Cheap Auto Insurance Quotes in Muncie, IN (2021)

Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Hoosier State.

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes

Car Insurance in Muncie, IN

The average cost of Indiana car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Muncie, IN to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$24
$51
$99
$113
$127
ProgressiveState FarmTravelersNationwideThe General
Monthly $

Cheapest Car Insurance in Muncie, IN

Here are the cheapest carriers in Muncie for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$108
$120
$109
$109
$108
$95
IndianaIndianapolisFort WayneEvansvilleSouth BendMuncie
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Muncie, IN Driving Facts

indiana

Minimum Car Insurance Requirements in IN

Indiana drivers must purchase car insurance and must carry proof of financial responsibility in their vehicles. Unlike many states, Indiana requires uninsured motorist protection in addition to property damage liability and bodily injury liability coverage. 

Motorists are required to purchase auto insurance coverage meeting these minimums:

  • $25,000 for bodily injury or death of one person
  • $50,000 for bodily injury or death of two or more persons
  • $25,000 for property damage liability
  • $50,000 Uninsured Motorist Coverage

Find local Muncie agents

United Insurance Agencies (Main)
1019 W Jackson St, Muncie, IN 47305
George Insurance Group
311 S Walnut Street, Muncie, IN 47305
Scott Metzler - Goosehead Insurance
2809 W Godman Ave Suite 6, Muncie, IN 47304
USI Insurance Services
302 East Jackson Street, Muncie, IN 47305
Star Insurance Agency, Inc.
3618 West Fox Ridge, Muncie, IN 47304
Epic Insurance Midwest (Munice)
110 E. Main St., Muncie, IN 47305
Muncie Indiana Insurance
125 E Charles St, Muncie, IN 47305
Ritchie Insurance Inc
3804 Wheeling Ave, Muncie, IN 47304
Shelter Insurance - Katy Combs
414 E McGalliard Rd, Muncie, IN 47303
Patton Insurance, Inc.
4535 Wheeling Ave, Muncie, IN 47304

Insurify Insights: How Muncie Drivers Measure Up

chevrolet
Chevrolet Malibu
Most Popular Car in
Muncie, IN
suspended licenses
#15
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Muncie drivers measure up to their fellow Indiana motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Muncie

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Muncie drivers rank 2 in the number of car accidents per driver across all cities in Indiana.

  • Rank within state: #2
  • Percent of drivers in Muncie with an accident: 14.08%
  • Drivers in Muncie, IN with an accident in their driving history paid on average 55.34% more than drivers with a clean record

Speeding Muncie

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Indiana, Muncie drivers rank 12 in the number of speeding infractions per driver.

  • Rank within state: #12
  • Percent of drivers in Muncie with a speeding ticket: 10.52%
  • Drivers in Muncie, IN with a speeding ticket in their driving history paid on average 41.75% more than drivers with a clean record

DUI/DWIs Muncie

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Muncie drivers rank 6 in the number of DUI’s per driver across all cities in Indiana.

  • Rank within state: #6
  • Percent of drivers in Muncie with a DUI: 3.39%
  • Drivers in Muncie, IN with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Muncie

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Muncie is the Chevrolet Malibu.

Rude Muncie

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Indiana, Muncie drivers rank 12 in rude driving infractions.

  • Rank within state: #12
  • Percent of drivers in Muncie with a reckless driving violation: 1.25%
  • Drivers in Muncie, IN with a reckless driving violation in their driving history paid on average --% more than drivers with a clean record.

Safest Drivers Muncie

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Muncie drivers rank 12 in clean driving records across all cities in Indiana.

  • Rank within state: #12
  • Percent of drivers in Muncie with clean record: 75.22%

Failure to Yield the Right of Way Muncie

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Muncie drivers rank 13 in failure to yield violations per driver across all cities in Indiana.

  • Rank within state: #13
  • Percent of drivers in Muncie with a failure to yield violation: --%
  • Drivers in Muncie, IN with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Muncie

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Indiana, Muncie drivers rank 12 in the number of reckless driving offenses per driver.

  • Rank within state: #12
  • Percent of drivers in Muncie with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership Muncie

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Muncie drivers rank 21 in hybrid and electric vehicle ownership across all cities in Indiana.

  • Rank within state: #21
  • Percent of drivers in Muncie with a hybrid/electric vehicle: 0.51%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.