Cheap Auto Insurance Quotes in Redmond, OR (2021)

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With a bustling commercial airport and a thriving tourism industry, it’s no wonder Redmond is one of the fastest-growing cities in Oregon. To get around safely on the busy streets of Redmond, you’ll want a robust car insurance policy that meets your needs.

With mountains to the west and a desert to the east, Redmond boasts diverse geography and a variable climate, which means your car needs to be ready for the elements. Investing in insurance that protects you and your vehicle is vital for folks who call Redmond home.

Car Insurance in Redmond, OR

The average cost of Oregon car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Redmond, OR to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$36
$70
$90
$119
$131
ProgressiveState FarmAllstateTravelersNationwide
Monthly $

Cheapest Car Insurance in Redmond, OR

Here are the cheapest carriers in Redmond for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$141
$142
$155
$119
$169
$118
OregonPortlandSalemEugeneGreshamRedmond
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Redmond, OR Driving Facts

oregon

Minimum Car Insurance Requirements in OR

All motor vehicles operated or parked on Oregon roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

Oregon auto insurance requirements are among the most comprehensive in the country. Coverage requirements mandated by Oregon law are a bit more comprehensive than the average state. The minimum liability car insurance requirements for private passenger vehicles in Oregon are as follows:

  • $25,000 per person/$50,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Oregon state law are $25,000 for the death or injury of a single victim as a result of a car accident and $50,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/50, referring to the dollar limitations of each minimum. In the case of an accident, liability coverage can aid perpetrators with costs involved in a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Oregon law.

  • $20,000/accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of Oregon is $20,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

  • $25,000 per person/$50,000 per accident Uninsured Motorist Bodily Injury (UMBI)

Uninsured and underinsured motorist coverage are required forms of insurance in Oregon. This coverage protects drivers who might incur damages from an accident caused by an uninsured or underinsured driver. If involved in an accident with an individual without sufficient coverage, insured drivers will still be covered by insurance. 

  • $15,000/person Personal Injury Protection (PIP)

Personal Injury Protection (PIP) provides coverage for medical costs that drivers and their passengers may face after an accident. PIP coverage protects drivers even if they are found to be at fault. Medical expenses are covered by this type of protection, and at least $15,000 worth of coverage is required in Oregon.

Redmond Car Insurance Rates by Driver Age

Though car insurance rates can fluctuate between drivers for many reasons, age is one of the most significant factors. As evidenced by the data below, younger drivers pay more for insurance in the Beaver State than older motorists. Why? Based on statistics, insurance companies know that younger drivers have a higher rate of accidents and claims. In Redmond, young drivers pay over three-and-a-half times more for car insurance (at $349 per month in average premiums) than drivers in their 60s do.

Driving History
No Violation$130
Speeding Ticket$195
At-Fault Accident$167
Failure to Stop for Red Light / Stop SignN/A

Redmond Car Insurance Rates by Driving and Accident History

Keeping a clean driving record in Redmond is a must if you want to keep insurance rates low. As average insurance rates show, drivers with violations like speeding or having an at-fault accident get hit hard by rate increases. Drivers without any offenses pay $129 on average in monthly insurance premiums. Compare this to the driver caught speeding, and the difference is clear. The speeder pays $65 more a month for the same coverage—that’s $780 per year for a single driving mistake!

Redmond Car Insurance Rates by Credit Tier

Auto insurance companies charge you based on the amount of risk you are assigned. They determine risk by using all kinds of data, including your credit score. Why? Studies have found that the way you manage your money can accurately predict the likelihood of making an insurance claim. Drivers with average credit scores pay $145 (on average) in car insurance premiums.

Redmond, OR DMV Information

Redmond has a DMV outpost at 3835 SW 21st Place, Redmond, OR 97756. The office provides drivers with driver’s license and renewal services, identification card services, written tests, road tests, vehicle registration, vehicle titles, license plate services, vehicle inspections, commercial driver’s license (CDL) services, and CDL written tests.

Public Transportation in Redmond, OR

While Redmond doesn’t have a rapid transit system, the airport in town ensures that many buses pass through Redmond. The Central Oregon Breeze bus system stops at the airport and can take passengers to the nearby town of Bend or to the bustling city of Portland.

Conclusion: How to get the best and cheapest car insurance in Redmond, OR

The population of Redmond, Oregon, is growing by about 6 percent a year, which means there are more and more drivers on the road every year. Don’t wait to find great insurance. With Insurify, you can quickly compare car insurance quotes from a variety of insurance carriers. That way, you can keep you, your passengers, and your car safe on the roads of Redmond.

Find local Redmond agents

Oncourse, LLC 
946 SW Veteran Way, Redmond, OR 97756
Culley Insurance Group, LLC 
2808 Northwest 23rd Street, Redmond, OR 97756
Broderick-Pierce & Leavitt 
847 SW 6th St, Redmond, OR 97756-3102
Christian Ministries Ins & Risk Management 
631 Sundance Ridge Ct, Redmond, OR 97756-7369
AIC Insurance Agency - Redmond - Bend OR
847 SW 6th St, Redmond, OR 97756
Graybeal Group - Consumer Insurance
1935 S Hwy 97, Redmond, OR 97756
Ankeny Northwest Insurance
728 SW Highland Ave, Redmond, OR 97756
Jake Waardenburg - State Farm Insurance Agent
635 NW 5th St UNIT 1, Redmond, OR 97756
Joe Lochner - State Farm Insurance Agent
123 SW 5th St, Redmond, OR 97756
Cheri Towery: Allstate Insurance
141 NW 6th St Ste A, Redmond, OR 97756

Insurify Insights: How Redmond Drivers Measure Up

ford
Ford F-Series Pickup
Most Popular Car in
Redmond, OR
suspended licenses
#19
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Redmond drivers measure up to their fellow Oregon motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Redmond

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Redmond drivers rank 1 in the number of car accidents per driver across all cities in Oregon.

  • Rank within state: #1
  • Percent of drivers in Redmond with an accident: 13.79%
  • Drivers in Redmond, OR with an accident in their driving history paid on average 73.87% more than drivers with a clean record

Speeding Redmond

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Oregon, Redmond drivers rank 12 in the number of speeding infractions per driver.

  • Rank within state: #12
  • Percent of drivers in Redmond with a speeding ticket: 10.97%
  • Drivers in Redmond, OR with a speeding ticket in their driving history paid on average 66.67% more than drivers with a clean record

DUI/DWIs Redmond

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Redmond drivers rank 8 in the number of DUI’s per driver across all cities in Oregon.

  • Rank within state: #8
  • Percent of drivers in Redmond with a DUI: 2.51%
  • Drivers in Redmond, OR with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Redmond

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Redmond is the Ford F-Series Pickup.


FAQs - Redmond, OR Car Insurance

Do any major car insurers have offices in Redmond?

Allstate, State Farm, and Farmers are just a few of the major insurance carriers that have local offices in Redmond, making it easy for Redmond residents to find great insurance.

Will my credit score affect my car insurance rates in Redmond?

In the state of Oregon, insurers can look at your consumer credit score to determine your rates. There are some limits on how much your credit score can affect your rate. For instance, your credit score can’t lead to a price increase when renewing your policy, only when opening a new one.

Who offers the cheapest car insurance in my area?

Many variables come into play when searching for car insurance prices. To help you figure out which carriers offer the cheapest policies, use Insurify to easily compare quotes from a wide range of companies.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.