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Cheap Auto Insurance Quotes in Las Vegas, NM (2023)

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Olivia Oksenhorn
Written by
Olivia Oksenhorn
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Written by
Olivia Oksenhorn
Insurance Writer
Olivia Oksenhorn is an insurance writer at Insurify. With a special focus in auto insurance and personal finance, Olivia works to help policyholders make informed decisions about their insurance. She received a bachelor's degree from the University of Colorado. Before starting at Insurify, she worked as a writer and in newsrooms and nonprofits across Colorado, including Aspen Public Radio and the Aspen Sojourner. You can connect with Olivia on LinkedIn.
Tanveen Vohra
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Tanveen Vohra
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Edited by
Tanveen Vohra
Editorial Manager
Tanveen Vohra is an editorial manager at Insurify specializing in writing about property and casualty insurance. Through her work, Tanveen helps consumers better understand the components of their insurance policies so they can make smarter purchase decisions.Tanveen's work has been cited by CNBC , Fox Business, Business Insider, Fortune, and Market Watch, among others.
Amber Benka
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Amber Benka
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Reviewed by
Amber Benka
Licensed Insurance Agent
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.

Updated August 31, 2022

Car Insurance in Las Vegas, NM

The average cost of New Mexico car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Las Vegas, NM to find you the cheapest quotes in the area.

Quick Facts

  • The average cost of car insurance in Las Vegas is $151 per month, or $1812 annually.

  • Car insurance in Las Vegas is $5 less than the average cost of car insurance in New Mexico.

  • The cheapest car insurance provider in Las Vegas on average is Progressive, but you should always compare quotes to find your best personal rate.

Quotes by Top Companies

Progressive
$27
State Farm
$60
Travelers
$106
Nationwide
$111
American Family
$135

See More:

Cheapest Car Insurance in Las Vegas, NM

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Insurance Provider in Las VegasQuotes The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Progressive$27 /mo
State Farm$60 /mo
Travelers$106 /mo
Nationwide$111 /mo
American Family$135 /mo

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Average Car Insurance Cost

New Mexico Cities
Albuquerque$131/mo
Las Cruces$77/mo
Rio Rancho$119/mo
Santa Fe$99/mo
Las Vegas$96/mo
New Mexico$104/mo
Las Cruces
$77
Las Vegas
$96
Santa Fe
$99
Average for NM
$104
Rio Rancho
$119
Albuquerque
$131

Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in New Mexico

All motor vehicles operated or parked on New Mexico roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

  • Requested by law enforcement

  • Renewing vehicle registration

  • The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in New Mexico[1] are:

  • $25,000 per person for bodily injury

  • $50,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. New Mexico is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

  • $10,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

Find local Las Vegas agents

  • Hub International Insurance Services 

    518 8th Street,
    Las Vegas, NM 87701
  • The Trujillo Agency, LLC 

    807 North Grand Ave,
    Las Vegas, NM 87701
  • Crow Insurance Agency 

    626 Grand,
    Las Vegas, NM 87701-4515
  • Max Trujillo Insurance 

    1801 7th St,
    Las Vegas, NM 87701
  • Farmers Insurance - Adrian Herrera

    212 Plaza St,
    Las Vegas, NM 87701
  • Rosemarie Montoya - State Farm Insurance Agent

    624 University Ave #200,
    Las Vegas, NM 87701
  • Northern Insurance Agency-Allstate

    611 National Ave,
    Las Vegas, NM 87701
  • Farmers Insurance - Jacqueline Geoffrion

    1730 7th St Ste 1,
    Las Vegas, NM 87701
  • Farm Bureau Financial Services: JoAnn Alcon-Ortiz

    2501 Church St,
    Las Vegas, NM 87701
View more

FAQs - Las Vegas, NM Car Insurance

  • Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.

  • If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.

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  • Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.

Sources

  1. New Mexico Motor Vehicle Department. "State Minimum Car Insurance Requirements." Accessed May 28, 2022
Olivia Oksenhorn
Written by
Olivia Oksenhorn
Linkedin

Insurance Writer

Olivia Oksenhorn is an insurance writer at Insurify. With a special focus in auto insurance and personal finance, Olivia works to help policyholders make informed decisions about their insurance. She received a bachelor's degree from the University of Colorado. Before starting at Insurify, she worked as a writer and in newsrooms and nonprofits across Colorado, including Aspen Public Radio and the Aspen Sojourner. You can connect with Olivia on LinkedIn.

Learn More
Tanveen Vohra
Edited by
Tanveen Vohra
Linkedin

Editorial Manager

Photo of an Insurify author
Edited by
Tanveen Vohra
Editorial Manager
Tanveen Vohra is an editorial manager at Insurify specializing in writing about property and casualty insurance. Through her work, Tanveen helps consumers better understand the components of their insurance policies so they can make smarter purchase decisions.Tanveen's work has been cited by CNBC , Fox Business, Business Insider, Fortune, and Market Watch, among others.
Amber Benka
Reviewed by
Amber Benka

Licensed Insurance Agent

Icon of a woman
Reviewed by
Amber Benka
Licensed Insurance Agent
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.