possible.
Here are a few of the cheapest policies available for drivers in Wilkes-Barre based on different situations.
Insurance Company
▲▼
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
▲▼
Full Coverage
▲▼
Liability Only
▲▼
Best For
▲▼
State Farm
9.3
$110
$51
Cheap rates
Travelers
9.0
$165
$77
Teen drivers
Foremost
7.4
$224
$84
Drivers with an accident
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$55/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$119/mo
4.2
Best choiceBased on 9,279 verified guest reviews and ratings
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (5,097)
Roy
December 25, 2024
Verified Review
My State Farm
Know the coverages you need for auto and home.
Andrew
December 24, 2024
Verified Review
Drive Sensors are a Scam
Their 'Drive Safe and Save' setup is a scam that kills my discount. No matter how gently I brake, it registers it as a hard brake. Even when I present them with dash cam video that has the same timestamp and GPS location, they claim their inexpensive device is more accurate than my high-end dash cam.
Mary
December 23, 2024
Verified Review
Rob Becker State Farm is Perfect!
Rob Becker is wonderful! He always answers my calls and provides excellent service. My car has never been in better hands!
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
A well-established company in the insurance industry, State Farm provides some of the cheapest auto coverage in Wilkes-Barre. The company offers standard auto coverage options as well as some additional insurance products. State Farm advertises 10 available discounts for customers to save with, too.
Pros
AM Best financial strength rating of A++ (Superior)
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.0 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$83/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$179/mo
4.7
Best choiceBased on 773 verified guest reviews and ratings
How drivers feel about Travelers
Drivers appreciate the lowest prices, excellent service, and responsive call centers but dislike the rising premiums and poor claims handling.
AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
Gap insurance
Rideshare coverage
How drivers feel about Travelers
Drivers appreciate the lowest prices, excellent service, and responsive call centers but dislike the rising premiums and poor claims handling.
AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
Gap insurance
Rideshare coverage
Reviews (400)
Sheri
December 24, 2024
Verified Review
Pay A Bit More for Peace of Mind
We have full coverage, including a glass policy and roadside assistance. We had a not-at-fault collision out of state. Travelers handled the claim with the other driver's insurance. Everything went smoothly. My policy amount has increased each year, as have others. I could not find a cheaper policy with the coverage I want.
Larry
December 14, 2024
Verified Review
Bye
It's very hard to file a claim. You have to take all kinds of pictures.
Joan
December 13, 2024
Verified Review
Not Recommended: Travelers Insurance
Their prices are outrageous. I have been with them for 10 years without any accidents. The customer service representatives can barely speak English and don't offer solutions.
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
829
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.94
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
Travelers offer policies for home, auto, renters, and recreation vehicles. The company offers competitive rates, even for drivers with spotty records. And eligible teenagers can earn good student, student away-at-school, and driver training discounts.
Pros
Lower rates than national average
At least 12 available discounts
Cons
Many negative reviews online
Low Better Business Bureau (BBB) ratings
Best insurer for drivers with an accident: Foremost
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
7.4 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$89/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$224/mo
3.6
A solid optionBased on 19 verified guest reviews and ratings
How drivers feel about Foremost
Drivers appreciate the patient customer service and flexible payment options but dislike the roadside service and inconsistent pricing.
AI-generated from the text of verified reviews collected by Insurify
Best For
High-risk drivers
Collectible auto coverage
New and financed vehicles
How drivers feel about Foremost
Drivers appreciate the patient customer service and flexible payment options but dislike the roadside service and inconsistent pricing.
AI-generated from the text of verified reviews collected by Insurify
Best For
High-risk drivers
Collectible auto coverage
New and financed vehicles
Reviews (12)
Kenneth
November 19, 2024
Verified Review
Not Worth It
They are not satisfactory. I have never made a claim, yet they raised my rate by 400 dollars. The coverage they provide is also insufficient. They are not worth it.
Barbara
October 22, 2024
Verified Review
Foremost Takes Care of My Home
I haven't had much contact with Foremost, but the interactions I've had have been very good and professional.
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NR
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.4
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A
Why we picked this company
Founded in 1952, Foremost initially offered insurance for mobile homes. Farmers Insurance purchased Foremost in 2000, which allowed Foremost to expand its services. The company now offers a wide range of insurance products, including mobile home insurance, auto insurance, and commercial auto products for small businesses.
Pros
AARP-endorsed mobile home and motorcycle coverage
Provides coverage for drivers who may otherwise have a tough time finding a policy
Cons
Frequent customer complaints about claim processing timelines
Auto insurance quotes not available online
How to get the cheapest car insurance in Wilkes-Barre
When you’re looking for cheap car insurance, you should consider a few different ways you can save money. Beginning the shopping process with some knowledge can help you get the best deal for the coverage you need.
Insurers consider several factors when determining insurance rates, including your driving record, age, location, vehicle type, and average mileage. For example, drivers in urban areas may pay elevated rates because accidents occur more frequently in heavy traffic.
If you want to save money on car insurance, try the following tactics:
Compare rates from multiple companies. Look at different rates and coverage types from at least three companies. Comparing rates helps ensure you get the best coverage for your needs.
Look for discounts through work or school. Check with your employer to see if it partners with specific companies for discounted policies. If you’re a student with good grades, you may also qualify for lower rates.
Improve your credit score. Insurance companies may use your credit history when determining your rates. You can improve your credit score by paying off debt, reducing your debt-to-income ratio, and paying your bills on time.
Find Cheap Car Insurance in Wilkes-Barre
Liability rates start at $55 per month
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Cheapest liability-only car insurance in Wilkes-Barre: State Farm
Liability insurance is often the cheapest coverage option for drivers. If you have a loan on your vehicle or are leasing it, your lender or leasing company will require you to purchase full coverage. Liability insurance provides coverage for the other driver and their property if you cause injury or damage in an at-fault accident. It doesn’t cover you, your passengers, or your vehicle in an accident.[1] Liability-only policies typically work best for drivers with older, less-expensive, and paid-off vehicles.
In Wilkes-Barre, the average cost of liability-only insurance is $119 per month. The table below provides a list of insurance companies that offer the cheapest liability rates.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Average Monthly Quote
▲▼
State Farm
$55
Mile Auto
$57
Erie
$64
Auto-Owners
$68
National General
$71
Plymouth Rock
$71
Travelers
$83
GEICO
$86
Progressive
$87
Foremost
$89
Allstate
$96
Safeco
$102
Direct Auto
$103
The General
$103
Nationwide
$109
USAA
$113
Chubb
$130
Bristol West
$135
Dairyland
$138
CSAA
$145
State Auto
$150
Liberty Mutual
$174
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Wilkes-Barre: Mile Auto
Full-coverage insurance provides the most coverage for your vehicle and passengers in an accident. This coverage includes collision insurance and covers both personal costs and costs to other parties. A full-coverage policy with comprehensive coverage also provides additional protections against damages from storms, debris, theft, or vandalism.
Monthly, Wilkes-Barre drivers pay an average of $169 for full-coverage policies.
If you lease or finance your car, your lender may require you to maintain a full-coverage policy until you pay off your vehicle. You also may want to consider a full-coverage policy to protect against costs associated with an accident if you don’t have the cash on hand to replace your vehicle. Find which insurance companies offer the cheapest rates for full coverage in the table below.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Average Monthly Quote
▲▼
Mile Auto
$80
State Farm
$119
Erie
$138
Plymouth Rock
$145
Auto-Owners
$150
National General
$168
Safeco
$171
GEICO
$179
Travelers
$179
Progressive
$182
CSAA
$191
Allstate
$202
Direct Auto
$205
Foremost
$224
Nationwide
$231
Liberty Mutual
$234
USAA
$235
Bristol West
$251
Infinity
$258
The General
$263
Chubb
$274
Dairyland
$319
State Auto
$327
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Wilkes Barre, Pennsylvania
Recent Wilkes Barre, Pennsylvania car insurance prices for Nissan, Dodge, Honda , and more.
*Quotes generated for Insurify users in and around Wilkes Barre, Pennsylvania within the last 10 days. Last updated on December 26, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 26, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Wilkes Barre, Pennsylvania within the last 10 days. Last updated on December 26, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 26, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Pennsylvania
Like most states, Pennsylvania requires drivers to maintain a minimum amount of liability coverage for their vehicle. If you’re pulled over without insurance, you’ll have to pay a fee of at least $300 and could face a license suspension. In addition to bodily damage and property damage liability, Pennsylvania drivers must pay for medical benefits coverage.
Medical benefits coverage pays for medical expenses for you and anyone else covered under your policy after an accident, regardless of fault.[2]
Pennsylvania is a choice no-fault state, which means drivers can decide whether they want to purchase tort coverage to help them get additional payouts from a driver responsible for an accident.
Coverage
▲▼
Minimum Requirements
▲▼
Bodily injury liability
$15,000 per person / $30,000 per accident
Property damage liability
$5,000 per accident
Medical benefits
$5,000 per accident
Optional coverages typically available in Pennsylvania include:
Uninsured/underinsured motorist (UM/UIM) coverage
This provides coverage to you and your passengers if you face injury from an accident caused by an uninsured or underinsured driver. UM/UIM stacking allows you to purchase uninsured and underinsured motorist coverage for multiple vehicles on one policy.
Income loss
This pays a portion of lost wages due to injuries from an auto accident preventing you from working.
Collision coverage
This coverage pays for repairs to your vehicle following an auto accident or collision with another object.
Comprehensive coverage
This covers costs associated with non-collision incidents, including damage from fire, vandalism, natural disaster, and more.[3]
Extraordinary medical benefits
This offers coverage for medical and rehabilitation costs that exceed $100,000.
Cheapest car insurance for drivers with an incident
Drivers with incidents on their record could pay a higher rate than drivers with a clean record. Insurers view drivers with a history of claims and incidents — like at-fault accidents, speeding tickets, DUIs, and other moving violations — as higher risk. Other events, like accidents you didn’t cause or parking tickets, don’t have much of an effect.
The type of incident on your record can affect how much your rate increases.
Find Car Insurance in Wilkes-Barre
Monthly rates start at $65 for drivers with an incident
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Cheapest car insurance for drivers with speeding tickets: Mile Auto
Drivers with a speeding ticket may pay slightly higher rates than drivers with a clean record. A history of speeding tickets could indicate to insurance companies that you’re a higher risk to insure.
Wilkes-Barre drivers with a ticket pay a monthly average of $146 and $208 for liability and full-coverage car insurance. The liability rates below are slightly higher than what a driver with a clean record would pay for the same policy.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Clean Driving Record
▲▼
With Speeding Ticket
▲▼
State Farm
$55
$66
Erie
$64
$80
Auto-Owners
$68
$84
National General
$71
$86
Plymouth Rock
$71
$92
Travelers
$83
$102
GEICO
$86
$104
Progressive
$87
$105
Foremost
$89
$117
Allstate
$96
$116
Safeco
$102
$125
Direct Auto
$103
$125
The General
$103
$128
Nationwide
$109
$134
USAA
$113
$137
Chubb
$130
$160
Bristol West
$135
$165
Dairyland
$138
$167
CSAA
$145
$180
State Auto
$150
$197
Liberty Mutual
$174
$228
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: Mile Auto
Insurance companies view drivers with an accident on their record as a higher-risk driver more likely to file future claims. If you have an accident, you’ll likely receive points on your driving record and see increased rates compared to drivers with clean records.
Drivers in Wilkes-Barre with an accident on their record pay an average of $157 per month for liability-only car insurance and $223 per month for full coverage.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Clean Driving Record
▲▼
With Accident
▲▼
State Farm
$55
$71
Erie
$64
$85
Auto-Owners
$68
$89
National General
$71
$92
Plymouth Rock
$71
$98
Travelers
$83
$108
GEICO
$86
$112
Progressive
$87
$114
Foremost
$89
$123
Allstate
$96
$124
Safeco
$102
$132
Direct Auto
$103
$137
The General
$103
$137
Nationwide
$109
$143
USAA
$113
$147
Chubb
$130
$169
Bristol West
$135
$175
Dairyland
$138
$177
CSAA
$145
$196
State Auto
$150
$211
Liberty Mutual
$174
$241
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI: State Farm
You’ll pay a significantly higher rate for insurance if you have a DUI In Pennsylvania, and you’ll also likely face license suspension or temporary revocation.
Though Pennsylvania doesn’t require SR-22 policies for drivers with a DUI conviction, the state does have strict laws that include fines, license suspension, probation, and mandatory alcohol treatment programs.[4] Drivers in Wilkes-Barre with a DUI pay a monthly average of $181 for liability policies and $257 for full coverage.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Clean Driving Record
▲▼
With DUI
▲▼
State Farm
$55
$87
Erie
$64
$101
Auto-Owners
$68
$108
National General
$71
$112
Plymouth Rock
$71
$112
Travelers
$83
$131
GEICO
$86
$136
Progressive
$87
$138
Foremost
$89
$141
Allstate
$96
$152
Safeco
$102
$145
Direct Auto
$103
$163
The General
$103
$163
Nationwide
$109
$173
USAA
$113
$179
Chubb
$130
$206
Bristol West
$135
$214
Dairyland
$138
$219
CSAA
$145
$206
State Auto
$150
$238
Liberty Mutual
$174
$276
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: State Farm
Insurance companies consider your age when determining your auto premium. Costs generally decrease for drivers with age. In particular, you tend to benefit from low rates at age 35 and beyond until you reach 70. Senior drivers have higher crash death rates per mile driven, as well as potential physical barriers.[5]
Though senior drivers face slightly increased rates, you can still find affordable auto coverage. Senior drivers in Wilkes-Barre pay an overall average of $115 per month for car insurance.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Full Coverage
▲▼
Liability Only
▲▼
Mile Auto
$59
$42
State Farm
$91
$42
Erie
$104
$48
Plymouth Rock
$110
$54
Auto-Owners
$116
$53
National General
$126
$53
Progressive
$129
$62
Travelers
$137
$64
GEICO
$140
$67
CSAA
$143
$108
Safeco
$144
$86
Direct Auto
$156
$78
Allstate
$159
$76
Nationwide
$169
$80
Foremost
$176
$70
USAA
$184
$89
Liberty Mutual
$192
$143
Chubb
$196
$93
Bristol West
$197
$106
The General
$208
$82
State Auto
$240
$110
Dairyland
$250
$108
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: State Farm
Insurance rates for teen drivers are much higher than premiums for older drivers since younger drivers are less experienced and statistically more likely to get into accidents.
Average policies for teen drivers in Wilkes-Barre cost $234 per month. Teens may qualify for lower rates by staying on their parents’ insurance (including when they head off to college). Additionally, teens can save money by opting for a safer vehicle, completing approved driver education courses, and getting good grades in school.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Full Coverage
▲▼
Liability Only
▲▼
State Farm
$201
$93
Erie
$227
$105
Auto-Owners
$246
$112
Plymouth Rock
$259
$127
GEICO
$281
$135
CSAA
$300
$228
Progressive
$313
$149
Safeco
$319
$190
Travelers
$319
$148
National General
$325
$137
Allstate
$355
$169
Direct Auto
$368
$185
USAA
$387
$186
Foremost
$391
$155
Liberty Mutual
$392
$292
Nationwide
$398
$188
The General
$408
$160
Bristol West
$414
$223
Dairyland
$502
$217
Chubb
$518
$246
State Auto
$571
$262
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Find Car Insurance in Wilkes-Barre
Check quotes from 100+ top insurance companies
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Wilkes-Barre car insurance quotes by credit tier
Pennsylvania allows insurance companies to use your credit history when initially determining your premium. Insurers can also use your credit history when you renew your policy, but only if doing so reduces your rates.[6]
Your credit score can affect your insurance rates because insurance companies may view your credit history as an indicator of your likelihood of filing claims. Drivers with excellent or good credit typically earn lower rates than people with poor credit.
The chart below shows the average rates drivers in Wilkes-Barre pay for full-coverage auto policies based on credit tier. The rates may vary depending on where you live and what insurance company you receive coverage from.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Wilkes-Barre?
On average, drivers in Wilkes-Barre pay $119 per month for liability insurance and $169 for full-coverage insurance. In comparison to the state average — with monthly average rates of $93 for liability only and $174 for full coverage — Wilkes-Barre drivers pay a similar amount.
Auto rates within Pennsylvania may also vary based on where you live. For example, drivers in Wilkes-Barre pay less than drivers in Philadelphia, Pittsburgh, Reading, and Allentown, on average. Wilkes-Barre may have lower auto rates than other areas of the state since the community has a population of just under 45,000.
More cities in Pennsylvania
Here’s how the average cost of car insurance in Wilkes-Barre compares to other Pennsylvania cities.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Wilkes-Barre car insurance FAQs
Finding the right car insurance takes a little time. The following information should help you navigate the process of finding car insurance in Wilkes-Barre.
How much is car insurance in Wilkes-Barre?
Wilkes-Barre drivers pay an overall average of $144 per month for car insurance. Full coverage costs $169 per month, and liability coverage costs $119 per month. Your rates will depend on your driving history, age, insurer, coverage, and more.
Which company has the cheapest car insurance in Wilkes-Barre?
State Farm, Mile Auto, and Erie have the cheapest car insurance rates in Wilkes-Barre. Their monthly rates start at $55, $57, and $64.
What are the best car insurance companies in Wilkes-Barre?
With an IQ Score of 9.3 out of 5, the cheapest auto rates by coverage level, and an AM Best financial strength rating of A++ (Superior), State Farm is the best car insurance company in Wilkes-Barre.
Erie and Travelers also earned high IQ Scores — of 9.0 and 9.0, respectively — and provide quality auto coverage.
Does Pennsylvania ever require SR-22 insurance?
No. Pennsylvania never requires SR-22 insurance, but drivers with a DUI conviction face penalties, including fines, license suspension, probation, and mandatory alcohol-treatment programs. All drivers in the state must maintain the minimum liability insurance.
Do you need a car to get around Wilkes-Barre, Pennsylvania?
Yes. Most people need a car to comfortably get around Wilkes-Barre. The city has some public transportation run by the Luzerne County Transportation Authority, but the routes don’t provide complete access throughout the city.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
Property damage limits between $10,000 and $50,000
No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
Comprehensive coverage with a $1,000 deductible
Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Angela Brown is a freelance writer with 17 years of professional writing and editing experience. She specializes in finance, real estate, and insurance content. Angela uses her experience to create easy-to-understand content that helps consumers understand tough topics better. When she’s not working, she enjoys spending time with her family and planning vacations.
Angela has been a contributor at Insurify since October 2022.
Edited byKatie PowersAuto and Life Insurance Editor
Katie PowersAuto and Life Insurance Editor
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Clinical Professor of Finance, University of San Diego
Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.
)
)
){kind=small}
){kind=small}
){kind=small}
)
)
){kind=small}
){kind=small}
)
)
)
)
)
)
)
)
)