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Cheapest Companies for Temporary Car Insurance Montana (2022)

For drivers looking for temporary insurance in Montana, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Montana. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in Montana.

CarrierAvg. Monthly Cost
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Travelers$136
Midvale$162
The General$169
Safeco$179
Nationwide$209

What Is Temporary Car Insurance and How to Get It in Montana?

Montana drivers are required by the state to carry auto insurance if they plan on operating or owning a vehicle. Since it is a requirement, you can obtain coverage through most carriers in the state, but you will need to decide on the length of coverage. For most, temporary car insurance that lasts six months or less is the best option due to its pricing flexibility.

Many drivers who are looking for the best rates or only need coverage for a portion of the year, like students, will benefit from temporary car insurance. It is also a great option for drivers who are looking to get a re-rate after any type of driving violation.

What Are the Average Short-Term Car Insurance Rates in Montana?

If you are considering a short-term car insurance policy in Montana, it is important to consider the average monthly rate. Comparatively, the rates in Montana are a little higher than other states and cost drivers $198 a month on average. For a six-month policy, this could mean a total of $1,190.

Length of Short-Term Insurance PolicyAvg. Monthly Rate, Short-Term Policy
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Total Cost of 6 Month, Short-Term Policy
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
6 months$198$1,190

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What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in Montana?

The main benefit that comes with choosing a six-month auto insurance policy is the ability to obtain affordable pricing. Even though it is possible to get competitive rates with a one-year plan, you will have more opportunities to shop for coverage with a six-month temporary auto insurance policy.

Another benefit of the six-month plan is that it is a quick way to build good rapport with your insurance provider. If you have a not-so-great driving record, proving that you can keep it clean for six months and make payments on time is a great way to get a lower rate in the future. See if you qualify today for a lower auto insurance rate by using the Insurify platform.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in Montana within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in Montana

Insurance prices and policies can vary significantly between companies, and a state like Montana draws a wide variety of choices when drivers are evaluating temporary car insurance plans.
Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - Montana Car Insurance

  • Why is car insurance so expensive in Montana?

    There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Do car insurance rates vary by county in Montana?

    Auto insurance costs will vary between locations and insurance carriers, depending on the county Montana. Insurify analyzed the latest data for the five most populous cities in Montana to find you the cheapest quotes in each of these metropolitan areas.

  • Which providers have the best auto insurance ratings in Montana?

    The way to find the carrier with the best auto insurance ratings in Montana and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • How much do annual auto insurance rates increase in Montana?

    During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

Compare Car Insurance Quotes Instantly

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

Methodology

Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.

Doug Shaffer
Doug ShafferInsurance Writer

Doug Shaffer works as a content writer. He has had the opportunity to write for several national insurance carriers in the past and brings with him over six years of experience working with both business and consumer products. He enjoys being able to break down complex insurance jargon to allow consumers to fully understand their policies.