Cheap Auto Insurance Quotes in Union City, NJ (2021)

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Car Insurance in Union City, NJ

The average cost of New Jersey car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Union City, NJ to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$121
$266
$274
$331
$441
ProgressiveLiberty MutualTravelersAllstateState Farm
Monthly $

Cheapest Car Insurance in Union City, NJ

Here are the cheapest carriers in Union City for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$299
$317
$295
$304
$294
$287
New JerseyNewarkJersey CityPatersonElizabethUnion City
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Union City, NJ Driving Facts

new-jersey

Minimum Car Insurance Requirements in NJ

New Jersey requires all drivers to purchase either a basic or standard insurance policy. The basic policy liability limit is as follows:

  • $5,000 of property damage liability per accident

The standard policy liability limits are as follows:

  • $15,000 of bodily injury liability insurance per person, per accident
  • $30,000 of bodily injury liability for multiple injured people per accident
  • $5,000 of property damage liability per accident

Find local Union City agents

Fiorentino Anillo Insurance and Financial LLC 
3401 Palisade Avenue, Union City, NJ 07087
Hudson Agency Services
1301 Summit Ave A, Union City, NJ 07087
My Financial Solutions USA - Taxes, Insurance and Real Estate
733 32nd St, Union City, NJ 07087
Inter-America Insurance LLC
2911 Summit Ave # 102, Union City, NJ 07087
Gonzalez & Company Insurance Agency
5833 John F. Kennedy Blvd, North Bergen, NJ 07047
Freeway Insurance
1306 John F. Kennedy Blvd, Union City, NJ 07087
Diaz Insurance Agency 
815 Bergenline Ave, Union City, NJ 07087
Fiorentino Anillo Insurance
202 38th St, Union City, NJ 07087
Svalencia Insurance agency
3613 New York Ave, Union City, NJ 07087
Candida Seymour - State Farm Insurance Agent
4017 Bergenline Ave, Union City, NJ 07087

Insurify Insights: How Union City Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Union City, NJ
suspended licenses
#40
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Union City drivers measure up to their fellow New Jersey motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Union City

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Union City drivers rank 30 in the number of car accidents per driver across all cities in New Jersey.

  • Rank within state: #30
  • Percent of drivers in Union City with an accident: 6.31%
  • Drivers in Union City, NJ with an accident in their driving history paid on average --% more than drivers with a clean record

Speeding Union City

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in New Jersey, Union City drivers rank 26 in the number of speeding infractions per driver.

  • Rank within state: #26
  • Percent of drivers in Union City with a speeding ticket: 3.47%
  • Drivers in Union City, NJ with a speeding ticket in their driving history paid on average --% more than drivers with a clean record

DUI/DWIs Union City

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Union City drivers rank 20 in the number of DUI’s per driver across all cities in New Jersey.

  • Rank within state: #20
  • Percent of drivers in Union City with a DUI: 0.95%
  • Drivers in Union City, NJ with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Union City

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Union City is the Honda Accord.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.