Car Insurance in Union City, NJ
The average cost of New Jersey car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Union City, NJ to find you the cheapest quotes in the area.
Cheapest Car Insurance in Union City, NJ
Here are the cheapest carriers in Union City for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.
| Companies | Quotes |
|---|---|
Progressive |
$121 /mo |
Liberty Mutual |
$266 /mo |
Travelers |
$274 /mo |
Allstate |
$331 /mo |
State Farm |
$441 /mo |
Best Car Insurance in Union City, NJ
The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Union City. For the complete list, see Insurify's best car insurance companies.
| Companies | Score | Quotes |
|---|---|---|
|
Allstate |
86
|
$331 /mo |
|
State Farm |
83
|
$441 /mo |
|
Travelers |
81
|
$274 /mo |
|
Liberty Mutual |
80
|
$266 /mo |
|
Progressive |
78
|
$121 /mo |
Average Car Insurance Cost
| New Jersey Cities | |
|---|---|
| Newark |
$317/mo |
| Jersey City |
$295/mo |
| Paterson |
$304/mo |
| Elizabeth |
$294/mo |
| Union City |
$287/mo |
| New Jersey |
$299/mo |
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Union City, NJ Driving Facts
New Jersey requires all drivers to purchase either a basic or standard insurance policy.
The basic policy liability limit is as follows:
- $5,000 of property damage liability per accident
The standard policy liability limits are as follows:
- $15,000 of bodily injury liability insurance per person, per accident
- $30,000 of bodily injury liability for multiple injured people per accident
- $5,000 of property damage liability per accident
Insurify Rankings
Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.
We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.
Here's how Union City stacks up for the state of New Jersey:
Suspended Licenses Rank
FAQs - Union City, NJ Car Insurance
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