Cheap Auto Insurance Quotes in Brentwood, NY (2021)

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Car Insurance in Brentwood, NY

The average cost of New York car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Brentwood, NY to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$120
$148
$190
GEICOProgressiveState Farm
Monthly $

Cheapest Car Insurance in Brentwood, NY

Here are the cheapest carriers in Brentwood for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$218
$181
$204
$366
$186
$153
New YorkNew YorkBrooklynBronxStaten IslandBrentwood
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Brentwood, NY Driving Facts

new-york

Minimum Car Insurance Requirements in NY

The state of New York requires all motor vehicle operators to have proof of insurance available in the car at all times. The minimum bodily injury liability insurance requirements in New York are:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident

Bodily injury liability coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits New York state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

The minimum property damage liablilty insurance requirements in New York are: 

  • $10,000 property damage liability per accident

Property damage liability coverage pays for any property that you damage in an accident. The state of New York requires $10,000 for the minimum. You’ll see the collective state minimum listed at 25/50/10. The second 10 refers to the property damage liability. Once again, any damages above the $10,000 are your responsibility.

  • $50,000 personal injury protection (PIP) per person per accident

New York is a no-fault state, so Personal Injury Protection (also called no-fault insurance) is a mandatory coverage for all drivers. New York PIP covers you, your immediate family, and your passengers for economic losses, medical costs, and death benefits regardless of fault. The state requires $50,000 for the minimum.

What happens if a driver hits you without insurance or enough insurance to pay for your damages? The state requires uninsured motorist coverage and underinsured motorist coverage:

  • $25,000 uninsured/underinsured motorist bodily per person
  • $50,000 uninsured/underinsured motorist bodily per accident

Uninsured motorists bodily injury pays your medical expenses if you’re injured by a hit-and-run driver or one who has no insurance.

Underinsured motorist bodily injury pays your medical expenses if you’re hit by someone who does not have high enough policy limits to cover your costs.

Find local Brentwood agents

All Your Insurance Needs Arvy Insurance
1632 Brentwood Rd, Brentwood, NY 11717
Anistef Insurance
1007 Suffolk Ave # 1, Brentwood, NY 11717
GEICO Insurance Agent
662 Commack Rd, Commack, NY 11725
Jay Tee Insurance
1655 5th Ave A, Bay Shore, NY 11706
Steven Grosse: Allstate Insurance
651 Suffolk Ave, Brentwood, NY 11717
Apple Insurance Agency
746 Suffolk Ave, Brentwood, NY 11717
DCAP Insurance
779 Suffolk Ave, Brentwood, NY 11717
Fiesta Insurance
59 Wicks Rd, Brentwood, NY 11717
All Your Insurance Needs Arvy Insurance
1632 Brentwood Rd, Brentwood, NY 11717
Steven Grosse: Allstate Insurance
651 Suffolk Ave, Brentwood, NY 11717

Insurify Insights: How Brentwood Drivers Measure Up

honda
Honda Civic
Most Popular Car in
Brentwood, NY
suspended licenses
#24
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Brentwood drivers measure up to their fellow New York motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Brentwood

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Brentwood drivers rank 17 in the number of car accidents per driver across all cities in New York.

  • Rank within state: #17
  • Percent of drivers in Brentwood with an accident: 9.02%
  • Drivers in Brentwood, NY with an accident in their driving history paid on average 1.19% more than drivers with a clean record

Speeding Brentwood

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in New York, Brentwood drivers rank 25 in the number of speeding infractions per driver.

  • Rank within state: #25
  • Percent of drivers in Brentwood with a speeding ticket: 4.89%
  • Drivers in Brentwood, NY with a speeding ticket in their driving history paid on average 25.22% more than drivers with a clean record

DUI/DWIs Brentwood

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Brentwood drivers rank 12 in the number of DUI’s per driver across all cities in New York.

  • Rank within state: #12
  • Percent of drivers in Brentwood with a DUI: 1.5%
  • Drivers in Brentwood, NY with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Brentwood

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Brentwood is the Honda Civic.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.