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Cheap Auto Insurance Quotes in Las Vegas, NM (October 2022)
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Edited by Tanveen Vohra | Reviewed by Licensed Insurance Agent, Amber Benka
Updated August 31, 2022
Car Insurance in Las Vegas, NM
The average cost of New Mexico car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Las Vegas, NM to find you the cheapest quotes in the area.
Quick Facts
The average cost of car insurance in Las Vegas is $151 per month, or $1812 annually.
Car insurance in Las Vegas is $5 less than the average cost of car insurance in New Mexico.
The cheapest car insurance provider in Las Vegas on average is Progressive, but you should always compare quotes to find your best personal rate.
Quotes by Top Companies
Progressive$27
State Farm$60
Travelers$106
Nationwide$111
American Family$135
See More:
Cheapest Car Insurance in Las Vegas, NM
The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
| Insurance Provider in Las Vegas | Quotes The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
|---|---|
| Progressive | $27 /mo |
| State Farm | $60 /mo |
| Travelers | $106 /mo |
| Nationwide | $111 /mo |
| American Family | $135 /mo |
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Average Car Insurance Cost
| New Mexico Cities | |
|---|---|
| Albuquerque | $131/mo |
| Las Cruces | $77/mo |
| Rio Rancho | $119/mo |
| Santa Fe | $99/mo |
| Las Vegas | $96/mo |
| New Mexico | $104/mo |
Las Cruces$77
Las Vegas$96
Santa Fe$99
Average for NM$104
Rio Rancho$119
Albuquerque$131
Click here to learn about car insurance quotes and save on your current policy.
Minimum Car Insurance Requirements in New Mexico
All motor vehicles operated or parked on New Mexico roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:
Requested by law enforcement
Renewing vehicle registration
The vehicle is involved in a car accident
The minimum liability insurance requirements for private passenger vehicles in New Mexico[1] are:
$25,000 per person for bodily injury
$50,000 per accident for bodily injury
As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. New Mexico is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.
$10,000 per accident for property damage
If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.
Find local Las Vegas agents
Hub International Insurance Services
518 8th Street,
Las Vegas, NM 87701The Trujillo Agency, LLC
807 North Grand Ave,
Las Vegas, NM 87701Crow Insurance Agency
626 Grand,
Las Vegas, NM 87701-4515Max Trujillo Insurance
1801 7th St,
Las Vegas, NM 87701Farmers Insurance - Adrian Herrera
212 Plaza St,
Las Vegas, NM 87701Rosemarie Montoya - State Farm Insurance Agent
624 University Ave \#200,
Las Vegas, NM 87701Northern Insurance Agency-Allstate
611 National Ave,
Las Vegas, NM 87701Farmers Insurance - Jacqueline Geoffrion
1730 7th St Ste 1,
Las Vegas, NM 87701Farm Bureau Financial Services: JoAnn Alcon-Ortiz
2501 Church St,
Las Vegas, NM 87701
For more detailed New Mexico city level guides, check out these below.
FAQs - Las Vegas, NM Car Insurance
Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.
If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.
Car insurance rates vary by state, driver, and company. Click here to find the cheapest car insurance quotes and companies in your area. If you’re looking for rates tailored to you, use Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts.
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Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.
Insurance Writer
Olivia Oksenhorn is an insurance writer at Insurify. With a special focus in auto insurance and personal finance, Olivia works to help policyholders make informed decisions about their insurance. She received a bachelor's degree from the University of Colorado. Before starting at Insurify, she worked as a writer and in newsrooms and nonprofits across Colorado, including Aspen Public Radio and the Aspen Sojourner. You can connect with Olivia on LinkedIn.
Learn MoreSources
- New Mexico Motor Vehicle Department. "State Minimum Car Insurance Requirements." Accessed May 28, 2022