Cheap Auto Insurance Quotes in Wheeling, WV (January 2022)

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Last Updated: January 2022

Car Insurance in Wheeling, WV

The average cost of West Virginia car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Wheeling, WV to find you the cheapest quotes in the area.
$56
$62
$99
$112
$149
ProgressiveAllstateState FarmNationwideLiberty Mutual

Cheapest Car Insurance in Wheeling, WV

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$104
$97
$126
$80
$123
$96
West VirginiaCharlestonHuntingtonMorgantownParkersburgWheeling
Click here to learn about car insurance quotes and save on your current policy.

Wheeling, WV Driving Facts

west-virginia

Minimum Car Insurance Requirements in WV

The state of West Virginia requires all motor vehicle operators to have proof of insurance available in the car at all times. The minimum  bodily injury liability insurance requirements in West Virginia are:

  • $25,000/$50,000 Bodily Injury Liability per person/accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits West Virginia state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

The minimum property damage liability insurance requirements in West Virginia are:

  • $25,000 Property Damage Liability per accident

Property Damage Liability coverage pays for any property that you damage in an accident. The state of West Virginia requires $25,000 for the minimum. You’ll see the collective state minimum listed at 25/50/25. The second 25 refers to the Property Damage Liability. Once again, any damages above the $25,000 are your responsibility.

Find local Wheeling agents

Citywide Insurance & Financial Services, Inc. 
2214 National Rd, Wheeling, WV 26003
Berry, Bippus, Chison & Foose, Inc. 
1049 Market St, Wheeling, WV 26003-2913
USI Services 
1140 Chapline St, Wheeling, WV 26003-2919
Glessner Wharton & Andrews Insurance 
2084 National Road, Wheeling, WV 26003
WesBanco Insurance Services, Inc. 
2100 National Rd, Wheeling, WV 26003-5248
Nationwide Insurance: Fahey-Leavitt Insurance Agency Inc Agency
1203 Mount DeChantal Rd #2, Wheeling, WV 26003
Bernie Glenn Insurance & Financial Service
1804 Warwood Ave, Wheeling, WV 26003
Paree Insurance Centers
306 Kruger St, Wheeling, WV 26003
Gary Dietz: Allstate Insurance
1010 National Rd, Wheeling, WV 26003
Citywide Insurance & Real State
2066 National Rd, Wheeling, WV 26003

Insurify Insights: How Wheeling Drivers Measure Up

ford
Ford F-Series Pickup
Most Popular Car in
Wheeling, WV
suspended licenses
#11
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Wheeling drivers measure up to their fellow West Virginia motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Wheeling

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Wheeling drivers rank 3 in the number of car accidents per driver across all cities in West Virginia.

  • Rank within state: #3
  • Percent of drivers in Wheeling with an accident: 9.33%
  • Drivers in Wheeling, WV with an accident in their driving history paid on average 43.02% more than drivers with a clean record

Speeding in Wheeling

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in West Virginia, Wheeling drivers rank 1 in the number of speeding infractions per driver.

  • Rank within state: #1
  • Percent of drivers in Wheeling with a speeding ticket: 11.67%
  • Drivers in Wheeling, WV with a speeding ticket in their driving history paid on average 36.63% more than drivers with a clean record

DUI/DWIs in Wheeling

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Wheeling drivers rank 7 in the number of DUI’s per driver across all cities in West Virginia.

  • Rank within state: #7
  • Percent of drivers in Wheeling with a DUI: 1.67%
  • Drivers in Wheeling, WV with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle in Wheeling

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Wheeling is the Ford F-Series Pickup.

Green Driving in Wheeling, WV

The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint. This city has been named the "greenest" in the state by Insurify.

The state of West Virginia offers many green driver incentives, including federal tax credits, rebates, and discounts through some car insurance carriers.

Greenes Cities

Wheeling

Greenes Cities
% of Hybrids / Electrics
1%
Most Patriotic City

Most Patriotic City

Wheeling

Beginning in 2018, Insurify launched the Most Patriotic Cities Awards, which salute the community in each state with the highest percentage of individuals who currently serve in the military or identify as armed service veterans.

Wheeling won Insurify's Most Patriotic Cities Award for the state of West Virginia. The city is notable for remaining loyal to the Union during the Civil War, precipitating the establishment of the state of West Virginia.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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