4.8out of 3,000+ reviews

Cheap Auto Insurance Quotes in Shawnee, OK (January 2022)

  • Personalized quotes in 5 minutes or less
  • No signup required
1 Insurance
Last Updated: January 2022

Car Insurance in Shawnee, OK

The average cost of Oklahoma car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Shawnee, OK to find you the cheapest quotes in the area.
$47
$144
$170
$204
$215
ProgressiveTravelersThe GeneralState FarmAmerican Family

Cheapest Car Insurance in Shawnee, OK

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$175
$185
$168
$180
$164
$177
OklahomaOklahoma CityTulsaNormanBroken ArrowShawnee
Click here to learn about car insurance quotes and save on your current policy.

Shawnee, OK Driving Facts

oklahoma

Minimum Car Insurance Requirements in OK

All motor All motor vehicles operated or parked on Oklahoma roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability car insurance requirements for private passenger vehicles in Oklahoma are as follows:

  • $25,000 per person/$50,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Oklahoma state law are $25,000 for the death or injury of a single victim as a result of a car accident and $50,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/50, referring to the dollar limitations of each minimum. In the case of an accident, liability coverage can aid perpetrators with costs involved in a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Oklahoma law.

  • $25,000/accident for Property Damage (PD)

The state minimum amount of property damage liability coverage property damage liability property damage liability coverage required in the state of Oklahoma is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Find local Shawnee agents

Multi-County Insurance Center 
624 W Independence #108, Shawnee, OK 74804-4329
Hinson Insurance Agency- Shawnee 
3715 N Kickapoo Ave., Shawnee, OK 74804
The JBI Companies 
39004 W MacArthur, Suite 100, Shawnee, OK 74804
BancFirst Insurance Services Inc.- Shawnee 
3707 N Harrison St., Shawnee, OK 74804
Valentine Insurance Group Inc 
720A E Independence, Shawnee, OK 74804
Truck Insurance Agency 
130 E MacArthur #202, Shawnee, OK 74804-1236
Ford Insurance
11 E MacArthur St, Shawnee, OK 74804
Integrity Insurance Solutions Inc
2205 N Kickapoo Ave STE B, Shawnee, OK 74804
Shelter Insurance - Amy Price
313 W MacArthur St, Shawnee, OK 74804
AAA Oklahoma - Shawnee - Insurance/Membership Only
1146 N Harrison Ave, Shawnee, OK 74801

Insurify Insights: How Shawnee Drivers Measure Up

hyundai
Hyundai Elantra
Most Popular Car in
Shawnee, OK
suspended licenses
#5
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Shawnee drivers measure up to their fellow Oklahoma motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Shawnee

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Shawnee drivers rank 13 in the number of car accidents per driver across all cities in Oklahoma.

  • Rank within state: #13
  • Percent of drivers in Shawnee with an accident: 8.45%
  • Drivers in Shawnee, OK with an accident in their driving history paid on average 66.9% more than drivers with a clean record

Speeding in Shawnee

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Oklahoma, Shawnee drivers rank 20 in the number of speeding infractions per driver.

  • Rank within state: #20
  • Percent of drivers in Shawnee with a speeding ticket: 7.99%
  • Drivers in Shawnee, OK with a speeding ticket in their driving history paid on average 57.04% more than drivers with a clean record

DUI/DWIs in Shawnee

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Shawnee drivers rank 12 in the number of DUI’s per driver across all cities in Oklahoma.

  • Rank within state: #12
  • Percent of drivers in Shawnee with a DUI: 1.37%
  • Drivers in Shawnee, OK with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle in Shawnee

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Shawnee is the Hyundai Elantra.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


Full starFull starFull starFull starFull star
3690 Reviews

Insurify is rated 4.8 out of 5 based on 3690 customer reviews.
With over 30,109,648 quotes provided, we have helped thousands of customers save time and money!