Cheap Auto Insurance Quotes in Wheeling, WV (2021)

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Car Insurance in Wheeling, WV

The average cost of West Virginia car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Wheeling, WV to find you the cheapest quotes in the area.

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Cheapest Car Insurance in Wheeling, WV

Here are the cheapest carriers in Wheeling for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

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Wheeling, WV Driving Facts

Minimum Car Insurance Requirements in WV

The state of West Virginia requires all motor vehicle operators to have proof of insurance available in the car at all times. The minimum  bodily injury liability insurance requirements in West Virginia are:

  • $25,000/$50,000 Bodily Injury Liability per person/accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits West Virginia state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

The minimum property damage liability insurance requirements in West Virginia are:

  • $25,000 Property Damage Liability per accident

Property Damage Liability coverage pays for any property that you damage in an accident. The state of West Virginia requires $25,000 for the minimum. You’ll see the collective state minimum listed at 25/50/25. The second 25 refers to the Property Damage Liability. Once again, any damages above the $25,000 are your responsibility.


Find local Wheeling agents

Citywide Insurance & Financial Services, Inc. 
2214 National Rd, Wheeling, WV 26003
Berry, Bippus, Chison & Foose, Inc. 
1049 Market St, Wheeling, WV 26003-2913
USI Services 
1140 Chapline St, Wheeling, WV 26003-2919
Glessner Wharton & Andrews Insurance 
2084 National Road, Wheeling, WV 26003
WesBanco Insurance Services, Inc. 
2100 National Rd, Wheeling, WV 26003-5248
Nationwide Insurance: Fahey-Leavitt Insurance Agency Inc Agency
1203 Mount DeChantal Rd #2, Wheeling, WV 26003
Bernie Glenn Insurance & Financial Service
1804 Warwood Ave, Wheeling, WV 26003
Paree Insurance Centers
306 Kruger St, Wheeling, WV 26003
Gary Dietz: Allstate Insurance
1010 National Rd, Wheeling, WV 26003
Citywide Insurance & Real State
2066 National Rd, Wheeling, WV 26003

Insurify Rankings

Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

Here's how Wheeling stacks up for the state of West Virginia:

Ford F-Series Pickup
Most Popular Car in
Wheeling, WV
suspended licenses
Cities with Most
Suspended Licenses Rank

Green Driving in Wheeling, WV

The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint. This city has been named the "greenest" in the state by Insurify.

The state of West Virginia offers many green driver incentives, including federal tax credits, rebates, and discounts through some car insurance carriers.

Greenes Cities


Greenes Cities
% of Hybrids / Electrics
Most Patriotic City

Most Patriotic City


Beginning in 2018, Insurify launched the Most Patriotic Cities Awards, which salute the community in each state with the highest percentage of individuals who currently serve in the military or identify as armed service veterans.

Wheeling won Insurify's Most Patriotic Cities Award for the state of West Virginia. The city is notable for remaining loyal to the Union during the Civil War, precipitating the establishment of the state of West Virginia.