Cheapest Auto Insurance in Ohio (2025)

The Buckeye State has a particularly affordable car insurance market, largely due to the state’s low population density per square mile.^[1] The average monthly cost of insurance in Ohio is $99 per month, which is lower than the national average of $150 per month.

Mile Auto, State Farm, and Safeco are three of the cheapest companies for car insurance in Ohio, on average. But the best way to find cheap coverage is to compare quotes from multiple companies.

Here’s what you need to know about finding cheap car insurance in Ohio.

3 of the cheapest car insurance companies in Ohio

If you live in the state of Ohio, you can’t drive without auto insurance. Cost is one of the most important factors to consider when looking for car insurance, so you should compare quotes from multiple insurance companies. The best car insurance company for you depends on your situation and needs, so you should also consider your driving record, vehicle type, and more.

You can start your insurance search with three of the top insurers in Ohio below.

Insurance Company	IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	Full Coverage	Liability Only
State Farm	9.3	$72	$51
Mile Auto	8.8	$56	$38
Erie	8.4	$84	$60

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

• How Insurify rates insurance companies

  Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

  We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

  • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
  • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
  • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
  • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
  • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

State Farm

Compare Quotes

User Reviews	4.1 6,043 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.3 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$51/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$72/mo

Hide Details

Driver Reviews

4.1

Best choiceBased on 11,264 verified guest reviews and ratings

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For

Customer service

Competitive rates

Discounts for safe drivers

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For

Customer service

Competitive rates

Discounts for safe drivers

Reviews (6,043)

Duane

July 1, 2025

Verified Review

40+ years says it all!

State Farm has always met my expectations for the 40+ years of service.

Krystal

July 1, 2025

Verified Review

Good

State Farm was my best insurance company, but I couldn't pay my bill because it was too high.

Steven

June 30, 2025

Verified Review

Happy but Broke Now

State Farm is a great company that comes at a premium.

Previous

1234…25

NextSee all State Farm reviews

Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

665

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.84

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

One of the largest insurance companies in the U.S., State Farm has many local branches in Ohio. The company has been selling car, home, and life insurance for more than 100 years. State Farm already offers some of the most affordable auto insurance prices in Ohio, but you can save even more by bundling auto insurance with homeowners insurance.

Pros

• Rideshare coverage available

• AM Best financial strength rating of A++ (Superior)

Cons

• Doesn’t offer gap insurance

• Fewer discounts than some competitors

Mile Auto

Compare Quotes

User Reviews	4.1 45 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	8.8 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$38/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$56/mo

Show Details

Driver Reviews

4.1

Best choiceBased on 119 verified guest reviews and ratings

How drivers feel about Mile Auto

Drivers appreciate the quality service but find the rates high and claim processing slow.

AI-generated from the text of verified reviews collected by Insurify

Best For

Low-mileage drivers

Senior drivers

Cheap full coverage

How drivers feel about Mile Auto

Drivers appreciate the quality service but find the rates high and claim processing slow.

AI-generated from the text of verified reviews collected by Insurify

Best For

Low-mileage drivers

Senior drivers

Cheap full coverage

Reviews (45)

Arthur

June 29, 2025

Verified Purchase

Excellent

Good rates based on mileage!

Monica Jo

June 22, 2025

Verified Review

Inexpensive, but No Full Coverage

If you drive a lot, this isn't the insurance for you! They charge per mile.

Betty

June 11, 2025

Verified Purchase

Loving it with bumps...

I really don't know what my policy covers. I know I get liability insurance. I love the rates, making car insurance not such a burden on a fixed income. I have troubles here and there with my phone being out of memory, and the office will have to accept my odometer reading text message. But that's my fault; I guess I need a memory card or SD card. But I love Mile Auto.

Previous

1234…15

NextSee all Mile Auto reviews

Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

NR

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

2.18

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

NR

Why we picked this company

If you don’t drive a lot and want to reduce your car insurance costs, you might consider Mile Auto. Around 15% of Ohioans work remotely. Remote workers can likely save on pay-per-mile auto insurance.^[3] The company calculates pay-per-mile insurance using a base rate and a per-mile rate. If you buy pay-per-mile insurance from Mile Auto, you only pay for what you use. This allows people who drive 10,000 miles or less per year to save.

Pros

• Vehicle storage insurance available

• Low rates for low-mileage drivers

Cons

• Doesn’t offer discounts

• No available bundles

Erie

Compare Quotes

User Reviews	4.0 184 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	8.4 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$60/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$84/mo

Show Details

Driver Reviews

4.0

Best choiceBased on 349 verified guest reviews and ratings

How drivers feel about Erie Insurance

Customers appreciate the insurer’s excellent customer service and quick claim handling but are dissatisfied with the unexpected and unexplained rate increases. Some also found the policy details hard to understand.

AI-generated from the text of verified reviews collected by Insurify

Best For

High customer satisfaction

Competitive rates

Optional coverages

How drivers feel about Erie Insurance

Customers appreciate the insurer’s excellent customer service and quick claim handling but are dissatisfied with the unexpected and unexplained rate increases. Some also found the policy details hard to understand.

AI-generated from the text of verified reviews collected by Insurify

Best For

High customer satisfaction

Competitive rates

Optional coverages

Reviews (184)

David

June 19, 2025

Verified Review

Searching for lower costs

Cheapest as far as cost so far.

Thomas

June 2, 2025

Verified Review

Average

I had full coverage on two cars. When I switched to one car, I had to pay more.

Mark

May 25, 2025

Verified Review

Excellent

A good but expensive insurance.

Previous

1234…25

NextSee all Erie Insurance reviews

Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

710

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.68

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A+

Why we picked this company

Founded in 1925, Erie is the 13th-largest private passenger insurer by market share in Ohio.^[4] Erie offers several add-on insurance products, including roadside assistance, rental car insurance, personal items, auto glass repair, locksmith services, and pet injury coverage. In addition to car insurance, Erie offers home, life, and business insurance.

Pros

• AM Best financial strength rating of A+ (Superior)

• Rate Lock feature can help you avoid car insurance increases

Cons

• Online policy purchasing and claim filing not available

• No usage-based car insurance

How to get the cheapest car insurance in Ohio

The amount you pay for car insurance depends on a variety of factors, including your age, gender, ZIP code, driving record, the type and amount of insurance you want, and the car you drive.^[5] Though you can’t control many of the factors that affect rates, you can take certain steps to earn cheaper coverage.

To keep your insurance as cheap as possible, consider the following tips:

• Compare quotes. If you want to find the best price and auto coverage fit in Ohio, you should compare quotes from multiple insurance companies.

• Bundle coverage. Most insurers offer opportunities to bundle different insurance products. For example, you can earn a discount for bundling your auto and home or renters insurance.

• Maintain a clean driving record. The better your record, the less you’ll pay for car insurance. Avoid serious traffic violations by practicing safe driving habits and using caution on the road.

Low-cost car insurance in Ohio

Ohio’s car insurance premiums were one of the fastest-rising in 2023, according to Insurify’s data. But if you live in Ohio, you can still find low-cost car insurance by comparing quotes between different companies before buying a policy. By comparing quotes, you can find the best combination of premiums, discounts, and a cheaper policy.

Ohio doesn’t have a state-funded program to provide low-income drivers with a cheaper option. 

Find Cheap Car Insurance in Ohio

Liability coverage averages $73 per month

Enter your ZIP codeView My Quotes

Secure. Free. Easy-to-use.

Based on 3,806+ reviews

4.8/5

Cheapest liability-only car insurance quotes in Ohio: Mile Auto

Liability insurance coverage includes bodily injury insurance and property damage insurance. Bodily injury covers injuries that you, or anyone on your policy, cause to someone else. Property damage insurance pays for damages you cause to another driver’s vehicle.^[6] Most states, including Ohio, require you to have minimum coverage for liability insurance.

The average cost of liability car insurance in Ohio is $73 per month.

The following chart provides the cheapest liability-only quotes from Ohio car insurance companies.

Cheapest full-coverage car insurance quotes in Ohio: Mile Auto

While liability-only insurance covers injuries and damages to other drivers, a full-coverage auto insurance policy covers damages to your vehicle. Full-coverage insurance includes collision and comprehensive coverage.

Collision coverage reimburses you for your vehicle damage following an accident with another car or object. Comprehensive insurance provides coverage against theft and damage caused by non-accident events, including fire, flood, and vandalism.

On average, Ohio drivers pay $126 per month for full-coverage insurance.

Check out the chart below for the average full-coverage insurance quotes in the state of Ohio.

Car insurance requirements in Ohio

Ohio car insurance laws require drivers to have insurance or proof of financial responsibility (FR). You must either obtain the minimum insurance requirements or apply for a bond or post collateral. If you purchase insurance, you must have bodily injury and property damage liability coverage.

If you want to get a bond or post collateral instead of getting insurance, you need the following:

• Certificate from the Ohio Bureau of Motor Vehicles (BMV) indicating you have government bonds for $30,000 on deposit with the Ohio Treasurer of the State

• Certificate of bond issued by the BMV for $30,000 signed by two people who own real estate having equity of at least $60,000

• Certificate of self-insurance from the BMV for people with more than 25 vehicles registered in their name or a company’s name

• $30,000 bond issued by an authorized surety or insurance company^[7]

Here are the state’s specific auto coverage requirements:

Coverage	Minimum Requirements
Bodily injury liability	$25,000 per person / $50,000 per accident
Property damage liability	$25,000 per accident

To make sure you have enough vehicle protection, you have the option to purchase additional coverages.

Common add-ons include:

• 

  Medical payments coverage

  Medical payments coverage pays for medical bills for you and your passengers. It can also cover lost wages.

• 

  Collision coverage

  In the event of a collision with another vehicle or object, collision coverage kicks in to pay for vehicle repair or replacement.

• 

  Comprehensive coverage

  Comprehensive insurance offers coverage from theft and damage from non-collision-related events, including fire, flood, hail, or a falling tree.

• 

  Uninsured/underinsured motorist coverage

  Uninsured/underinsured motorist coverage protects you if a driver without sufficient coverage causes an accident.

Cheapest car insurance companies in Ohio for drivers with an incident

On average, Ohio drivers with a past incident pay $117 per month for car insurance.

A driving incident can include speeding tickets, driving under the influence (DUI) charges, at-fault accidents, and other moving violations. When determining the cost of car insurance, your insurer will consider your driving record as a major factor. The cleaner your record, the lower your premiums.

If you have several incidents, you can expect your premiums to increase. The amount your insurance will increase can vary between insurance companies and depend on the severity and frequency of your incidents.

Shop for Car Insurance in Ohio

Monthly liability rates start at $43 for drivers with an incident

Enter your ZIP codeGet My Quotes

Secure. Free. Easy-to-use.

Based on 3,806+ reviews

4.8/5

Cheapest car insurance quotes for drivers with a speeding ticket: Mile Auto

Having speeding tickets on your driving record can result in higher auto insurance rates. Ohio drivers have the option of enrolling in a remedial driving instruction course. Completion of the course can remove two demerit points from your record.^[8]

Ohio drivers with a past speeding ticket pay an average of $122 per month for car insurance. The table below includes the cheapest car insurance for Ohio drivers with a past speeding ticket.

The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Avg. Quote With Clean Driving Record	Avg. Quote With Speeding Ticket
Mile Auto	$38	$45
State Farm	$51	$62
Safeco	$59	$74
Auto-Owners	$60	$74
Erie	$60	$77
Progressive	$61	$75
CSAA	$62	$77
The General	$63	$82
USAA	$66	$81
GEICO	$66	$83
Commonwealth Casualty	$71	$89
Root	$72	$94
American Family	$74	$92
Nationwide	$76	$94
Bristol West	$83	$103
Direct Auto	$86	$106
Clearcover	$90	$115
Dairyland	$92	$113
National General	$94	$115
Hugo	$104	$128
GAINSCO	$109	$128
Allstate	$113	$138
Liberty Mutual	$120	$150
Travelers	$122	$151
Farmers	$126	$155
Foremost	$143	$179
State Auto	$173	$215

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance quotes for drivers with an at-fault accident: Mile Auto

If you cause a car accident and have to file a claim, your insurance rates will increase. How much they go up can vary between insurance companies. The increase will typically stay on your premium for three years after filing the claim.

On average, Ohio drivers with a past at-fault accident pay $128 per month for auto coverage. Use the table below to start your search for the cheapest car insurance rates for drivers with an at-fault accident in Ohio.

The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Avg. Quote With Clean Driving Record	Avg. Quote With Accident
Mile Auto	$38	$49
State Farm	$51	$65
Safeco	$59	$80
Auto-Owners	$60	$77
Erie	$60	$75
Progressive	$61	$79
CSAA	$62	$84
The General	$63	$84
USAA	$66	$84
GEICO	$66	$79
Commonwealth Casualty	$71	$91
Root	$72	$92
American Family	$74	$95
Nationwide	$76	$98
Bristol West	$83	$107
Direct Auto	$86	$113
Clearcover	$90	$130
Dairyland	$92	$118
National General	$94	$119
Hugo	$104	$135
GAINSCO	$109	$136
Allstate	$113	$144
Liberty Mutual	$120	$156
Travelers	$122	$157
Farmers	$126	$162
Foremost	$143	$186
State Auto	$173	$224

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance quotes for drivers with a DUI: Mile Auto

If you have a record of operating a vehicle while impaired (OVI) — including driving under the influence (DUI) or driving while impaired (DWI) — insurers will view you as a high-risk driver. A drunk driving incident can seriously affect your insurance premiums.

In many cases, your insurance company may even decide not to renew your insurance policy after a DUI. You can also face harsh consequences, including license suspension, high fees, and imprisonment.

The overall average cost of insurance for a driver with a past DUI in Ohio is $121 per month. Find the cheapest auto insurance companies for drivers with a DUI in the table below.

The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Avg. Quote With Clean Driving Record	Avg. Quote With DUI
Mile Auto	$38	$51
State Farm	$51	$68
Safeco	$59	$83
Auto-Owners	$60	$81
Erie	$60	$81
Progressive	$61	$75
CSAA	$62	$83
The General	$63	$85
USAA	$66	$89
GEICO	$66	$89
Commonwealth Casualty	$71	$95
Root	$72	$97
American Family	$74	$99
Nationwide	$76	$102
Bristol West	$83	$111
Direct Auto	$86	$115
Clearcover	$90	$121
Dairyland	$92	$123
National General	$94	$126
Hugo	$104	$140
GAINSCO	$109	$146
Allstate	$113	$152
Liberty Mutual	$120	$161
Travelers	$122	$164
Farmers	$126	$169
Foremost	$143	$192
State Auto	$173	$232

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance quotes for seniors: Mile Auto

Your age is one of the most significant factors insurance companies use to determine premiums.

Drivers between 30 and 69 tend to earn rates that decrease with age and experience. Once drivers hit retirement age, they typically benefit from some of the lowest average rates by driver age. On average, senior drivers pay $82 per month for car insurance.

Around age 70, rates start to increase again for senior drivers due to aging-related risk factors. Older drivers are more susceptible to injury and medical complications if involved in a crash.

The table below lists the Ohio insurance companies offering the best coverage options for seniors.

The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
Mile Auto	$29	$42
State Farm	$39	$55
Erie	$46	$64
Auto-Owners	$47	$66
CSAA	$48	$82
Safeco	$50	$84
The General	$50	$99
Progressive	$51	$84
GEICO	$51	$71
USAA	$52	$74
Commonwealth Casualty	$56	$150
Nationwide	$57	$80
American Family	$58	$81
Root	$60	$108
Direct Auto	$67	$97
Bristol West	$67	$153
National General	$71	$112
Dairyland	$74	$181
Clearcover	$77	$138
GAINSCO	$89	$186
Allstate	$90	$126
Travelers	$95	$133
Farmers	$98	$136
Liberty Mutual	$99	$151
State Auto	$130	$183

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance quotes for teens: Mile Auto

Teen drivers pay some of the highest insurance rates. The risk of a crash is highest among teens between the ages of 16 and 19 compared to any other age group. Car crashes are the leading cause of death for teens in the U.S.

Teenagers in Ohio pay $218 per month for car insurance, on average.

Young drivers can save on coverage by earning discounts for maintaining good grades or completing an approved driver training course, increasing their deductible, driving a safe car, and joining their parents’ existing car insurance policy.

Check out the table below to compare companies that offer the lowest rates for teens.

The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Liability Only	Average Quote: Full Coverage
Mile Auto	$85	$125
State Farm	$105	$149
CSAA	$118	$204
The General	$119	$236
Auto-Owners	$119	$166
Erie	$124	$173
GEICO	$129	$180
Safeco	$131	$218
USAA	$132	$186
Progressive	$134	$222
Root	$137	$248
Commonwealth Casualty	$142	$382
American Family	$150	$209
Nationwide	$160	$225
Bristol West	$163	$374
Dairyland	$169	$416
Clearcover	$177	$317
Direct Auto	$184	$268
National General	$208	$327
GAINSCO	$223	$464
Liberty Mutual	$237	$364
Allstate	$241	$337
Farmers	$261	$364
Travelers	$262	$367
State Auto	$446	$626

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Ohio car insurance quotes by credit tier

The state of Ohio allows insurers to consider credit history information when setting rates, though it has certain protections regarding how companies can use this information. For instance, Ohio insurance companies can’t use a credit-based insurance score as the only factor in determining premiums.

Insurers typically view drivers with excellent or good credit histories as lower-risk drivers than people with poor credit histories. Drivers with excellent credit typically earn lower car insurance rates.

The table below provides average monthly quotes for a full-coverage policy by credit tier.

Find Car Insurance in Ohio

Insurify partners with 120+ top insurers for accurate quotes

Enter your ZIP codeView My Quotes

Secure. Free. Easy-to-use.

Based on 3,806+ reviews

4.8/5

Car insurance quotes in Ohio cities

Car insurance rates in Ohio vary widely depending on the city and ZIP code in which you live. The table below gives a closer look at how much you can expect to pay for car insurance in Ohio, based on where you live. 

Ohio car insurance FAQs