Cheap Auto Insurance Quotes in West Warwick, RI (2021)

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Car Insurance in West Warwick, RI

The average cost of Rhode Island car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in West Warwick, RI to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$113
$238
$316
$353
ProgressiveTravelersLiberty MutualAmerican Family
Monthly $

Cheapest Car Insurance in West Warwick, RI

Here are the cheapest carriers in West Warwick for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$274
$200
$284
$301
$332
$255
Rhode IslandProvidenceWarwickCranstonPawtucketWest Warwick
Monthly $

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West Warwick, RI Driving Facts

rhode-island

Minimum Car Insurance Requirements in RI

The state of Rhode Island requires all motor vehicle operators to have proof of insurance available in the car at all times. The minimum bodily injury liability insurance requirements in Rhode Island are:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits that Rhode Island state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

The minimum property damage liability insurance requirements in Rhode Island are:

  • $25,000 property damage liability per accident

Property damage liability coverage pays for any property that you damage in an accident. The state of Rhode Island requires $25,000 for the minimum. You’ll see the collective state minimum listed at 25/50/25. The second 25 refers to the property damage liability. Once again, any damages above the $25,000 are your responsibility.

Find local West Warwick agents

Bucci Insurance Group 
1350 Division Rd, West Warwick, RI 02893
John J. Clarke Insurance, Inc. 
1226 Main St, West Warwick, RI 02893
Simone Fargiorgio: Allstate Insurance
711 Quaker Ln, West Warwick, RI 02893
Graham Insurance Inc
328 Cowesett Ave Suite 4, West Warwick, RI 02893
Bucci Insurance Group
1350 Division Rd #101, West Warwick, RI 02893
Murphy Insurance
255 Quaker Ln # 700, West Warwick, RI 02893
MetLife: Vitacca Nick
312 Cowesett Ave, West Warwick, RI 02893
DeGiulio Insurance Group
3590 W Shore Rd, Warwick, RI 02886
GEICO Insurance Agent
120 Lambert Lind Hwy, Warwick, RI 02886
Iovino Appraisal Service
1227 Main St Ste 4, West Warwick, RI 02893

Insurify Insights: How West Warwick Drivers Measure Up

toyota
Toyota Corolla
Most Popular Car in
West Warwick, RI
suspended licenses
#8
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how West Warwick drivers measure up to their fellow Rhode Island motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents West Warwick

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. West Warwick drivers rank 3 in the number of car accidents per driver across all cities in Rhode Island.

  • Rank within state: #3
  • Percent of drivers in West Warwick with an accident: 13.37%
  • Drivers in West Warwick, RI with an accident in their driving history paid on average 33.59% more than drivers with a clean record

Speeding West Warwick

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Rhode Island, West Warwick drivers rank 1 in the number of speeding infractions per driver.

  • Rank within state: #1
  • Percent of drivers in West Warwick with a speeding ticket: 7.9%
  • Drivers in West Warwick, RI with a speeding ticket in their driving history paid on average 45.42% more than drivers with a clean record

DUI/DWIs West Warwick

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. West Warwick drivers rank 3 in the number of DUI’s per driver across all cities in Rhode Island.

  • Rank within state: #3
  • Percent of drivers in West Warwick with a DUI: 0.91%
  • Drivers in West Warwick, RI with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle West Warwick

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in West Warwick is the Toyota Corolla.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.