5+ years writing insurance and personal finance topics
Auto, home, health, and life insurance expertise
Elizabeth has extensive insurance industry experience, having written for Insureon, Rate Retriever, and Insurify. She’s also finance and insurance editor for Car and Driver.
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Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Updated November 20, 2024
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Table of contents
The average cost of car insurance in Glen Burnie is $192 per month for minimum coverage and $307 per month for full coverage. These costs are much higher than the U.S. national average of $104 per month for liability and $204 for full coverage.
Car insurance may cost more in Glen Burnie because the city is at greater risk of damage during hurricane season. Tropical storms can result in high winds, flooding, tornadoes, and storm surge.[1]
Here’s what you need to know about comparing quotes and finding cheap car insurance in Glen Burnie.
USAA, GEICO, and State Farm have the cheapest liability insurance rates in Glen Burnie.
Auto insurers in Maryland can consider credit-based insurance scores when determining premiums.[2]
Maryland is an at-fault state, which means the driver responsible for a car accident must cover the other party’s resulting injuries and property damage.[3]
3 of the cheapest car insurance companies in Glen Burnie
Maryland drivers have many options when it comes to cheap car insurance in Glen Burnie. However, every insurer differs in terms of cost, coverage options, discounts, third-party ratings, and more.
The best car insurance company for you will depend on your budget and needs, but the following three insurers offer quality coverage at an affordable price. The average quotes reflect statewide costs.
Insurance Company ▲▼ | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ | Best For ▲▼ |
---|---|---|---|---|
Safeco | 8.3 | $233 | $158 | Endorsements |
USAA | 9.4 | $156 | $101 | Military families |
Clearcover | 6.8 | $undefined | N/A | Digital policy management |
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for endorsements: Safeco
User Reviews | 4.5 |
---|---|
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.3 /10 |
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $144/mo |
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $212/mo |
Drivers appreciate the polite and helpful customer service and fair pricing but dislike the significant rate increases and difficulty reaching agents.
Drivers appreciate the polite and helpful customer service and fair pricing but dislike the significant rate increases and difficulty reaching agents.
Sarah
November 10, 2024
Too Expensive
Bonnie
November 2, 2024
The Price of Car Insurance
Harris
October 31, 2024
Just Fine
Safeco, a Liberty Mutual company, is an excellent insurer to consider if you want to customize your policy with endorsements. Safeco offers a wide selection of optional coverages, including new-car replacement, rental car reimbursement, roadside assistance, and accident forgiveness, as well as unique extras like a diminishing deductible.
The company also has the cheapest average liability insurance premiums in Glen Burnie. However, it doesn’t offer many discounts.
Good selection of endorsements
Highly rated mobile app
Fewer discounts than many other companies
Below-average J.D. Power customer satisfaction rating in the Mid-Atlantic region
Best insurer for military families: USAA
User Reviews | 4.9 |
---|---|
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.4 /10 |
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $93/mo |
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $143/mo |
Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.
Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.
Gloria
November 15, 2024
Not Good for Claims
Martin
November 11, 2024
Price Shopping
Rena Sabine
November 8, 2024
Disappointing and inflexible service
USAA offers some of the best auto insurance for Glen Burnie families with an active-duty, reserve, or retired military service member. The company stands out for its excellent third-party ratings. The company has the highest score for overall customer satisfaction and claims satisfaction by J.D. Power. It also has an A++ (Superior) financial strength rating from AM Best, demonstrating a healthy overall financial status.
USAA has cheap rates in Glen Burnie, and it also offers a variety of discounts for additional savings. However, USAA has only a few endorsements available for members.
Superior third-party ratings
Good variety of discounts
Coverage only for military members and their families
Few endorsements available
Best insurer for digital policy management: Clearcover
User Reviews | 3.3 |
---|---|
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 6.8 /10 |
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $102/mo |
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $183/mo |
Drivers appreciate the helpful customer service, initial low prices, and reasonable coverage but dislike the significant price increases over time.
Drivers appreciate the helpful customer service, initial low prices, and reasonable coverage but dislike the significant price increases over time.
Catherine
October 22, 2024
Great Customer Service
Brett
October 12, 2024
Unexpected Rate Increases
Richard
October 7, 2024
T.B.
If you prefer to manage your car insurance policy without help from an independent agent, Clearcover might be a good option. This insurance business operates digitally through a mobile app, so you can make payments, file claims, get roadside assistance, and view your ID cards anytime from your smartphone.
Additionally, Clearcover has fast claim handling. The company states that it pays out most claims in less than one week. Clearcover can even settle simple claims in as little as one day.
Digital policy management and claim handling
Cheapest full-coverage insurance in Glen Burnie
No in-person insurance agency
No policy bundling
How to get the cheapest car insurance in Glen Burnie
The cost of car insurance will vary by driver. A variety of factors can affect car insurance rates, including your ZIP code, age, claim history, driving record, vehicle type, and credit. However, you have many ways to lower your rate and find the cheapest car insurance in Glen Burnie.
Here are some tips for saving money:
Choose a high deductible. If you purchase a full-coverage policy, selecting higher deductibles for collision and comprehensive insurance can lower your monthly premium so you get the best deal.
Look for discounts. Many car insurance companies offer discounts that can help you save money. You can also ask an insurance agent or licensed representative about what discounts are available.
Bundle your policies. You can typically qualify for savings if you purchase multiple insurance products together, such as car insurance with home insurance, life insurance, or renters insurance.
Pay in full. Paying your annual car insurance premium up front and in full often makes you eligible for a small discount.
Compare quotes. Car insurance companies charge different rates for the same coverage types and policy limits. To find the cheapest car insurance for your situation, it’s a good idea to shop around and compare quotes from several insurance companies before implementing any policy changes.
Cheapest liability-only car insurance in Glen Burnie: USAA
Liability-only car insurance covers your financial responsibilities if you cause a car accident that results in another party’s bodily injury or property damage. It pays for the other person’s losses up to your policy limit. Liability-only insurance doesn’t pay for your vehicle repairs after a crash.
USAA offers the cheapest liability-only policies in Glen Burnie, at $93 per month.
Below, you can see which car insurance companies in Glen Burnie have the cheapest liability-only car insurance.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
---|---|
USAA | $93 |
GEICO | $111 |
State Farm | $120 |
Root | $134 |
Erie | $136 |
Safeco | $144 |
Progressive | $145 |
CSAA | $158 |
Direct Auto | $159 |
Travelers | $162 |
National General | $174 |
Elephant | $176 |
GAINSCO | $189 |
Allstate | $214 |
Nationwide | $246 |
Liberty Mutual | $279 |
Cheapest full-coverage car insurance in Glen Burnie: USAA
Full-coverage car insurance provides more financial protection than a minimum-coverage policy. In Maryland, full-coverage policies include liability insurance, collision insurance, comprehensive insurance, uninsured motorist coverage, and personal injury protection.
Though Maryland doesn’t require drivers to buy full-coverage insurance, lenders usually require drivers who lease or finance their vehicles to buy this type of policy. Most Glen Burnie drivers can benefit from full coverage, including people with a new vehicle or who can’t afford car repairs out of pocket.
With a rate of $143 per month, USAA has the cheapest full-coverage insurance in Glen Burnie.
In the table below, you can see other companies that offer cheap full-coverage car insurance in Glen Burnie.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
---|---|
USAA | $143 |
GEICO | $169 |
State Farm | $183 |
Erie | $208 |
Root | $211 |
CSAA | $212 |
Safeco | $212 |
Progressive | $222 |
Travelers | $247 |
Elephant | $278 |
National General | $295 |
Direct Auto | $321 |
Allstate | $328 |
Nationwide | $376 |
Liberty Mutual | $386 |
GAINSCO | $445 |
Cheapest recent rates near Glen Burnie, Maryland
Drivers in and around Glen Burnie, Maryland have found policies from Elephant, Liberty Mutual, Bristol West, and more, through Insurify in the last few days.
*Quotes generated for Insurify users in and around Glen Burnie, Maryland within the last 10 days. Last updated on November 20, 2024
*Quotes generated for Insurify users in and around Glen Burnie, Maryland within the last 10 days. Last updated on November 20, 2024
Car insurance requirements in Maryland
Car insurance is a legal requirement for all drivers in Maryland. To meet the state’s car insurance laws, you must carry liability insurance with coverage limits of at least 30/60/15, as well as uninsured motorist coverage and personal injury protection.
Maryland is an at-fault state, which means the at-fault driver must compensate other drivers for their losses after a crash. The 30/60/15 coverage limits represent the maximum amount of money your insurer will pay if an at-fault accident results in another driver’s injuries or property damage.
Here are the specific car insurance requirements for Maryland drivers:[4]
Coverage ▲▼ | Minimum Requirements ▲▼ |
---|---|
Bodily injury liability | $30,000 per person / $60,000 per accident |
Property damage liability | $15,000 per accident |
Uninsured motorist bodily injury liability | $30,000 per person / $60,000 per accident |
Uninsured motorist property damage liability | $15,000 per accident |
Personal injury protection | $2,500 |
In addition to the required coverages, you can benefit from adding car insurance endorsements to fill gaps in your standard policy and provide additional protection.
Here are some of the endorsements that many car insurance companies offer:
Collision coverage
If you have an accident with another vehicle or collide with an object, collision insurance pays for your resulting vehicle repair costs.
Comprehensive coverage
Following damage from a non-collision incident — like severe weather, theft, or vandalism — comprehensive insurance can cover the costs of vehicle repair or replacement.
Accident forgiveness
This endorsement waives your first at-fault accident so it doesn’t affect your premium. Some insurance companies only offer accident forgiveness to drivers who have a clean driving record and no previous claims.
Gap insurance
If you lease or finance your vehicle, adding gap insurance is a good idea. If you total your car or someone steals it, gap insurance will cover the difference between your car’s diminished value and what you still owe the lender.
Rental car reimbursement
Rental car reimbursement will pay for a rental vehicle while your car is in the shop after a collision or comprehensive claim. This policy usually pays up to a certain amount per day for a specific length of time.
Cheapest car insurance for drivers with an incident
Drivers with incidents on their record — such as speeding tickets, at-fault accidents, and other moving violations — often pay higher insurance rates than drivers with a clean record. More serious violations, like driving under the influence or driving with a suspended license, often have the biggest effect on rates.
Insurers view drivers with several incidents on their record as riskier to insure and charge higher rates as a result. Below, you can find the average cost of liability coverage by driving record from auto insurers in Glen Burnie.
Insurance Company ▲▼ | Clean Driving Record ▲▼ | With Speeding Ticket ▲▼ | With At-Fault Accident ▲▼ | With DUI ▲▼ |
---|---|---|---|---|
USAA | $93 | $115 | $121 | $148 |
GEICO | $111 | $138 | $145 | $177 |
State Farm | $120 | $147 | $155 | $191 |
Root | $134 | $179 | $187 | $190 |
Erie | $136 | $173 | $182 | $217 |
Safeco | $144 | $181 | $186 | $212 |
Progressive | $145 | $179 | $190 | $231 |
CSAA | $158 | $200 | $214 | $225 |
Direct Auto | $159 | $197 | $212 | $253 |
Travelers | $162 | $203 | $213 | $258 |
National General | $174 | $217 | $227 | $277 |
Elephant | $176 | $236 | $225 | $280 |
GAINSCO | $189 | $253 | $236 | $301 |
Allstate | $214 | $265 | $279 | $341 |
Nationwide | $246 | $308 | $324 | $392 |
Liberty Mutual | $279 | $374 | $389 | $444 |
Average cost of car insurance by age
Age is one of various factors that affect car insurance premiums. In general, teenage drivers pay the highest insurance rates because they lack driving experience and have a higher likelihood of accidents than more experienced drivers. For most drivers, rates decrease with age between the ages of 35 and 70. Rates increase a bit for senior drivers older than 70 due to aging-related risk factors.
Here’s the average cost of car insurance in Glen Burnie for drivers of various age groups.
Age ▲▼ | Average Monthly Quote ▲▼ |
---|---|
Teens | $432 |
20s | $535 |
30s | $499 |
40s | $423 |
50s | $316 |
60s | $222 |
70s | $166 |
Glen Burnie car insurance quotes by credit tier
In Maryland, car insurance companies can use credit-based insurance scores to calculate premiums. Drivers with excellent or good credit typically pay lower rates than people with poor credit. Insurance companies view credit history as a way to predict how likely drivers are to file insurance claims.
You can see the average monthly cost of full-coverage car insurance in Glen Burnie based on credit tier in the table below.
Rates by Credit Tier
Glen Burnie car insurance FAQs
Before you start shopping around for car insurance, you should determine the best coverage plan and amount for you. The following information should help you navigate your remaining questions about finding the best rates for car insurance in Glen Burnie.
How much is car insurance in Glen Burnie?
The overall average cost of car insurance in Glen Burnie is $250 per month. On average, Glen Burnie drivers pay $192 per month for liability coverage and $307 for full coverage.
Who has the cheapest car insurance in Glen Burnie?
With a monthly rate of $93 for liability insurance, USAA has the cheapest car insurance in Glen Burnie. However, USAA offers the cheapest full-coverage insurance premium, at $143 per month. GEICO and State Farm also have affordable liability coverage, with monthly rates of $111 and $120, respectively. The best way to find the lowest price for coverage is to compare quotes from multiple insurers at once.
What are the best car insurance companies in Glen Burnie?
With a high Insurify Quality (IQ) Score of 9.4 out of 5, low average rates, and impressive third-party rankings, USAA is the best car insurance company in Glen Burnie. Maryland drivers pay $101 per month for liability coverage and $156 for full coverage from USAA, on average. Other top insurers available to non-military members include State Farm, GEICO, and Clearcover.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Related articles
More cities in Maryland
Sources
- Maryland Department of the Enviornment. "Hurricane and Tropical Storm Preparedness."
- Maryland Insurance Administration. "Use of Your Credit History for Auto Insurance."
- NOLO. "Maryland Car Insurance Requirements and Laws."
- Maryland Insurance Administration. "A Consumer Guide to Auto Insurance."
Elizabeth Rivelli is a freelance writer covering insurance and personal finance. She has extensive knowledge of various insurance lines, including property and casualty, health, and life insurance. Her byline has been featured in dozens of publications, including Investopedia, Forbes, Bankrate, NextAdvisor, and Insurance.com.
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Featured in