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Cheap Auto Insurance Quotes in Sherwood, AR (January 2022)

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Last Updated: January 2022

Car Insurance in Sherwood, AR

The average cost of Arkansas car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Sherwood, AR to find you the cheapest quotes in the area.
State FarmNationwideDirect AutoThe GeneralLiberty Mutual

Cheapest Car Insurance in Sherwood, AR

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

ArkansasLittle RockFort SmithFayettevilleSpringdaleSherwood
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Sherwood, AR Driving Facts


Minimum Car Insurance Requirements in AK

Arkansas' minimum liability auto insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Find local Sherwood agents

Professional Association Insurance Services
7480 Highway 107, Sherwood, AR 72120
Franklin Insurance Agency
204 Country Club Rd, Sherwood, AR 72120-4627
Carla Jaco Insurance Agency dba Jaco Insurance Agency
3920 E Kiehl Ave #8, Sherwood, AR 72120
Eberle Insurance Agency, Inc.
9623 Hwy 107, Sherwood, AR 72120
Pete Barry Insurance
7901 AR-107, Sherwood, AR 72120
Nationwide Insurance: Brad Barnett Insurance Agency, Inc.
1610 E Kiehl Ave Ste A, Sherwood, AR 72120
Davis Brothers Insurance
9400 AR-107, Sherwood, AR 72120
Arkansas Insurance Adjusting
3415 E Kiehl Ave #2, Sherwood, AR 72120
Stephen Wall: Allstate Insurance
7600 AR-107 Ste B, Sherwood, AR 72120
Guyor Insurance Agency
Club Rd, Sherwood, AR 72120

Insurify Insights: How Sherwood Drivers Measure Up

Toyota Camry
Most Popular Car in
Sherwood, AR
suspended licenses
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Sherwood drivers measure up to their fellow Arkansas motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Sherwood

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Sherwood drivers rank 5 in the number of car accidents per driver across all cities in Arkansas.

  • Rank within state: #5
  • Percent of drivers in Sherwood with an accident: 11.04%
  • Drivers in Sherwood, AR with an accident in their driving history paid on average 21.08% more than drivers with a clean record

Speeding in Sherwood

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arkansas, Sherwood drivers rank 29 in the number of speeding infractions per driver.

  • Rank within state: #29
  • Percent of drivers in Sherwood with a speeding ticket: 8.18%
  • Drivers in Sherwood, AR with a speeding ticket in their driving history paid on average 60.54% more than drivers with a clean record

DUI/DWIs in Sherwood

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Sherwood drivers rank 33 in the number of DUI’s per driver across all cities in Arkansas.

  • Rank within state: #33
  • Percent of drivers in Sherwood with a DUI: 1.23%
  • Drivers in Sherwood, AR with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle in Sherwood

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Sherwood is the Toyota Camry.

Hybrid/Electric Vehicle Ownership in Sherwood

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Sherwood drivers rank 4 in hybrid and electric vehicle ownership across all cities in Arkansas.

  • Rank within state: #4
  • Percent of drivers in Sherwood with a hybrid/electric vehicle: 1.52%

Green Driving in Sherwood, AR

The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint. This city has been named the "greenest" in the state by Insurify.

On the state level, Arkansas has mixed record when it comes to environmental initiatives. In Little Rock, an EPA grant recently funded green infrastructure, including rain gardens and tree meanders along Main Street. However, the Arkansas Department of Environmental Quality recently finalized new rules that roll back standards for pollution produced by electric power plants.

Greenes Cities


Greenes Cities
% of Hybrids / Electrics


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

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