Best Car Insurance Companies in Oregon 2023 | Quotes, Discounts

From the rocky shores of the coast to the snow-capped mountains, Oregon offers a picturesque view from nearly any road. But before you get behind the wheel, it’s important to ask yourself if you have the right auto insurance for your needs. If not, there’s one place you can find the best Oregon car insurance in just a matter of minutes.

By comparing real-time quotes from a range of insurance providers, Insurify helps Oregonians discover the best rates for their unique driving needs. Simply answer a few questions about your vehicle, your driving history, and where you live, and Insurify does the rest! Oregon drivers can save time and money by shopping online for auto insurance with Insurify.

Best Car Insurance Companies 2022

Shopping for car insurance quotes doesn’t have to be challenging, as Oregon offers a number of affordable insurance coverage options. If you’re looking to make a change to your coverage, keep reading to learn more about the best car insurance companies in Oregon.

Insurify Composite Score Methodology

The Insurify Composite Score is a proprietary rating calculated by a team of data scientists at Insurify, weighing multiple factors that reflect the quality, reliability, and health of an insurance company.

Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.

Top Car Insurance Companies: Find the Right One for You

Just as every Oregon driver is unique, each motorist in the Beaver State will have specific insurance requirements. You may be after a minimum coverage policy, while your neighbor might prefer full coverage. Whatever preferences you have, the following seven companies are worth checking out when it comes to Oregon auto insurance.

1

Nationwide

Great customer service combined with affordable car insurance rates makes Nationwide a popular insurance provider for Oregonians. Policyholders rave about Nationwide’s easy claims process and love its range of options.

Top discounts that the company offers include:

• Lower rates for vehicles with anti-theft devices

• Savings for members of alumni associations

• A telematics program that rewards good drivers

Nationwide offers some of the cheapest rates in Oregon, particularly if you’re over 60, with premiums that start around $116.

2

Safeco

Motorists looking for full-coverage car insurance at a reasonable rate typically choose Safeco, a provider that’s part of Liberty Mutual. Safeco rewards good driving records with low premiums; however, even high-risk drivers have a wealth of coverage options to consider.

Top discounts that the company offers include:

• Savings when you cover multiple vehicles

• Lower rates after completing an accident prevention course

• Cheaper deductibles each year you remain claim-free

Safeco is considered to be one of the best cheap car insurance options in Oregon, as some of its highest rates are still below $300.

3

Liberty Mutual

Most drivers will find that Liberty Mutual’s premiums tend to fall slightly higher than national average rates, but many motorists don’t mind, as the company is well known for providing excellent customer service.

Top discounts that the company offers include:

• Savings for young drivers away at college

• Lower annual premiums for hybrid or electric vehicles

• Discounts when you opt for paperless billing

Oregon residents looking for a robust auto insurance policy will find affordable rates through Liberty Mutual that range from $124 to $309.

4

Travelers

Ideal for those looking to save money, Travelers provides a wide range of car insurance discounts. Oregon drivers can choose from a variety of coverage limits and deductibles to help keep their car insurance premiums low.

Top discounts that the company offers include:

• Lower auto insurance rates for homeowners

• Multi-car and multi-policy savings

• Discounts for EFT utilization

Travelers provides policies that meet and exceed state minimum requirements, sometimes at rates below $100.

5

National General

With longstanding roots in the auto insurance industry, National General’s premiums are some of the lowest in the state. Motorists with clean driving records appreciate the low rates, while those with a previous DUI can often enroll in affordable coverage as well.

Top discounts that the company offers include:

• Extra savings for drivers who own a GM vehicle

• Lower rates after signing up for OnStar services

• Cheaper prices if you drive fewer than 7,500 miles annually

National General’s rates are usually lowest for those with good credit, safe drivers, and drivers over the age of 60.

6

The General

Acquired by American Family in 2012, The General is best known for helping drivers who have poor credit, have a less-than-great driving record, or are looking for minimum insurance coverage only. Premiums are highest for teen drivers but often become cheaper over time.

Top discounts that the company offers include:

• Savings based on your vehicle’s safety features

• Lower rates when you temporarily double your deductibles

• Discounts for remaining violation-free

The General’s policy options may cost more than others, but some Oregon drivers can enroll in coverage for as little as $214.

7

Direct Auto

Specializing in coverage for high-risk drivers, Direct Auto prides itself on its range of insurance options. With a reputation for stellar customer service and the ability to manage your policy online, Direct Auto is quickly making a name for itself.

Top discounts that the company offers include:

• Substantial discounts for military members

• Lower rates for senior citizens

• Savings when you renew your policy

Young drivers tend to pay higher rates with Direct Auto; however, with an established driving history, premiums may be as low as $91.

Average Monthly Cost of Car Insurance in Oregon

From Portland to Medford, Oregon drivers across the state have a wealth of affordable car insurance options. Rates will vary based on your location, credit score, and more, but you can expect to pay premiums similar to the following:

How to Determine the Best Car Insurance Company for Yourself

Insurify takes the guesswork out of shopping for auto insurance, as Oregon drivers can compare real-time quotes in just a few minutes. Simply provide your vehicle information, driving history, and where you live, and Insurify does the rest.

You can view a range of policies that include robust features like personal injury protection, uninsured motorist coverage, bodily injury liability limits, and more. Once you’ve found the best option for your needs, enrollment takes just a few minutes.

Whether you have a clean driving record or you’ve been in a few car accidents, Insurify can help you save time and money. Now, you can choose from the best car insurance options in Oregon in the time it takes to enjoy your morning cup of coffee!