Cheap DUI Car Insurance in New Mexico (With Quotes)

Jeanette Wisniewski
Written byJeanette Wisniewski
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Jeanette WisniewskiInsurance Writer

Jeannette Wisniewski is a technology writer whose passion is encouraging people to engage with technology by making it more understandable and more interesting. Though she enjoys writing business copy for a wide range of subjects, she is most inspired by emerging tech and its applications. She is a graduate of San Jose State University, a Georgia Peach at heart, and happy to call Boise, ID home.

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John Leach
Edited byJohn Leach
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John LeachInsurance Content Editor at Insurify

John Leach is an insurance content editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.

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Amber Benka
Reviewed byAmber Benka
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Amber BenkaLicensed Insurance Agent

Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.

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Updated March 9, 2022

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Table of contents

Table of contents

Best DUI Insurance Companies in New Mexico (2022)

For drivers with a DUI or DWI offense in New Mexico, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in New Mexico. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in New Mexico.

CarrierAvg. Monthly Cost
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
GAINSCO$136
Kemper$151
Dairyland Insurance$155
Safeway$161
Travelers$168
Liberty Mutual$168
Hallmark Insurance Company$181
The General$183
American Family Insurance$186
Bristol West$187

DUI Car Insurance Costs in New Mexico

In New Mexico, a DUI or DWI offense will on average have drivers paying $330 per month and $3,960 per year for their car insurance rates.

Compared to drivers with a clean driving record, that is on average an 100% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.

How Much Does a DUI Impact Car Insurance Rates in New Mexico?

If you have a DUI, expect an immediate increase in your car insurance premiums. Though the amount of increase can vary from person to person, averages can guide you in your shopping experience.

The average premium for a DUI driver in New Mexico increases by over 100 percent, to $330.50. That means these motorists shell out $165.50 more per month. Clean-record drivers only pay $165 per month on average.

No Violation - Avg. Monthly Rate
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
After DUI - Avg. Monthly Rate
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Average Percent Increase After DUI
$165$330100.00%

What Are the Average Car Insurance Prices After a DUI in New Mexico?

New Mexico is low on the list of state rankings for insurance costs with a DUI. It ranks 36th. In fact, it's cheaper than every state it borders except Oklahoma.

Drivers with DUIs in New Mexico can expect a monthly premium that averages $330.50. While your cost may be more or less, keeping the average in mind helps insurance shoppers know whether they are in the ballpark when it comes to new quotes.

New Mexico After DUI Avg. Monthly Rate
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Most Expensive State for DUI (1-50)
$33036th

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How Long Is the Lookback Period for a DUI in New Mexico?

The length of time that a drunk driving offense stays on a driver's record is called the lookback period. Lookback periods are established to aid in determining DUI consequences both criminally and administratively.

When you get a DUI in New Mexico, courts look back over your lifetime to see if you have any other DUIs on record. If you do, they can be taken into consideration when courts determine your penalties for the current DUI. This lifetime lookback period is one of the longest in the country. Some states only look back 10 years.

New Mexico DUI Penalties

Drivers who get behind the wheel intoxicated in New Mexico will find themselves swamped with consequences. On top of other penalties, DUI drivers face 90 days in jail and $500 in fines.
Though first, second, and third DUI offenses in New Mexico are misdemeanors, a fourth DUI is considered a felony. These drivers face up to a year in jail and $5,000 in fines.

Top Auto Insurance Companies

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FAQs - New Mexico Car Insurance

  • Why is car insurance so expensive in New Mexico?

    There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Do car insurance rates vary by county in New Mexico?

    Auto insurance costs will vary between locations and insurance carriers, depending on the county New Mexico. Insurify analyzed the latest data for the five most populous cities in New Mexico to find you the cheapest quotes in each of these metropolitan areas.

  • Which providers have the best auto insurance ratings in New Mexico?

    The way to find the carrier with the best auto insurance ratings in New Mexico and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • How much do annual auto insurance rates increase in New Mexico?

    During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

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Methodology

Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.

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Jeanette Wisniewski
Jeanette WisniewskiInsurance Writer

Jeannette Wisniewski is a technology writer whose passion is encouraging people to engage with technology by making it more understandable and more interesting. Though she enjoys writing business copy for a wide range of subjects, she is most inspired by emerging tech and its applications. She is a graduate of San Jose State University, a Georgia Peach at heart, and happy to call Boise, ID home.

Learn More
John Leach
Edited byJohn LeachInsurance Content Editor at Insurify
Photo of an Insurify author
John LeachInsurance Content Editor at Insurify

John Leach is an insurance content editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.

Read Editorial Guidelines

View Full Bio
Amber Benka
Reviewed byAmber BenkaLicensed Insurance Agent
Icon of a woman
Amber BenkaLicensed Insurance Agent

Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.

Read Editorial Guidelines

View Full Bio

Compare Car Insurance Quotes Instantly

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

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