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The average cost of New Jersey car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Union City, NJ to find you the cheapest quotes in the area.
Here are the cheapest carriers in Union City for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.
| Cheapest Companies | |
|---|---|
 Progressive | $121/mo |
 Liberty Mutual | $266/mo |
 Travelers | $274/mo |
 Allstate | $331/mo |
 State Farm | $441/mo |
New Jersey Cities | |
|---|---|
| Newark | $317/mo |
| Jersey City | $295/mo |
| Paterson | $304/mo |
| Elizabeth | $294/mo |
| Union City | $287/mo |
| New Jersey | $299/mo |
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New Jersey requires all drivers to purchase either a basic or standard insurance policy. The basic policy liability limit is as follows:
$5,000 of property damage liability per accident
The standard policy liability limits are as follows:
Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Union City drivers measure up to their fellow New Jersey motorists in the rankings above.
From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Union City drivers rank 30 in the number of car accidents per driver across all cities in New Jersey.
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in New Jersey, Union City drivers rank 26 in the number of speeding infractions per driver.
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Union City drivers rank 20 in the number of DUI’s per driver across all cities in New Jersey.
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Union City is the Honda Accord.
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
