Cheap Auto Insurance Quotes in Chaparral, NM (2021)

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Car Insurance in Chaparral, NM

The average cost of New Mexico car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Chaparral, NM to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$24
$54
$97
$114
$122
ProgressiveState FarmNationwideTravelersAmerican Family
Monthly $

Cheapest Car Insurance in Chaparral, NM

Here are the cheapest carriers in Chaparral for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$103
$131
$77
$119
$99
$91
New MexicoAlbuquerqueLas CrucesRio RanchoSanta FeChaparral
Monthly $

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Chaparral, NM Driving Facts

new-mexico

Minimum Car Insurance Requirements in NM

The state of New Mexico requires all motor vehicle operators to have proof of insurance available in the car at all times.

The minimum bodily injury liability insurance requirements in New Mexico are:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident

Bodily injury liability coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum limits New Mexico state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

The minimum property damage liabiltiy insurance requirements in New Mexico are:

  • $10,000 property damage liability per accident

Property damage liability coverage pays for any property that you damage in an accident. The state of New Mexico requires $10,000 for the minimum. You’ll see the collective state minimum listed at 25/50/10. The 10 refers to the property damage liability. Once again, any damages above the $10,000 are your responsibility.

Find local Chaparral agents

Farmers Insurance - Jorge Aguirre Baez
111 W Lisa Dr, Chaparral, NM 88081
Road Runner Insurance
500 Anthony Dr, Anthony, NM 88021
Jessica Morales: Allstate Insurance
401 Anthony Dr Ste D, Anthony, NM 88021
Sunny Shields - State Farm Insurance Agent
5290 McNutt Rd #107, Santa Teresa, NM 88008
USA Insurance Inc
3310 N White Sands Blvd, Alamogordo, NM 88310
Farmers Insurance - Jorge Aguirre Baez
111 W Lisa Dr, Chaparral, NM 88081
White-Olson Insurance
320 McCombs Rd, Chaparral, NM 88081
Segura Automotive 
209 W Lisa Dr, Chaparral, NM 88081
Jessica Morales: Allstate Insurance
401 Anthony Dr Ste D, Anthony, NM 88021
Farmers Insurance
320 Lincoln St, Anthony, NM 88021

Insurify Insights: How Chaparral Drivers Measure Up

ford
Ford Escape
Most Popular Car in
Chaparral, NM
suspended licenses
#--
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Chaparral drivers measure up to their fellow New Mexico motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle Chaparral

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Chaparral is the Ford Escape.

DUI/DWIs Chaparral

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Chaparral drivers rank -- in the number of DUI’s per driver across all cities in New Mexico.

  • Rank within state: #--
  • Percent of drivers in Chaparral with a DUI: %
  • Drivers in Chaparral, NM with a DUI in their driving history paid on average % more than drivers with a clean record

Speeding Chaparral

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in New Mexico, Chaparral drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in Chaparral with a speeding ticket: %
  • Drivers in Chaparral, NM with a speeding ticket in their driving history paid on average % more than drivers with a clean record

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.