For drivers with bad credit in Rhode Island, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers with bad credit.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Rhode Island. The following are the best insurance rates from carriers that offer car insurance for drivers with bad credit in Rhode Island.
Seafood (especially calamari) in the Ocean State is all the rage. If your credit has you turning down pricey menu items in favor of dinner at home, you aren't alone.
Being aware of your credit is the first step in fixing it. If you didn't already know, car insurance rates in Rhode Island are impacted by credit rating because insurance companies can use personal financial information to inform rates.
Insurify's comparison tool will help you make sure you're getting the best possible quote even with a bad credit rating. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.
Not convinced that your credit decisions play into your monthly premiums? They do. Drivers with bad credit pay about 21 percent more than average in Rhode Island.
When car insurance companies check your insurance score, they are looking at the kind of behavior that communicates risk. Not paying your bills on time and having too much outstanding credit are two red flags insurers note when checking in on your credit.
In Rhode Island there aren't many insurance companies that will write you a policy without first checking in on your credit. Credit behavior like paying your bills on time hints at how well you manage your money, and this information is invaluable to your insurer.
One way around revealing your credit score is to choose an insurance company that writes usage-based policies. These policies consider how long, how far, and how well you drive a car to determine rates and may or may not benefit you.
The financial gap between those in the highest and lowest credit tiers is wide. Drivers with poor credit pay over $100 more than drivers with excellent credit. It's enough to make you rethink your credit-related behavior.
You'll pay a hefty sum for having bad credit in Providence and wanting to be on the road. The average monthly premium for motorists with poor credit is $468. With rates this high, you may find better by shopping around or even by moving one ZIP code over.
Insurance prices and policies can vary significantly between companies, and a state like Rhode Island draws a wide variety of choices when factoring insurance rates for drivers with bad credit.
Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.
Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.