Cheap Auto Insurance Quotes in Irvington, NJ (January 2022)

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Last Updated: January 2022

Car Insurance in Irvington, NJ

The average cost of New Jersey car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Irvington, NJ to find you the cheapest quotes in the area.
$141
$283
$460
ProgressiveTravelersState Farm

Cheapest Car Insurance in Irvington, NJ

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$303
$317
$303
$304
$294
$295
New JerseyNewarkJersey CityPatersonElizabethIrvington
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Irvington, NJ Driving Facts

new-jersey

Minimum Car Insurance Requirements in NJ

New Jersey requires all drivers to purchase either a basic or standard insurance policy. The basic policy liability limit is as follows:

  • $5,000 of property damage liability per accident

The standard policy liability limits are as follows:

  • $15,000 of bodily injury liability insurance per person, per accident
  • $30,000 of bodily injury liability for multiple injured people per accident
  • $5,000 of property damage liability per accident

Find local Irvington agents

Deramo Insurance Associate Inc
1070 Clinton Ave, Irvington, NJ 07111
Limonette Insurance Agency llc
888 Stuyvesant Ave #1, Irvington, NJ 07111
Medicare Advisors Insurance Group LLC - Irvington
1063 Springfield Ave, Irvington, NJ 07111
Lee Insurance
1191 Clinton Ave, Irvington, NJ 07111
Democratic Insurance
746 Springfield Ave, Irvington, NJ 07111
AMC Insurance Inc
Newark, NJ 07106

Insurify Insights: How Irvington Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Irvington, NJ
suspended licenses
#10
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Irvington drivers measure up to their fellow New Jersey motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Irvington

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Irvington drivers rank 11 in the number of car accidents per driver across all cities in New Jersey.

  • Rank within state: #11
  • Percent of drivers in Irvington with an accident: 9.03%
  • Drivers in Irvington, NJ with an accident in their driving history paid on average 19.03% more than drivers with a clean record

Speeding in Irvington

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in New Jersey, Irvington drivers rank 8 in the number of speeding infractions per driver.

  • Rank within state: #8
  • Percent of drivers in Irvington with a speeding ticket: 6.19%
  • Drivers in Irvington, NJ with a speeding ticket in their driving history paid on average 34.32% more than drivers with a clean record

DUI/DWIs in Irvington

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Irvington drivers rank 27 in the number of DUI’s per driver across all cities in New Jersey.

  • Rank within state: #27
  • Percent of drivers in Irvington with a DUI: 0.71%
  • Drivers in Irvington, NJ with a DUI in their driving history paid on average --% more than drivers with a clean record

Rude in Irvington

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in New Jersey, Irvington drivers rank 9 in rude driving infractions.

  • Rank within state: #9
  • Percent of drivers in Irvington with a reckless driving violation: 1.59%
  • Drivers in Irvington, NJ with a reckless driving violation in their driving history paid on average --% more than drivers with a clean record.

Safest Drivers in Irvington

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Irvington drivers rank 8 in clean driving records across all cities in New Jersey.

  • Rank within state: #8
  • Percent of drivers in Irvington with clean record: 84.42%

Failure to Yield the Right of Way in Irvington

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Irvington drivers rank 8 in failure to yield violations per driver across all cities in New Jersey.

  • Rank within state: #8
  • Percent of drivers in Irvington with a failure to yield violation: 0.18%
  • Drivers in Irvington, NJ with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in Irvington

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in New Jersey, Irvington drivers rank 3 in the number of reckless driving offenses per driver.

  • Rank within state: #3
  • Percent of drivers in Irvington with a reckless driving offense: 0.18%

Most Popular Vehicle in Irvington

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Irvington is the Honda Accord.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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