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Experience
- Homeowners insurance
- Auto insurance
- Pet insurance
- Small business insurance
- Credit
- Travel
- Personal finance
About Ben's expertise
Ben Luthi has been making insurance and personal finance easy to understand for over a decade. Dedicated to helping readers make informed insurance decisions, Ben’s covered just about every personal finance topic under the sun.
His work has appeared in the Wall Street Journal, Fortune Recommends, Yahoo Finance, Experian, Credit Karma, NerdWallet, and many more. Ben lives near Salt Lake City with his two kids and two cats.
Featured Work
Kiplinger: Four Things You Can Do If Your Home Insurance Is Canceled or Not Renewed
Experian: 5 Types of Insurance Policies and Coverage You Need
Wall Street Journal: Should You Get a Credit Card Just for the Sign-Up Bonus?
Investopedia: What Is a Second-Chance Bank Account?
Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here
Ben's latest posts
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Cheapest Car Insurance Quotes in Florida
February 27, 2026
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Cheapest Car Insurance Quotes in Michigan
February 27, 2026
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American Alliance Car Insurance Review (Ratings and Expert Insights)
February 26, 2026
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Best Car Insurance in Washington, D.C.
February 26, 2026
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Best Car Insurance for Federal Employees
February 26, 2026
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Average Car Insurance Cost in Illinois
February 26, 2026
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Cost of Land Rover Car Insurance
February 26, 2026
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Erie Insurance vs. State Farm: Which Insurance Company Is Better in 2026?
February 26, 2026
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Average Car Insurance Cost in Nevada
February 26, 2026
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Amica vs. GEICO: Which Insurance Company Is Better in 2026?
February 26, 2026
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Why Is Car Insurance So Expensive in Florida?
February 26, 2026
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How to Get Cheap Car Insurance
February 26, 2026
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Best Commercial Truck Insurance Companies
February 26, 2026
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Average Car Insurance Cost in Texas
February 26, 2026
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Guide to Small Business Insurance
February 6, 2026
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Motorcycle Insurance Quotes
February 4, 2026
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Guide to Specialty Vehicle Insurance
February 4, 2026
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Electric Vehicle Rebates by State
January 14, 2026
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Physical Damage Semitruck Insurance
January 14, 2026
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Commercial Truck Liability Insurance
January 6, 2026
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Best Pet Insurance for Preventative Care
December 3, 2025
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Camera Insurance: Is It Worth It?
November 24, 2025
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Farm Equipment Insurance: Coverage and Costs
November 20, 2025
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Bus Insurance: Coverage Options and Costs
November 19, 2025
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Accident With a Borrowed Car in New York: What Happens?
November 13, 2025
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How Much Is Insurance for a 26-Foot Box Truck?
November 12, 2025
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Affordable Health Insurance: How to Find Coverage That Fits Your Budget
November 12, 2025
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Guide to Excavator Insurance
November 4, 2025
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Guide to Owner-Operator Semitruck Insurance
October 28, 2025
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Best RV Insurance Companies
October 20, 2025
Guide to RV Insurance
October 20, 2025
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Life Insurance Quotes: Compare Rates Online in Minutes
October 2, 2025
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How Does Life Insurance Work?
October 1, 2025
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Does Renters Insurance Cover Stolen Cash?
September 19, 2025
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Travel Insurance Companies
September 10, 2025
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Business Interruption Insurance: Coverages and Costs
August 26, 2025
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Business Insurance Brokers: What to Know
August 25, 2025
Trucking Business Insurance: Coverages, Costs, and Quotes
August 14, 2025
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Semitruck and Trailer Insurance: Coverages and Costs
August 8, 2025
Progressive Commercial Auto Insurance Review and Quotes
July 28, 2025
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Hyundai Sonata Car Insurance Quotes
July 10, 2025
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Florida Car Insurance Laws
July 8, 2025
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GMC Sierra 1500 Car Insurance Quotes
June 25, 2025
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How Long Does Pet Insurance Take to Kick In?
June 13, 2025
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Infiniti Q50 Car Insurance Quotes
June 9, 2025
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What Does a Car Warranty Cover?
May 22, 2025
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Nissan Maxima Car Insurance Quotes
May 21, 2025
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How to Check Your Car’s Warranty
May 15, 2025
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Best Extended Car Warranty Companies
May 12, 2025
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Does U.S. Health Insurance Cover International Travel?
April 21, 2025
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Is Phone Insurance Worth It?
April 8, 2025
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Hyundai Recommended Maintenance Schedule
April 2, 2025
Nissan Recommended Maintenance Schedule
April 1, 2025
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Liberty Mutual Home Insurance Review: Ratings and Quotes
March 26, 2025
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Accident With a Borrowed Car in Florida: What Happens?
February 24, 2025
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How to Find Cheap Commercial Auto Insurance
February 14, 2025
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Guide to Term Life Insurance — and How It Works
February 13, 2025
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What Is Guaranteed Life Insurance, and How Does It Work?
February 6, 2025
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Life Insurance for Children: Should You Buy It?
February 5, 2025
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What Does Life Insurance Cover?
January 29, 2025
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Voluntary Life Insurance: What It Is and How It Works
January 29, 2025
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