Cheap Auto Insurance in Conway, Arkansas (2024)
State Farm offers the cheapest car insurance in Conway, with minimum-coverage policies as low as $29 per month.
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Updated November 20, 2024
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Table of contents
A suburb of Little Rock, Conway is the seventh-largest city in Arkansas. Conway's location in Arkansas' densely populated central region, its exposure to extreme weather, and a high population density all contribute to the city's car insurance costs.
Conway drivers face average car insurance rates that are similar to the state's overall average, despite its smaller size compared to big cities like Little Rock or Fayetteville. But Conway's average rates are higher than national averages. In Conway, full-coverage car insurance averages $238 per month. By comparison, the national average is $204.
To find the cheapest coverage available to them, Conway drivers can compare quotes from multiple insurers. Many top insurance companies offer coverage in Arkansas, including State Farm, USAA, and GEICO, the three cheapest options for Conway drivers.
Quick Facts
Conway had 2,426 crashes but only six fatalities in 2022, according to the most recent data available.[1]
The City of Colleges has a high population density of 1,309 residents per square mile, according to U.S. Census Bureau data.
Conway is home to three colleges. A higher number of young drivers in an area could lead to more traffic accidents.
Cheapest car insurance companies in Conway
The table below provides an overview of the cheapest car insurers in Conway. Keep in mind that your unique situation will determine the ideal insurance company for you. Be sure to look into the pros and cons of all your options so you can make the most informed decision.
Insurance Company ▲▼ | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ | Best For ▲▼ |
|---|---|---|---|---|
| State Farm | 9.3 | $61 | $30 | Cheap rates |
| USAA | 9.4 | $75 | $36 | Military families |
| GEICO | 9.0 | $93 | $45 | Senior drivers |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurance for cheap rates: State Farm
| User Reviews | 4.2 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $29/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $60/mo |
4.2
Best choiceBased on 9036 verified guest reviews and ratings
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (4,969)
Ronald
November 19, 2024
Verified Review
State Farm Experience: 35 Years+
They are forcing me to replace my house roof or they will cancel my policy.
David
November 19, 2024
Verified Review
Too expensive
It's too expensive. They raise rates every six months, even though I've never filed a claim.
Ronald
November 18, 2024
Verified Review
Very Expensive Auto and Home
Extremely harsh local service.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
State Farm has been around since 1922 and is one of the largest car insurers in the U.S. It offers a variety of standard car insurance options, as well as policy add-ons like roadside assistance, rental car reimbursement, and rideshare insurance. State Farm is a great choice in Conway because it offers the cheapest rates for virtually every type of coverage and driver.
Pros
Strong financial strength rating from AM Best
Long-standing history in the car insurance industry
Cons
No gap insurance
Must work with a local agent to purchase a policy
Best insurance for military families: USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.4 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $35/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $72/mo |
4.9
Best choiceBased on 1602 verified guest reviews and ratings
How drivers feel about USAA
Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (914)
Gloria
November 15, 2024
Verified Review
Not Good for Claims
I have storm damage and the claim process is not satisfactory.
Martin
November 11, 2024
Verified Review
Price Shopping
I have been with USAA for over 60 years. Obviously, I've been very happy. Since I don't drive very far, I have been seeing advertisements for lower prices. However, I have no plans of leaving USAA.
Rena Sabine
November 8, 2024
Verified Review
Disappointing and inflexible service
My experience with this company has been disappointing, especially this second time around. I would suggest considering other options. From my recent interactions, they have been dismissive and argumentative. I have already started finalizing my next premium with another company. I'm perplexed as to how they receive praise when they treat clients in this manner.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.35A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
USAA is a highly rated insurance company that exclusively sells coverage to active-duty military members, veterans, and their immediate families. USAA offers a good variety of discounts for additional policy savings, but only a few coverage endorsements are available. In addition to liability insurance, the company sells roadside assistance, comprehensive, collision, and uninsured motorist coverage.
Best insurance for senior drivers: GEICO
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.0 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $43/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $90/mo |
4.0
Best choiceBased on 10271 verified guest reviews and ratings
How drivers feel about GEICO
Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (5,647)
James
November 19, 2024
Verified Review
Unsatisfactory Experience with Geico
Steer clear. They increase your rate at every renewal.
Edward
November 18, 2024
Verified Review
Experience with Geico
Reliable.
Chris
November 18, 2024
Verified Review
Poor
The customer service is below average and terrible.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
One of the country’s top insurers, GEICO offers a number of insurance products. The company offers affordable quotes in Conway by coverage level, age, and driving history. GEICO has 16 advertised discounts, including some that seniors can commonly benefit from. Older drivers may earn multi-policy, good driver, defensive driving, and vehicle safety discounts. Drivers can also save with the DriveEasy telematics program.
Pros
Multiple available discounts
Many insurance products
Cons
Gap insurance not available
Rideshare insurance not available
How to get the cheapest car insurance in Conway
When you look for cheap car insurance, be sure to consider your coverage options and the financial strength of various companies. These tips can help you score the best deal on a policy:
Shop around. Since each insurance company has its own unique products and rates, it pays to shop around. Get quotes from at least a few different insurers.
Increase your deductible. Your deductible is the amount of money you must pay out of pocket for a claim before your policy covers the rest. You can lower your premiums with a higher deductible because you’re taking on more up-front costs. However, make sure never to set your deductible so high you can’t afford it if you need to file a claim.
Bundle your insurance policies. Most larger car insurers offer bundling discounts. If you have homeowners or renters insurance, you might be able to bundle it with car insurance and save some money on both policies.
Cheapest liability-only car insurance in Conway: State Farm
Liability car insurance is the most basic level of car insurance. The state of Arkansas requires it, and it pays for property damage and injuries you may cause in an accident. Here are the cheapest liability-only quotes in Conway based on Insurify data.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| State Farm | $29 |
| USAA | $35 |
| GEICO | $43 |
| Auto-Owners | $49 |
| Shelter | $64 |
| Allstate | $64 |
| Farmers | $65 |
| Nationwide | $65 |
| Root | $67 |
| Progressive | $68 |
| Travelers | $68 |
| Safeco | $70 |
| National General | $91 |
| GAINSCO | $94 |
| Dairyland | $95 |
| Liberty Mutual | $121 |
| The General | $126 |
| Bristol West | $140 |
| Direct Auto | $178 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Conway: State Farm
Full-coverage car insurance is made up of liability insurance, collision insurance, and comprehensive insurance. While it’s optional, it can give you some additional peace of mind, especially if you drive a luxury car, have an auto loan or lease, or often commute in heavy traffic. Here, you can see the most affordable full-coverage insurers in Conway.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| State Farm | $60 |
| USAA | $72 |
| GEICO | $90 |
| Auto-Owners | $101 |
| Root | $117 |
| Safeco | $129 |
| Shelter | $132 |
| Allstate | $133 |
| Farmers | $134 |
| Nationwide | $134 |
| Travelers | $142 |
| Progressive | $143 |
| National General | $163 |
| GAINSCO | $211 |
| Dairyland | $237 |
| Liberty Mutual | $259 |
| The General | $267 |
| Bristol West | $357 |
| Direct Auto | $396 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Conway, Arkansas
Drivers in and around Conway, Arkansas have found policies from The General, Root, Safeco, and more, through Insurify in the last few days.
*Quotes generated for Insurify users in and around Conway, Arkansas within the last 10 days. Last updated on November 20, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 20, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Conway, Arkansas within the last 10 days. Last updated on November 20, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 20, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Arkansas
Like most states, Arkansas requires all drivers to carry a minimum amount of liability car insurance. Still, about 20% of drivers in the state are uninsured, according to the Insurance Research Council. To drive legally in Arkansas, your insurance coverage must meet the following requirements:
Coverage ▲▼ | Minimum Requirements ▲▼ |
|---|---|
| Bodily injury liability | $25,000 per person and $50,000 per accident3 |
| Property damage liability | $25,000 |
While a liability-only policy meets the requirements listed above, you can enhance your car insurance coverage with the following optional solutions:
Collision insurance
Collision insurance can help repair or replace your vehicle after an accident with another vehicle or stationary object, no matter who’s at fault.
Comprehensive insurance
Comprehensive insurance covers vehicle damage that comes from non-accident incidents, including vandalism, weather, and falling objects.
Uninsured/underinsured motorist insurance
Uninsured/underinsured motorist insurance may protect you when you’re in an accident with an at-fault party who doesn’t have insurance or is underinsured.
Find Car Insurance in Conway
Minimum coverage policies start at $29/mo. for Conway drivers
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Cheapest car insurance for drivers with an incident
Incidents like at-fault accidents, speeding tickets, and DUIs cause car insurance companies to judge you as a high-risk driver. For this reason, they’ll often charge you higher car insurance rates. If you have an at-fault accident on your driving record, for example, your premiums could increase by 33% or more compared to drivers with a clean record.
In these sections, you’ll see how your premiums can change based on individual incidents.
Cheapest car insurance for drivers with a speeding ticket: State Farm
With a speeding ticket on your record in Conway, you can expect to pay more for car insurance but still enjoy lower premiums than with other incidents. On average, Conway drivers see monthly car insurance rates of $345 for full coverage and $188 for minimum coverage after a speeding ticket.
Here you can see how liability-only quotes change from several insurers.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Clean Record ▲▼ | With Ticket ▲▼ |
|---|---|---|
| State Farm | $29 | $38 |
| USAA | $35 | $46 |
| GEICO | $43 | $57 |
| Auto-Owners | $49 | $66 |
| Shelter | $64 | $88 |
| Allstate | $64 | $85 |
| Farmers | $65 | $86 |
| Nationwide | $65 | $87 |
| Root | $67 | $95 |
| Progressive | $68 | $89 |
| Travelers | $68 | $91 |
| Safeco | $70 | $94 |
| National General | $91 | $121 |
| GAINSCO | $94 | $134 |
| Dairyland | $95 | $126 |
| Liberty Mutual | $121 | $172 |
| The General | $126 | $170 |
| Bristol West | $140 | $186 |
| Direct Auto | $178 | $236 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: State Farm
If you cause a car accident in Conway, you’ll likely have to pay more for your auto policy. The average cost of car insurance for Conway drivers with at-fault accidents is $360 per month for full coverage, and $197 for liability-only policies. Here, you can see how an at-fault accident affects the liability insurance quotes you’ll receive from leading insurers.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Clean Record ▲▼ | With Accident ▲▼ |
|---|---|---|
| State Farm | $29 | $40 |
| USAA | $35 | $49 |
| GEICO | $43 | $60 |
| Auto-Owners | $49 | $69 |
| Shelter | $64 | $93 |
| Allstate | $64 | $89 |
| Farmers | $65 | $90 |
| Nationwide | $65 | $91 |
| Root | $67 | $100 |
| Progressive | $68 | $95 |
| Travelers | $68 | $95 |
| Safeco | $70 | $97 |
| National General | $91 | $127 |
| GAINSCO | $94 | $126 |
| Dairyland | $95 | $131 |
| Liberty Mutual | $121 | $179 |
| The General | $126 | $179 |
| Bristol West | $140 | $195 |
| Direct Auto | $178 | $253 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI: State Farm
A DUI conviction often comes with serious consequences, like hefty fines, jail time, and higher car insurance premiums. In most cases, having a DUI on your record will raise your insurance premiums more than having a speeding ticket or at-fault accident.
Conway drivers convicted of DUI may see average car insurance rates of $408 per month for full coverage and $223 for minimum coverage. Here, you can see the type of quotes you can expect to get in Conway with a DUI on your record.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Clean Record ▲▼ | With DUI ▲▼ |
|---|---|---|
| State Farm | $29 | $49 |
| USAA | $35 | $59 |
| GEICO | $43 | $72 |
| Auto-Owners | $49 | $82 |
| Shelter | $64 | $108 |
| Allstate | $64 | $108 |
| Farmers | $65 | $109 |
| Nationwide | $65 | $109 |
| Root | $67 | $101 |
| Progressive | $68 | $114 |
| Travelers | $68 | $114 |
| Safeco | $70 | $109 |
| National General | $91 | $153 |
| GAINSCO | $94 | $158 |
| Dairyland | $95 | $160 |
| Liberty Mutual | $121 | $203 |
| The General | $126 | $212 |
| Bristol West | $140 | $235 |
| Direct Auto | $178 | $299 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: State Farm
Generally, age causes vision, mobility, and cognitive changes that can increase the risk of getting into an accident. As a result, car insurance rates tend to begin rising again when a driver reaches age 70. Still, seniors have the cheapest car insurance rates overall of any age group.
In Conway, car insurance for senior drivers averages $186 per month for full coverage and $102 for liability-only. The following table shows quotes from top insurers for senior drivers in Conway.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Liability Only ▲▼ | Full Coverage ▲▼ |
|---|---|---|
| State Farm | $22 | $45 |
| USAA | $27 | $56 |
| GEICO | $33 | $70 |
| Auto-Owners | $38 | $78 |
| Shelter | $45 | $93 |
| Nationwide | $47 | $97 |
| Progressive | $48 | $100 |
| Farmers | $49 | $102 |
| Allstate | $50 | $104 |
| Travelers | $52 | $108 |
| Root | $55 | $96 |
| Safeco | $58 | $107 |
| National General | $68 | $121 |
| Dairyland | $74 | $184 |
| GAINSCO | $77 | $172 |
| Liberty Mutual | $99 | $212 |
| The General | $99 | $211 |
| Bristol West | $109 | $279 |
| Direct Auto | $135 | $300 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: State Farm
Teenagers typically pay some of the highest car insurance premiums. This is because they don’t have as much experience behind the wheel as older drivers and are more likely to cause an accident. Fortunately, young drivers can save money if they stay on their parents’ policy, drive a safe car, and lock in a good student discount.
Car insurance for teen drivers in Conway costs, on average, $413 monthly for full coverage and $226 for liability-only policies. The following table shows quotes from top insurers for teen drivers in Conway.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Liability Only ▲▼ | Full Coverage ▲▼ |
|---|---|---|
| State Farm | $50 | $104 |
| USAA | $59 | $122 |
| GEICO | $69 | $145 |
| Auto-Owners | $83 | $171 |
| Root | $101 | $177 |
| Shelter | $108 | $222 |
| Farmers | $115 | $237 |
| Nationwide | $115 | $237 |
| Allstate | $115 | $240 |
| Progressive | $121 | $254 |
| Travelers | $124 | $260 |
| Safeco | $136 | $251 |
| Dairyland | $155 | $386 |
| GAINSCO | $164 | $368 |
| National General | $181 | $324 |
| The General | $202 | $428 |
| Liberty Mutual | $210 | $449 |
| Bristol West | $238 | $608 |
| Direct Auto | $329 | $731 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
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Conway car insurance quotes by credit tier
Research shows that drivers with good to excellent credit are less risky and usually file fewer claims than those with poor credit. For this reason, many insurance agencies consider the credit scores of prospective policyholders to help determine premiums. Considering credit scores is illegal in a few states, but the practice is legal in Arkansas.[4]
The chart below shows that a Conway driver with excellent credit may pay $211 per month on average, while a driver with poor credit might be charged an average of $424 per month.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Conway?
The average cost of an auto policy in the U.S. is $204 per month for full coverage and $104 per month for liability-only coverage. Arkansas' averages are $261 and $121, respectively.
Conway's average car insurance rates of $238 for full coverage and $130 for minimum coverage are higher than national averages, but on par with the state's.
Auto insurance rates vary by ZIP code within Arkansas due to factors like population, crime rates, and the number of uninsured drivers. Premiums in Jonesboro and Springdale, for example, are more expensive than in Conway.
More cities in Arkansas
Here’s a look at the average monthly quotes for other Arkansas cities.
City ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ |
|---|---|---|
| Benton | $264 | $132 |
| Fayetteville | $242 | $122 |
| Jonesboro | $269 | $130 |
| Little Rock | $290 | $155 |
| Pine Bluff | $315 | $137 |
| Springdale | $254 | $119 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Conway car insurance FAQs
Finding the insurance policy that provides the right coverage for you can feel overwhelming. Fortunately, the information below should answer any questions you still have and help you make an informed decision.
How much is car insurance in Conway?
On average, Conway drivers pay $130 per month for a liability-only car insurance policy. Meanwhile, a full-coverage insurance policy averages $238 per month. Your actual rates may be more or less than the average in your area, based on individual factors like your gender, age, driving history, and vehicle.
Which are the cheapest car insurance companies in Conway?
State Farm is the cheapest insurer for Conway drivers. Its liability-only rates start at $60 per month. USAA and GEICO also have cheap rates for Conway residents, with monthly minimum-coverage rates of $72 and $90, respectively.
What are the best car insurance companies in Conway?
State Farm is the best car insurance company in Conway. It has a 4.4 Insurify Quality (IQ) Score, an A++ financial strength rating from A.M. Best, and solid rankings in J.D. Power customer and claims satisfaction studies. Other top insurers in the city include USAA and GEICO.
Is car insurance cheaper with two cars?
Yes and no. If you insure two cars, you’ll inevitably pay more than if you insured a single car. But having two cars allows you to bundle your coverages together, meaning you should pay a lower premium for each insured vehicle than you would if you insured them separately.
What comes first: Buying a car or getting car insurance?
You must have insurance coverage to drive a car in Arkansas. Most insurers in Arkansas will allow you a grace period of two to 30 days, during which you can drive your new vehicle on your existing policy before adding it. However, you must have an existing policy to drive any vehicle, new or old, in Arkansas.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- Arkansas Department of Transportation. "Traffic Safety."
- J.D. Power. "Auto Insurance Customer Satisfaction Plummets as Rates Continue to Surge, J.D. Power Finds."
- A.M. Best. "USAA."
- Experian. "Which States Restrict the Use of Credit Scores in Determining Insurance Rates?."
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Anna BaluchInsurance Writer
Anna Baluch is a Cleveland-based personal finance and insurance expert. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions. Her work can be seen across the internet on many publications, including Freedom Debt Relief, Credit Karma, RateGenius, and the Balance. Connect with Anna on LinkedIn.
15+ years in content creation
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